Hingham Institution for Savings (HIFS) — Cash Flow Quality Index
Hingham Institution for Savings (HIFS) has a Cash Flow Quality Index of 0.64x as of September 2025. Operating cash flow of $11.15 Million is below net income of $17.30 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Hingham Institution for Savings cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Hingham Institution for Savings Cash Flow Quality Index (1988–2024)
Historical Cash Flow Quality Index for Hingham Institution for Savings across 34 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see how efficiently does Hingham Institution for Savings generate cash.
Annual Cash Flow Quality Index for Hingham Institution for Savings (1988–2024)
Year-by-year earnings quality comparison for Hingham Institution for Savings.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 0.42x | $11.89 Million | $28.19 Million | ▼ -43.7% |
| 2023 | 0.75x | $19.75 Million | $26.37 Million | ▼ -49.7% |
| 2022 | 1.49x | $55.85 Million | $37.52 Million | ▲ +70.2% |
| 2021 | 0.87x | $59.01 Million | $67.46 Million | ▼ -2.6% |
| 2020 | 0.90x | $45.59 Million | $50.77 Million | ▲ +5.4% |
| 2019 | 0.85x | $33.17 Million | $38.93 Million | ▼ -27.8% |
| 2018 | 1.18x | $35.87 Million | $30.40 Million | ▲ +10.7% |
| 2017 | 1.07x | $27.44 Million | $25.76 Million | ▼ -0.7% |
| 2016 | 1.07x | $25.14 Million | $23.42 Million | ▲ +2.7% |
| 2015 | 1.05x | $20.22 Million | $19.35 Million | ▲ +28.2% |
| 2014 | 0.82x | $18.15 Million | $22.26 Million | ▼ -31.5% |
| 2013 | 1.19x | $15.92 Million | $13.37 Million | ▲ +15.8% |
| 2012 | 1.03x | $13.67 Million | $13.29 Million | ▼ -26.3% |
| 2011 | 1.39x | $16.82 Million | $12.06 Million | ▲ +4.8% |
| 2010 | 1.33x | $13.61 Million | $10.23 Million | ▲ +62.3% |
| 2009 | 0.82x | $6.60 Million | $8.04 Million | ▼ -16.2% |
| 2008 | 0.98x | $6.15 Million | $6.29 Million | ▼ -16.3% |
| 2007 | 1.17x | $5.25 Million | $4.49 Million | ▲ +8.1% |
| 2006 | 1.08x | $5.02 Million | $4.64 Million | ▼ -4.5% |
| 2005 | 1.13x | $6.99 Million | $6.17 Million | ▼ -5.4% |
| 2004 | 1.20x | $6.97 Million | $5.82 Million | ▲ +96.1% |
| 2003 | 0.61x | $3.27 Million | $5.35 Million | ▼ -49.0% |
| 2002 | 1.20x | $7.17 Million | $5.98 Million | ▼ -3.4% |
| 2001 | 1.24x | $6.31 Million | $5.09 Million | ▼ -13.3% |
| 2000 | 1.43x | $6.05 Million | $4.23 Million | ▲ +30.3% |
| 1999 | 1.10x | $3.56 Million | $3.25 Million | ▼ -5.9% |
| 1998 | 1.17x | $3.50 Million | $3.00 Million | ▲ +16.7% |
| 1997 | 1.00x | $2.70 Million | $2.70 Million | ▼ -9.1% |
| 1996 | 1.10x | $2.20 Million | $2.00 Million | ▼ -36.7% |
| 1995 | 1.74x | $3.30 Million | $1.90 Million | ▲ +29.0% |
| 1994 | 1.35x | $3.50 Million | $2.60 Million | ▼ -73.1% |
| 1993 | 5.00x | $1.00 Million | $200.00K | ▲ +220.0% |
| 1992 | 1.56x | $2.50 Million | $1.60 Million | ▼ -30.6% |
| 1988 | 2.25x | $1.87 Million | $830.00K | — |