Hingham Institution for Savings (HIFS) — Cash Flow Quality Index
Hingham Institution for Savings (HIFS) has a Cash Flow Quality Index of 0.64x as of September 2025. Operating cash flow of $11.15 Million is below net income of $17.30 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore investment intensity of Hingham Institution for Savings to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Hingham Institution for Savings Cash Flow Quality Index (1988–2024)
Historical Cash Flow Quality Index for Hingham Institution for Savings across 34 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check HIFS tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Hingham Institution for Savings (1988–2024)
Year-by-year earnings quality comparison for Hingham Institution for Savings. For live market cap and the full company financial profile, see Hingham Institution for Savings (HIFS) total market value.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 0.42x | $11.89 Million | $28.19 Million | ▼ -43.7% |
| 2023 | 0.75x | $19.75 Million | $26.37 Million | ▼ -49.7% |
| 2022 | 1.49x | $55.85 Million | $37.52 Million | ▲ +70.2% |
| 2021 | 0.87x | $59.01 Million | $67.46 Million | ▼ -2.6% |
| 2020 | 0.90x | $45.59 Million | $50.77 Million | ▲ +5.4% |
| 2019 | 0.85x | $33.17 Million | $38.93 Million | ▼ -27.8% |
| 2018 | 1.18x | $35.87 Million | $30.40 Million | ▲ +10.7% |
| 2017 | 1.07x | $27.44 Million | $25.76 Million | ▼ -0.7% |
| 2016 | 1.07x | $25.14 Million | $23.42 Million | ▲ +2.7% |
| 2015 | 1.05x | $20.22 Million | $19.35 Million | ▲ +28.2% |
| 2014 | 0.82x | $18.15 Million | $22.26 Million | ▼ -31.5% |
| 2013 | 1.19x | $15.92 Million | $13.37 Million | ▲ +15.8% |
| 2012 | 1.03x | $13.67 Million | $13.29 Million | ▼ -26.3% |
| 2011 | 1.39x | $16.82 Million | $12.06 Million | ▲ +4.8% |
| 2010 | 1.33x | $13.61 Million | $10.23 Million | ▲ +62.3% |
| 2009 | 0.82x | $6.60 Million | $8.04 Million | ▼ -16.2% |
| 2008 | 0.98x | $6.15 Million | $6.29 Million | ▼ -16.3% |
| 2007 | 1.17x | $5.25 Million | $4.49 Million | ▲ +8.1% |
| 2006 | 1.08x | $5.02 Million | $4.64 Million | ▼ -4.5% |
| 2005 | 1.13x | $6.99 Million | $6.17 Million | ▼ -5.4% |
| 2004 | 1.20x | $6.97 Million | $5.82 Million | ▲ +96.1% |
| 2003 | 0.61x | $3.27 Million | $5.35 Million | ▼ -49.0% |
| 2002 | 1.20x | $7.17 Million | $5.98 Million | ▼ -3.4% |
| 2001 | 1.24x | $6.31 Million | $5.09 Million | ▼ -13.3% |
| 2000 | 1.43x | $6.05 Million | $4.23 Million | ▲ +30.3% |
| 1999 | 1.10x | $3.56 Million | $3.25 Million | ▼ -5.9% |
| 1998 | 1.17x | $3.50 Million | $3.00 Million | ▲ +16.7% |
| 1997 | 1.00x | $2.70 Million | $2.70 Million | ▼ -9.1% |
| 1996 | 1.10x | $2.20 Million | $2.00 Million | ▼ -36.7% |
| 1995 | 1.74x | $3.30 Million | $1.90 Million | ▲ +29.0% |
| 1994 | 1.35x | $3.50 Million | $2.60 Million | ▼ -73.1% |
| 1993 | 5.00x | $1.00 Million | $200.00K | ▲ +220.0% |
| 1992 | 1.56x | $2.50 Million | $1.60 Million | ▼ -30.6% |
| 1988 | 2.25x | $1.87 Million | $830.00K | — |