Community West Bancshares (CWBC) — Financial Flexibility Index
Community West Bancshares (CWBC) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of $13.64 Million (operating CF $10.92 Million minus capex $2.72 Million) represents 0% of total liabilities ($3.28 Billion). Check Community West Bancshares investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Community West Bancshares Financial Flexibility Index (1996–2025)
Historical Financial Flexibility Index trend for Community West Bancshares across 30 annual periods. For the full cash flow conversion analysis, see Community West Bancshares cash flow conversion.
Annual Financial Flexibility Index for Community West Bancshares (1996–2025)
Year-by-year free cash flow to debt coverage for Community West Bancshares. Explore debt repayment capacity of Community West Bancshares to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $48.63 Million | $46.12 Million | $3.28 Billion | ▲ +71.9% |
| 2024 | 0.01x | $27.24 Million | $22.20 Million | $3.16 Billion | ▼ -48.6% |
| 2023 | 0.02x | $37.33 Million | $27.53 Million | $2.23 Billion | ▲ +518.4% |
| 2022 | 0.00x | $6.09 Million | $5.86 Million | $2.25 Billion | ▼ -98.9% |
| 2021 | 0.25x | $22.43 Million | $22.22 Million | $90.00 Million | ▲ +61.7% |
| 2020 | 0.15x | $16.18 Million | $15.84 Million | $105.00 Million | ▼ -37.7% |
| 2019 | 0.25x | $16.08 Million | $13.94 Million | $65.00 Million | ▲ +545.6% |
| 2018 | 0.04x | $30.70 Million | $29.91 Million | $801.14 Million | ▲ +113.4% |
| 2017 | 0.02x | $26.08 Million | $25.22 Million | $1.45 Billion | ▼ -16.4% |
| 2016 | 0.02x | $13.86 Million | $13.00 Million | $645.24 Million | ▲ +33.8% |
| 2015 | 0.02x | $18.26 Million | $17.52 Million | $1.14 Billion | ▼ -7.8% |
| 2014 | 0.02x | $18.48 Million | $17.16 Million | $1.06 Billion | ▲ +6.7% |
| 2013 | 0.02x | $16.75 Million | $15.59 Million | $1.03 Billion | ▲ +46.4% |
| 2012 | 0.01x | $8.62 Million | $7.26 Million | $772.56 Million | ▼ -70.2% |
| 2011 | 0.04x | $21.83 Million | $20.58 Million | $582.72 Million | ▲ +72.5% |
| 2010 | 0.02x | $14.77 Million | $14.18 Million | $680.20 Million | ▲ +83.8% |
| 2009 | 0.01x | $7.97 Million | $6.98 Million | $674.26 Million | ▲ +18.3% |
| 2008 | 0.01x | $6.77 Million | $5.68 Million | $677.34 Million | ▼ -56.7% |
| 2007 | 0.02x | $9.92 Million | $7.88 Million | $429.49 Million | ▼ -13.3% |
| 2006 | 0.03x | $12.00 Million | $9.50 Million | $450.28 Million | ▲ +2.1% |
| 2005 | 0.03x | $11.54 Million | $10.76 Million | $442.15 Million | ▲ +198.1% |
| 2004 | 0.01x | $2.96 Million | $2.42 Million | $338.54 Million | ▼ -56.2% |
| 2003 | 0.02x | $6.02 Million | $5.43 Million | $301.21 Million | ▼ -21.0% |
| 2002 | 0.03x | $6.55 Million | $4.69 Million | $258.91 Million | ▼ -16.8% |
| 2001 | 0.03x | $6.03 Million | $5.45 Million | $198.24 Million | ▼ -33.9% |
| 2000 | 0.05x | $8.44 Million | $6.02 Million | $183.50 Million | ▲ +8.9% |
| 1999 | 0.04x | $6.39 Million | $4.31 Million | $151.19 Million | ▲ +206.8% |
| 1998 | -0.04x | $-9.00 Million | $-11.60 Million | $227.40 Million | — |
| 1997 | 0.00x | $0.00 | $-900.00K | $83.20 Million | ▼ -100.0% |
| 1996 | 0.02x | $1.60 Million | $300.00K | $70.80 Million | — |