Hingham Institution for Savings (HIFS) — Cash Flow Quality Index
Hingham Institution for Savings (HIFS) has a Cash Flow Quality Index of 0.64x as of September 2025. Operating cash flow of $11.15 Million is below net income of $17.30 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore HIFS cash flow conversion to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Hingham Institution for Savings Cash Flow Quality Index (1988–2024)
Historical Cash Flow Quality Index for Hingham Institution for Savings across 34 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check total reinvestment intensity of Hingham Institution for Savings to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Hingham Institution for Savings (1988–2024)
Year-by-year earnings quality comparison for Hingham Institution for Savings. For live market cap and the full company financial profile, see market cap of Hingham Institution for Savings.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 0.42x | $11.89 Million | $28.19 Million | ▼ -43.7% |
| 2023 | 0.75x | $19.75 Million | $26.37 Million | ▼ -49.7% |
| 2022 | 1.49x | $55.85 Million | $37.52 Million | ▲ +70.2% |
| 2021 | 0.87x | $59.01 Million | $67.46 Million | ▼ -2.6% |
| 2020 | 0.90x | $45.59 Million | $50.77 Million | ▲ +5.4% |
| 2019 | 0.85x | $33.17 Million | $38.93 Million | ▼ -27.8% |
| 2018 | 1.18x | $35.87 Million | $30.40 Million | ▲ +10.7% |
| 2017 | 1.07x | $27.44 Million | $25.76 Million | ▼ -0.7% |
| 2016 | 1.07x | $25.14 Million | $23.42 Million | ▲ +2.7% |
| 2015 | 1.05x | $20.22 Million | $19.35 Million | ▲ +28.2% |
| 2014 | 0.82x | $18.15 Million | $22.26 Million | ▼ -31.5% |
| 2013 | 1.19x | $15.92 Million | $13.37 Million | ▲ +15.8% |
| 2012 | 1.03x | $13.67 Million | $13.29 Million | ▼ -26.3% |
| 2011 | 1.39x | $16.82 Million | $12.06 Million | ▲ +4.8% |
| 2010 | 1.33x | $13.61 Million | $10.23 Million | ▲ +62.3% |
| 2009 | 0.82x | $6.60 Million | $8.04 Million | ▼ -16.2% |
| 2008 | 0.98x | $6.15 Million | $6.29 Million | ▼ -16.3% |
| 2007 | 1.17x | $5.25 Million | $4.49 Million | ▲ +8.1% |
| 2006 | 1.08x | $5.02 Million | $4.64 Million | ▼ -4.5% |
| 2005 | 1.13x | $6.99 Million | $6.17 Million | ▼ -5.4% |
| 2004 | 1.20x | $6.97 Million | $5.82 Million | ▲ +96.1% |
| 2003 | 0.61x | $3.27 Million | $5.35 Million | ▼ -49.0% |
| 2002 | 1.20x | $7.17 Million | $5.98 Million | ▼ -3.4% |
| 2001 | 1.24x | $6.31 Million | $5.09 Million | ▼ -13.3% |
| 2000 | 1.43x | $6.05 Million | $4.23 Million | ▲ +30.3% |
| 1999 | 1.10x | $3.56 Million | $3.25 Million | ▼ -5.9% |
| 1998 | 1.17x | $3.50 Million | $3.00 Million | ▲ +16.7% |
| 1997 | 1.00x | $2.70 Million | $2.70 Million | ▼ -9.1% |
| 1996 | 1.10x | $2.20 Million | $2.00 Million | ▼ -36.7% |
| 1995 | 1.74x | $3.30 Million | $1.90 Million | ▲ +29.0% |
| 1994 | 1.35x | $3.50 Million | $2.60 Million | ▼ -73.1% |
| 1993 | 5.00x | $1.00 Million | $200.00K | ▲ +220.0% |
| 1992 | 1.56x | $2.50 Million | $1.60 Million | ▼ -30.6% |
| 1988 | 2.25x | $1.87 Million | $830.00K | — |