Community West Bancshares (CWBC) — Defensive Interval Ratio
Community West Bancshares (CWBC) has a Defensive Interval Ratio of 35 days as of September 2025. Defensive assets of $299.23 Million (cash $-, short-term investments $299.23 Million, receivables $-) cover 35 days of daily cash needs of $8.48 Million/day. Check CWBC tangible net assets ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Community West Bancshares Defensive Interval Ratio (1997–2024)
This chart shows how Community West Bancshares's Defensive Interval Ratio has evolved across 28 annual periods from 1997 to 2024. As of September 2025, the ratio stands at 35 days, meaning defensive assets of $299.23 Million can fund 35 days of operations without new revenue. Also explore CWBC year-over-year net asset growth to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Community West Bancshares (1997–2024)
The table below presents the year-by-year Defensive Interval Ratio for Community West Bancshares from 1997 to 2024, covering 28 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Community West Bancshares market cap and net worth.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 36 days | $303.42 Million | $8.34 Million/day | $- | $303.42 Million | ▼ -34 days |
| 2023 | 70 days | $408.02 Million | $5.81 Million/day | $- | $408.02 Million | ▼ -51 days |
| 2022 | 122 days | $725.69 Million | $5.97 Million/day | $- | $648.83 Million | ▲ +98 days |
| 2021 | 24 days | $52.42 Million | $2.20 Million/day | $- | $19.71 Million | ▲ +1 days |
| 2020 | 23 days | $46.47 Million | $2.02 Million/day | $- | $17.31 Million | ▼ -19 days |
| 2019 | 42 days | $51.41 Million | $1.23 Million/day | $- | $19.26 Million | ▼ -184 days |
| 2018 | 226 days | $784.48 Million | $3.47 Million/day | $- | $24.93 Million | ▲ +84 days |
| 2017 | 142 days | $561.10 Million | $3.96 Million/day | $- | $535.28 Million | ▼ -50 days |
| 2016 | 191 days | $646.04 Million | $3.38 Million/day | $- | $22.68 Million | ▲ +31 days |
| 2015 | 160 days | $496.15 Million | $3.10 Million/day | $- | $477.55 Million | ▲ +4 days |
| 2014 | 156 days | $451.65 Million | $2.89 Million/day | $- | $432.54 Million | ▼ -10 days |
| 2013 | 166 days | $464.16 Million | $2.80 Million/day | $- | $443.22 Million | ▼ -27 days |
| 2012 | 193 days | $405.66 Million | $2.10 Million/day | $- | $393.96 Million | ▼ -25679 days |
| 2011 | 25872 days | $556.57 Million | $21.51K/day | $- | $23.86 Million | ▲ +25850 days |
| 2010 | 23 days | $41.65 Million | $1.84 Million/day | $- | $23.34 Million | ▲ +1 days |
| 2009 | 22 days | $39.47 Million | $1.79 Million/day | $- | $17.67 Million | ▲ +9 days |
| 2008 | 13 days | $23.56 Million | $1.79 Million/day | $- | $6.78 Million | ▼ -3 days |
| 2007 | 16 days | $18.79 Million | $1.18 Million/day | $- | $12.66 Million | ▲ +5 days |
| 2006 | 11 days | $13.84 Million | $1.23 Million/day | $- | $7.69 Million | ▼ -1 days |
| 2005 | 12 days | $14.61 Million | $1.20 Million/day | $- | $9.43 Million | ▼ -19 days |
| 2004 | 31 days | $28.03 Million | $909.70K/day | $- | $22.08 Million | ▲ +9 days |
| 2003 | 22 days | $18.33 Million | $825.23K/day | $- | $17.09 Million | ▼ -23 days |
| 2002 | 45 days | $31.29 Million | $690.16K/day | $- | $22.66 Million | ▼ -14 days |
| 2001 | 60 days | $32.02 Million | $537.64K/day | $- | $25.54 Million | ▼ -11 days |
| 2000 | 70 days | $35.26 Million | $502.73K/day | $- | $23.11 Million | ▲ +55 days |
| 1999 | 16 days | $6.36 Million | $408.62K/day | $- | $- | ▼ -761 days |
| 1998 | 777 days | $8.30 Million | $10.68K/day | $- | $- | ▲ +475 days |
| 1997 | 302 days | $2.40 Million | $7.95K/day | $- | $- | — |