Community West Bancshares (CWBC) — Net Asset Quality Index

Latest as of December 2025: 11.1%

Community West Bancshares (CWBC) has a Net Asset Quality Index of 11.1% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $3.69 Billion minus total liabilities of $3.28 Billion yields net assets of $409.59 Million. A higher index indicates a stronger, lower-leverage balance sheet. Check Community West Bancshares (CWBC) liquid assets ratio to evaluate the company's liquid asset resilience ratio.

Quality Index

11.1%
Equity / Total Assets

Net Assets

$409.59 Million
USD

Total Assets

$3.69 Billion
USD

Total Liabilities

$3.28 Billion
USD

Community West Bancshares Net Asset Quality Index Over Time (1996–2025)

This chart shows how Community West Bancshares's Net Asset Quality Index has evolved across 30 annual periods from 1996 to 2025. As of December 2025, the index stands at 11.1%, representing net assets of $409.59 Million against total assets of $3.69 Billion USD. See Community West Bancshares short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.

Annual Net Asset Quality Index for Community West Bancshares (1996–2025)

The table below presents the year-by-year Net Asset Quality Index for Community West Bancshares from 1996 to 2025, covering 30 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see Community West Bancshares (CWBC) total market value.

Year Quality Index Net Assets (USD) Total Assets Total Liabilities Change (pp)
2025 11.1% $409.59 Million $3.69 Billion $3.28 Billion ▲ +0.8 pp
2024 10.3% $362.69 Million $3.52 Billion $3.16 Billion ▲ +1.8 pp
2023 8.5% $207.06 Million $2.43 Billion $2.23 Billion ▲ +1.3 pp
2022 7.2% $174.66 Million $2.42 Billion $2.25 Billion ▼ -85.0 pp
2021 92.2% $1.07 Billion $1.16 Billion $90.00 Million ▲ +3.0 pp
2020 89.2% $870.43 Million $975.43 Million $105.00 Million ▼ -3.7 pp
2019 92.9% $848.87 Million $913.87 Million $65.00 Million ▲ +84.2 pp
2018 8.7% $76.15 Million $877.29 Million $801.14 Million ▼ -3.9 pp
2017 12.6% $209.56 Million $1.66 Billion $1.45 Billion ▲ +3.4 pp
2016 9.2% $65.34 Million $710.57 Million $645.24 Million ▼ -1.7 pp
2015 10.9% $139.32 Million $1.28 Billion $1.14 Billion ▼ -0.1 pp
2014 11.0% $131.04 Million $1.19 Billion $1.06 Billion ▲ +0.5 pp
2013 10.5% $120.04 Million $1.15 Billion $1.03 Billion ▼ -2.7 pp
2012 13.2% $117.67 Million $890.23 Million $772.56 Million ▲ +5.2 pp
2011 8.0% $50.63 Million $633.35 Million $582.72 Million ▼ -4.5 pp
2010 12.5% $97.39 Million $777.59 Million $680.20 Million ▲ +0.6 pp
2009 11.9% $91.22 Million $765.49 Million $674.26 Million ▲ +1.9 pp
2008 10.0% $75.38 Million $752.71 Million $677.34 Million ▼ -1.2 pp
2007 11.2% $54.19 Million $483.69 Million $429.49 Million ▲ +1.2 pp
2006 10.0% $49.78 Million $500.06 Million $450.28 Million ▲ +1.4 pp
2005 8.6% $41.52 Million $483.68 Million $442.15 Million ▲ +1.3 pp
2004 7.3% $26.66 Million $365.20 Million $338.54 Million ▼ -0.8 pp
2003 8.1% $26.72 Million $327.93 Million $301.21 Million ▼ -0.4 pp
2002 8.5% $24.10 Million $283.01 Million $258.91 Million ▼ -1.0 pp
2001 9.5% $20.83 Million $219.07 Million $198.24 Million ▲ +0.3 pp
2000 9.2% $18.67 Million $202.17 Million $183.50 Million ▼ -0.2 pp
1999 9.5% $15.82 Million $167.00 Million $151.19 Million ▼ -0.3 pp
1998 9.8% $24.60 Million $252.00 Million $227.40 Million ▼ -2.9 pp
1997 12.7% $12.10 Million $95.30 Million $83.20 Million ▲ +0.2 pp
1996 12.5% $10.10 Million $80.90 Million $70.80 Million
pp = percentage points