Community West Bancshares (CWBC) — Financial Flexibility Index

Latest as of December 2025: 0.00x

Community West Bancshares (CWBC) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of $11.13 Million (operating CF $10.32 Million minus capex $813.00K) represents 0% of total liabilities ($3.28 Billion). Check Community West Bancshares (CWBC) strategic investment index to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

$11.13 Million
Operating CF − Capex

Total Liabilities

$3.28 Billion
USD

Capital Expenditures

$813.00K
USD

Community West Bancshares Financial Flexibility Index (1996–2025)

Historical Financial Flexibility Index trend for Community West Bancshares across 30 annual periods. See working capital to net assets of Community West Bancshares to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for Community West Bancshares (1996–2025)

Year-by-year free cash flow to debt coverage for Community West Bancshares. For the full company profile including market capitalisation, see Community West Bancshares (CWBC) market capitalisation.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.01x $48.63 Million $46.12 Million $3.28 Billion ▲ +71.9%
2024 0.01x $27.24 Million $22.20 Million $3.16 Billion ▼ -48.6%
2023 0.02x $37.33 Million $27.53 Million $2.23 Billion ▲ +518.4%
2022 0.00x $6.09 Million $5.86 Million $2.25 Billion ▼ -98.9%
2021 0.25x $22.43 Million $22.22 Million $90.00 Million ▲ +61.7%
2020 0.15x $16.18 Million $15.84 Million $105.00 Million ▼ -37.7%
2019 0.25x $16.08 Million $13.94 Million $65.00 Million ▲ +545.6%
2018 0.04x $30.70 Million $29.91 Million $801.14 Million ▲ +113.4%
2017 0.02x $26.08 Million $25.22 Million $1.45 Billion ▼ -16.4%
2016 0.02x $13.86 Million $13.00 Million $645.24 Million ▲ +33.8%
2015 0.02x $18.26 Million $17.52 Million $1.14 Billion ▼ -7.8%
2014 0.02x $18.48 Million $17.16 Million $1.06 Billion ▲ +6.7%
2013 0.02x $16.75 Million $15.59 Million $1.03 Billion ▲ +46.4%
2012 0.01x $8.62 Million $7.26 Million $772.56 Million ▼ -70.2%
2011 0.04x $21.83 Million $20.58 Million $582.72 Million ▲ +72.5%
2010 0.02x $14.77 Million $14.18 Million $680.20 Million ▲ +83.8%
2009 0.01x $7.97 Million $6.98 Million $674.26 Million ▲ +18.3%
2008 0.01x $6.77 Million $5.68 Million $677.34 Million ▼ -56.7%
2007 0.02x $9.92 Million $7.88 Million $429.49 Million ▼ -13.3%
2006 0.03x $12.00 Million $9.50 Million $450.28 Million ▲ +2.1%
2005 0.03x $11.54 Million $10.76 Million $442.15 Million ▲ +198.1%
2004 0.01x $2.96 Million $2.42 Million $338.54 Million ▼ -56.2%
2003 0.02x $6.02 Million $5.43 Million $301.21 Million ▼ -21.0%
2002 0.03x $6.55 Million $4.69 Million $258.91 Million ▼ -16.8%
2001 0.03x $6.03 Million $5.45 Million $198.24 Million ▼ -33.9%
2000 0.05x $8.44 Million $6.02 Million $183.50 Million ▲ +8.9%
1999 0.04x $6.39 Million $4.31 Million $151.19 Million ▲ +206.8%
1998 -0.04x $-9.00 Million $-11.60 Million $227.40 Million
1997 0.00x $0.00 $-900.00K $83.20 Million ▼ -100.0%
1996 0.02x $1.60 Million $300.00K $70.80 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities