Community West Bancshares Defensive Interval Ratio
Community West Bancshares defensive interval ratio. Community West Bancshares (CWBC) has a Defensive Interval Ratio of 48 days as of June 2026. Defensive assets of $570.09 Million (cash $-, short-term investments $570.09 Million, receivables $-) cover 48 days of daily cash needs of $11.92 Million/day. See how liquid is Community West Bancshares's working capital to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Community West Bancshares (1997–2025)
Defensive interval ratio of Community West Bancshares from 1997 to 2025. This chart shows how Community West Bancshares's Defensive Interval Ratio has evolved across 29 annual periods from 1997 to 2025. As of June 2026, the ratio stands at 48 days, meaning defensive assets of $570.09 Million can fund 48 days of operations without new revenue. Check CWBC financial resilience to evaluate the company's liquid asset resilience ratio.
Community West Bancshares Defensive Interval Ratio by Year (1997–2025)
Community West Bancshares defensive interval ratio by year from 1997 to 2025. The table below presents the year-by-year Defensive Interval Ratio for Community West Bancshares from 1997 to 2025, covering 29 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see Community West Bancshares (CWBC) total assets.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 1470 days | $293.94 Million | $200.00K/day | $- | $293.94 Million | ▲ +1433 days |
| 2024 | 36 days | $303.42 Million | $8.34 Million/day | $- | $303.42 Million | ▼ -34 days |
| 2023 | 70 days | $408.02 Million | $5.81 Million/day | $- | $408.02 Million | ▼ -51 days |
| 2022 | 122 days | $725.69 Million | $5.97 Million/day | $- | $648.83 Million | ▲ +98 days |
| 2021 | 24 days | $52.42 Million | $2.20 Million/day | $- | $19.71 Million | ▲ +1 days |
| 2020 | 23 days | $46.47 Million | $2.02 Million/day | $- | $17.31 Million | ▼ -19 days |
| 2019 | 42 days | $51.41 Million | $1.23 Million/day | $- | $19.26 Million | ▼ -184 days |
| 2018 | 226 days | $784.48 Million | $3.47 Million/day | $- | $24.93 Million | ▲ +84 days |
| 2017 | 142 days | $561.10 Million | $3.96 Million/day | $- | $535.28 Million | ▼ -50 days |
| 2016 | 191 days | $646.04 Million | $3.38 Million/day | $- | $22.68 Million | ▲ +31 days |
| 2015 | 160 days | $496.15 Million | $3.10 Million/day | $- | $477.55 Million | ▲ +4 days |
| 2014 | 156 days | $451.65 Million | $2.89 Million/day | $- | $432.54 Million | ▼ -10 days |
| 2013 | 166 days | $464.16 Million | $2.80 Million/day | $- | $443.22 Million | ▼ -27 days |
| 2012 | 193 days | $405.66 Million | $2.10 Million/day | $- | $393.96 Million | ▼ -25679 days |
| 2011 | 25872 days | $556.57 Million | $21.51K/day | $- | $23.86 Million | ▲ +25850 days |
| 2010 | 23 days | $41.65 Million | $1.84 Million/day | $- | $23.34 Million | ▲ +1 days |
| 2009 | 22 days | $39.47 Million | $1.79 Million/day | $- | $17.67 Million | ▲ +9 days |
| 2008 | 13 days | $23.56 Million | $1.79 Million/day | $- | $6.78 Million | ▼ -3 days |
| 2007 | 16 days | $18.79 Million | $1.18 Million/day | $- | $12.66 Million | ▲ +5 days |
| 2006 | 11 days | $13.84 Million | $1.23 Million/day | $- | $7.69 Million | ▼ -1 days |
| 2005 | 12 days | $14.61 Million | $1.20 Million/day | $- | $9.43 Million | ▼ -19 days |
| 2004 | 31 days | $28.03 Million | $909.70K/day | $- | $22.08 Million | ▲ +9 days |
| 2003 | 22 days | $18.33 Million | $825.23K/day | $- | $17.09 Million | ▼ -23 days |
| 2002 | 45 days | $31.29 Million | $690.16K/day | $- | $22.66 Million | ▼ -14 days |
| 2001 | 60 days | $32.02 Million | $537.64K/day | $- | $25.54 Million | ▼ -11 days |
| 2000 | 70 days | $35.26 Million | $502.73K/day | $- | $23.11 Million | ▲ +55 days |
| 1999 | 16 days | $6.36 Million | $408.62K/day | $- | $- | ▼ -761 days |
| 1998 | 777 days | $8.30 Million | $10.68K/day | $- | $- | ▲ +475 days |
| 1997 | 302 days | $2.40 Million | $7.95K/day | $- | $- | — |