Hingham Institution for Savings Cash Flow Quality Index

Latest as of September 2025: 0.64x

Hingham Institution for Savings cash flow quality index. Hingham Institution for Savings (HIFS) has a Cash Flow Quality Index of 0.64x as of September 2025. Operating cash flow of $11.15 Million is below net income of $17.30 Million, suggesting accrual-heavy earnings not yet converted to cash. See HIFS free cash flow debt coverage to measure the company's free cash flow as a share of total liabilities.

Cash Flow Quality Index

0.64x
Operating CF / Net Income

Operating Cash Flow

$11.15 Million
USD

Net Income

$17.30 Million
USD

Data as of

Sep 2025
Most recent filing

Cash Flow Quality Index of Hingham Institution for Savings (1988–2024)

Cash flow quality index of Hingham Institution for Savings from 1988 to 2024. Historical Cash Flow Quality Index for Hingham Institution for Savings across 34 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore HIFS operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.

Hingham Institution for Savings Cash Flow Quality Index by Year (1988–2024)

Hingham Institution for Savings cash flow quality index by year from 1988 to 2024. Year-by-year earnings quality comparison for Hingham Institution for Savings. For the full cash flow conversion analysis, see HIFS operating cash flow.

Year Quality Index Operating CF (USD) Net Income YoY Change
2024 0.42x $11.89 Million $28.19 Million ▼ -43.7%
2023 0.75x $19.75 Million $26.37 Million ▼ -49.7%
2022 1.49x $55.85 Million $37.52 Million ▲ +70.2%
2021 0.87x $59.01 Million $67.46 Million ▼ -2.6%
2020 0.90x $45.59 Million $50.77 Million ▲ +5.4%
2019 0.85x $33.17 Million $38.93 Million ▼ -27.8%
2018 1.18x $35.87 Million $30.40 Million ▲ +10.7%
2017 1.07x $27.44 Million $25.76 Million ▼ -0.7%
2016 1.07x $25.14 Million $23.42 Million ▲ +2.7%
2015 1.05x $20.22 Million $19.35 Million ▲ +28.2%
2014 0.82x $18.15 Million $22.26 Million ▼ -31.5%
2013 1.19x $15.92 Million $13.37 Million ▲ +15.8%
2012 1.03x $13.67 Million $13.29 Million ▼ -26.3%
2011 1.39x $16.82 Million $12.06 Million ▲ +4.8%
2010 1.33x $13.61 Million $10.23 Million ▲ +62.3%
2009 0.82x $6.60 Million $8.04 Million ▼ -16.2%
2008 0.98x $6.15 Million $6.29 Million ▼ -16.3%
2007 1.17x $5.25 Million $4.49 Million ▲ +8.1%
2006 1.08x $5.02 Million $4.64 Million ▼ -4.5%
2005 1.13x $6.99 Million $6.17 Million ▼ -5.4%
2004 1.20x $6.97 Million $5.82 Million ▲ +96.1%
2003 0.61x $3.27 Million $5.35 Million ▼ -49.0%
2002 1.20x $7.17 Million $5.98 Million ▼ -3.4%
2001 1.24x $6.31 Million $5.09 Million ▼ -13.3%
2000 1.43x $6.05 Million $4.23 Million ▲ +30.3%
1999 1.10x $3.56 Million $3.25 Million ▼ -5.9%
1998 1.17x $3.50 Million $3.00 Million ▲ +16.7%
1997 1.00x $2.70 Million $2.70 Million ▼ -9.1%
1996 1.10x $2.20 Million $2.00 Million ▼ -36.7%
1995 1.74x $3.30 Million $1.90 Million ▲ +29.0%
1994 1.35x $3.50 Million $2.60 Million ▼ -73.1%
1993 5.00x $1.00 Million $200.00K ▲ +220.0%
1992 1.56x $2.50 Million $1.60 Million ▼ -30.6%
1988 2.25x $1.87 Million $830.00K —
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.