Hingham Institution for Savings (HIFS) — Defensive Interval Ratio
Hingham Institution for Savings (HIFS) has a Defensive Interval Ratio of 1 days as of September 2025. Defensive assets of $8.86 Million (cash $-, short-term investments $-, receivables $8.86 Million) cover 1 days of daily cash needs of $6.88 Million/day. Check HIFS goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Hingham Institution for Savings Defensive Interval Ratio (1991–2024)
This chart shows how Hingham Institution for Savings's Defensive Interval Ratio has evolved across 34 annual periods from 1991 to 2024. As of September 2025, the ratio stands at 1 days, meaning defensive assets of $8.86 Million can fund 1 days of operations without new revenue. Also explore HIFS net assets growth trend to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Hingham Institution for Savings (1991–2024)
The table below presents the year-by-year Defensive Interval Ratio for Hingham Institution for Savings from 1991 to 2024, covering 34 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see HIFS stock market capitalisation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 1 days | $8.77 Million | $8.73 Million/day | $- | $- | ▼ -55 days |
| 2023 | 56 days | $360.50 Million | $6.47 Million/day | $- | $351.95 Million | ▲ +55 days |
| 2022 | 1 days | $7.12 Million | $6.88 Million/day | $- | $- | ▲ +0 days |
| 2021 | 1 days | $5.47 Million | $6.56 Million/day | $- | $0.00 | ▼ 0 days |
| 2020 | 1 days | $5.27 Million | $5.86 Million/day | $- | $6.00K | ▼ 0 days |
| 2019 | 1 days | $4.94 Million | $4.99 Million/day | $- | $11.00K | ▼ 0 days |
| 2018 | 1 days | $4.59 Million | $4.32 Million/day | $- | $14.00K | ▼ -8 days |
| 2017 | 9 days | $38.70 Million | $4.13 Million/day | $- | $34.30 Million | ▲ +1 days |
| 2016 | 8 days | $30.70 Million | $3.74 Million/day | $- | $27.17 Million | ▼ -5 days |
| 2015 | 13 days | $43.87 Million | $3.34 Million/day | $- | $40.60 Million | ▼ -11 days |
| 2014 | 25 days | $73.53 Million | $2.99 Million/day | $- | $70.57 Million | ▼ -18 days |
| 2013 | 42 days | $109.16 Million | $2.58 Million/day | $- | $106.37 Million | ▼ -2 days |
| 2012 | 44 days | $105.53 Million | $2.39 Million/day | $- | $102.87 Million | ▼ -2 days |
| 2011 | 46 days | $99.55 Million | $2.16 Million/day | $- | $96.69 Million | ▲ +38 days |
| 2010 | 8 days | $16.92 Million | $2.00 Million/day | $- | $13.93 Million | ▼ -1 days |
| 2009 | 10 days | $16.54 Million | $1.73 Million/day | $- | $13.15 Million | ▼ -2 days |
| 2008 | 12 days | $17.03 Million | $1.44 Million/day | $- | $13.65 Million | ▼ -12 days |
| 2007 | 23 days | $28.43 Million | $1.21 Million/day | $- | $25.32 Million | ▲ +7 days |
| 2006 | 17 days | $18.54 Million | $1.12 Million/day | $- | $15.44 Million | ▲ +8 days |
| 2005 | 8 days | $12.27 Million | $1.47 Million/day | $- | $9.61 Million | ▼ -3 days |
| 2004 | 11 days | $13.84 Million | $1.22 Million/day | $- | $11.71 Million | ▼ -11 days |
| 2003 | 22 days | $21.45 Million | $963.59K/day | $- | $19.49 Million | ▼ -9 days |
| 2002 | 32 days | $33.28 Million | $1.05 Million/day | $- | $31.29 Million | ▼ -16 days |
| 2001 | 48 days | $36.69 Million | $765.15K/day | $- | $34.71 Million | ▲ +22 days |
| 2000 | 26 days | $16.30 Million | $620.10K/day | $- | $14.24 Million | ▲ +23 days |
| 1999 | 3 days | $1.64 Million | $533.54K/day | $- | $- | ▲ +1 days |
| 1998 | 2 days | $1.30 Million | $557.26K/day | $- | $- | ▲ +0 days |
| 1997 | 2 days | $1.20 Million | $546.03K/day | $- | $- | ▼ 0 days |
| 1996 | 2 days | $1.10 Million | $496.71K/day | $- | $- | ▼ 0 days |
| 1995 | 2 days | $1.00 Million | $428.22K/day | $- | $- | ▲ +0 days |
| 1994 | 2 days | $800.00K | $374.79K/day | $- | $- | ▼ 0 days |
| 1993 | 2 days | $900.00K | $365.75K/day | $- | $- | ▼ 0 days |
| 1992 | 3 days | $1.00 Million | $371.78K/day | $- | $- | ▼ -1 days |
| 1991 | 4 days | $1.40 Million | $375.07K/day | $- | $- | — |