Hingham Institution for Savings Defensive Interval Ratio
Hingham Institution for Savings defensive interval ratio. Hingham Institution for Savings (HIFS) has a Defensive Interval Ratio of 1 days as of September 2025. Defensive assets of $8.86 Million (cash $-, short-term investments $-, receivables $8.86 Million) cover 1 days of daily cash needs of $6.88 Million/day. See Hingham Institution for Savings working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Hingham Institution for Savings (1991–2024)
Defensive interval ratio of Hingham Institution for Savings from 1991 to 2024. This chart shows how Hingham Institution for Savings's Defensive Interval Ratio has evolved across 34 annual periods from 1991 to 2024. As of September 2025, the ratio stands at 1 days, meaning defensive assets of $8.86 Million can fund 1 days of operations without new revenue. Check Hingham Institution for Savings (HIFS) asset resilience to evaluate the company's liquid asset resilience ratio.
Hingham Institution for Savings Defensive Interval Ratio by Year (1991–2024)
Hingham Institution for Savings defensive interval ratio by year from 1991 to 2024. The table below presents the year-by-year Defensive Interval Ratio for Hingham Institution for Savings from 1991 to 2024, covering 34 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see how large is Hingham Institution for Savings's balance sheet.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 1 days | $8.77 Million | $8.73 Million/day | $- | $- | ▼ -55 days |
| 2023 | 56 days | $360.50 Million | $6.47 Million/day | $- | $351.95 Million | ▲ +55 days |
| 2022 | 1 days | $7.12 Million | $6.88 Million/day | $- | $- | ▲ +0 days |
| 2021 | 1 days | $5.47 Million | $6.56 Million/day | $- | $0.00 | ▼ 0 days |
| 2020 | 1 days | $5.27 Million | $5.86 Million/day | $- | $6.00K | ▼ 0 days |
| 2019 | 1 days | $4.94 Million | $4.99 Million/day | $- | $11.00K | ▼ 0 days |
| 2018 | 1 days | $4.59 Million | $4.32 Million/day | $- | $14.00K | ▼ -8 days |
| 2017 | 9 days | $38.70 Million | $4.13 Million/day | $- | $34.30 Million | ▲ +1 days |
| 2016 | 8 days | $30.70 Million | $3.74 Million/day | $- | $27.17 Million | ▼ -5 days |
| 2015 | 13 days | $43.87 Million | $3.34 Million/day | $- | $40.60 Million | ▼ -11 days |
| 2014 | 25 days | $73.53 Million | $2.99 Million/day | $- | $70.57 Million | ▼ -18 days |
| 2013 | 42 days | $109.16 Million | $2.58 Million/day | $- | $106.37 Million | ▼ -2 days |
| 2012 | 44 days | $105.53 Million | $2.39 Million/day | $- | $102.87 Million | ▼ -2 days |
| 2011 | 46 days | $99.55 Million | $2.16 Million/day | $- | $96.69 Million | ▲ +38 days |
| 2010 | 8 days | $16.92 Million | $2.00 Million/day | $- | $13.93 Million | ▼ -1 days |
| 2009 | 10 days | $16.54 Million | $1.73 Million/day | $- | $13.15 Million | ▼ -2 days |
| 2008 | 12 days | $17.03 Million | $1.44 Million/day | $- | $13.65 Million | ▼ -12 days |
| 2007 | 23 days | $28.43 Million | $1.21 Million/day | $- | $25.32 Million | ▲ +7 days |
| 2006 | 17 days | $18.54 Million | $1.12 Million/day | $- | $15.44 Million | ▲ +8 days |
| 2005 | 8 days | $12.27 Million | $1.47 Million/day | $- | $9.61 Million | ▼ -3 days |
| 2004 | 11 days | $13.84 Million | $1.22 Million/day | $- | $11.71 Million | ▼ -11 days |
| 2003 | 22 days | $21.45 Million | $963.59K/day | $- | $19.49 Million | ▼ -9 days |
| 2002 | 32 days | $33.28 Million | $1.05 Million/day | $- | $31.29 Million | ▼ -16 days |
| 2001 | 48 days | $36.69 Million | $765.15K/day | $- | $34.71 Million | ▲ +22 days |
| 2000 | 26 days | $16.30 Million | $620.10K/day | $- | $14.24 Million | ▲ +23 days |
| 1999 | 3 days | $1.64 Million | $533.54K/day | $- | $- | ▲ +1 days |
| 1998 | 2 days | $1.30 Million | $557.26K/day | $- | $- | ▲ +0 days |
| 1997 | 2 days | $1.20 Million | $546.03K/day | $- | $- | ▼ 0 days |
| 1996 | 2 days | $1.10 Million | $496.71K/day | $- | $- | ▼ 0 days |
| 1995 | 2 days | $1.00 Million | $428.22K/day | $- | $- | ▲ +0 days |
| 1994 | 2 days | $800.00K | $374.79K/day | $- | $- | ▼ 0 days |
| 1993 | 2 days | $900.00K | $365.75K/day | $- | $- | ▼ 0 days |
| 1992 | 3 days | $1.00 Million | $371.78K/day | $- | $- | ▼ -1 days |
| 1991 | 4 days | $1.40 Million | $375.07K/day | $- | $- | — |