Hingham Institution for Savings (HIFS) — Defensive Interval Ratio
Hingham Institution for Savings (HIFS) has a Defensive Interval Ratio of 1 days as of September 2025. Defensive assets of $8.86 Million (cash $-, short-term investments $-, receivables $8.86 Million) cover 1 days of daily cash needs of $6.88 Million/day. See Hingham Institution for Savings (HIFS) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Hingham Institution for Savings Defensive Interval Ratio (1991–2024)
This chart shows how Hingham Institution for Savings's Defensive Interval Ratio has evolved across 34 annual periods from 1991 to 2024. As of September 2025, the ratio stands at 1 days, meaning defensive assets of $8.86 Million can fund 1 days of operations without new revenue. See Hingham Institution for Savings balance sheet quality to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for Hingham Institution for Savings (1991–2024)
The table below presents the year-by-year Defensive Interval Ratio for Hingham Institution for Savings from 1991 to 2024, covering 34 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Hingham Institution for Savings (HIFS) total market value.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 1 days | $8.77 Million | $8.73 Million/day | $- | $- | ▼ -55 days |
| 2023 | 56 days | $360.50 Million | $6.47 Million/day | $- | $351.95 Million | ▲ +55 days |
| 2022 | 1 days | $7.12 Million | $6.88 Million/day | $- | $- | ▲ +0 days |
| 2021 | 1 days | $5.47 Million | $6.56 Million/day | $- | $0.00 | ▼ 0 days |
| 2020 | 1 days | $5.27 Million | $5.86 Million/day | $- | $6.00K | ▼ 0 days |
| 2019 | 1 days | $4.94 Million | $4.99 Million/day | $- | $11.00K | ▼ 0 days |
| 2018 | 1 days | $4.59 Million | $4.32 Million/day | $- | $14.00K | ▼ -8 days |
| 2017 | 9 days | $38.70 Million | $4.13 Million/day | $- | $34.30 Million | ▲ +1 days |
| 2016 | 8 days | $30.70 Million | $3.74 Million/day | $- | $27.17 Million | ▼ -5 days |
| 2015 | 13 days | $43.87 Million | $3.34 Million/day | $- | $40.60 Million | ▼ -11 days |
| 2014 | 25 days | $73.53 Million | $2.99 Million/day | $- | $70.57 Million | ▼ -18 days |
| 2013 | 42 days | $109.16 Million | $2.58 Million/day | $- | $106.37 Million | ▼ -2 days |
| 2012 | 44 days | $105.53 Million | $2.39 Million/day | $- | $102.87 Million | ▼ -2 days |
| 2011 | 46 days | $99.55 Million | $2.16 Million/day | $- | $96.69 Million | ▲ +38 days |
| 2010 | 8 days | $16.92 Million | $2.00 Million/day | $- | $13.93 Million | ▼ -1 days |
| 2009 | 10 days | $16.54 Million | $1.73 Million/day | $- | $13.15 Million | ▼ -2 days |
| 2008 | 12 days | $17.03 Million | $1.44 Million/day | $- | $13.65 Million | ▼ -12 days |
| 2007 | 23 days | $28.43 Million | $1.21 Million/day | $- | $25.32 Million | ▲ +7 days |
| 2006 | 17 days | $18.54 Million | $1.12 Million/day | $- | $15.44 Million | ▲ +8 days |
| 2005 | 8 days | $12.27 Million | $1.47 Million/day | $- | $9.61 Million | ▼ -3 days |
| 2004 | 11 days | $13.84 Million | $1.22 Million/day | $- | $11.71 Million | ▼ -11 days |
| 2003 | 22 days | $21.45 Million | $963.59K/day | $- | $19.49 Million | ▼ -9 days |
| 2002 | 32 days | $33.28 Million | $1.05 Million/day | $- | $31.29 Million | ▼ -16 days |
| 2001 | 48 days | $36.69 Million | $765.15K/day | $- | $34.71 Million | ▲ +22 days |
| 2000 | 26 days | $16.30 Million | $620.10K/day | $- | $14.24 Million | ▲ +23 days |
| 1999 | 3 days | $1.64 Million | $533.54K/day | $- | $- | ▲ +1 days |
| 1998 | 2 days | $1.30 Million | $557.26K/day | $- | $- | ▲ +0 days |
| 1997 | 2 days | $1.20 Million | $546.03K/day | $- | $- | ▼ 0 days |
| 1996 | 2 days | $1.10 Million | $496.71K/day | $- | $- | ▼ 0 days |
| 1995 | 2 days | $1.00 Million | $428.22K/day | $- | $- | ▲ +0 days |
| 1994 | 2 days | $800.00K | $374.79K/day | $- | $- | ▼ 0 days |
| 1993 | 2 days | $900.00K | $365.75K/day | $- | $- | ▼ 0 days |
| 1992 | 3 days | $1.00 Million | $371.78K/day | $- | $- | ▼ -1 days |
| 1991 | 4 days | $1.40 Million | $375.07K/day | $- | $- | — |