Hingham Institution for Savings (HIFS) — Financial Flexibility Index
Hingham Institution for Savings (HIFS) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of $11.17 Million (operating CF $11.15 Million minus capex $15.00K) represents 0% of total liabilities ($4.07 Billion). Check Hingham Institution for Savings (HIFS) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Hingham Institution for Savings Financial Flexibility Index (1989–2024)
Historical Financial Flexibility Index trend for Hingham Institution for Savings across 36 annual periods. For the full cash flow conversion analysis, see HIFS operating cash flow.
Annual Financial Flexibility Index for Hingham Institution for Savings (1989–2024)
Year-by-year free cash flow to debt coverage for Hingham Institution for Savings. Explore cash flow to debt ratio of Hingham Institution for Savings to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.00x | $12.03 Million | $11.89 Million | $4.03 Billion | ▼ -42.1% |
| 2023 | 0.01x | $21.05 Million | $19.75 Million | $4.08 Billion | ▼ -66.3% |
| 2022 | 0.02x | $58.38 Million | $55.85 Million | $3.81 Billion | ▼ -22.2% |
| 2021 | 0.02x | $60.61 Million | $59.01 Million | $3.08 Billion | ▲ +7.2% |
| 2020 | 0.02x | $47.12 Million | $45.59 Million | $2.56 Billion | ▲ +27.3% |
| 2019 | 0.01x | $33.81 Million | $33.17 Million | $2.34 Billion | ▼ -14.3% |
| 2018 | 0.02x | $36.99 Million | $35.87 Million | $2.20 Billion | ▲ +27.6% |
| 2017 | 0.01x | $27.70 Million | $27.44 Million | $2.10 Billion | ▼ -3.0% |
| 2016 | 0.01x | $25.23 Million | $25.14 Million | $1.85 Billion | ▲ +6.3% |
| 2015 | 0.01x | $20.87 Million | $20.22 Million | $1.63 Billion | ▲ +0.2% |
| 2014 | 0.01x | $18.28 Million | $18.15 Million | $1.43 Billion | ▼ -12.3% |
| 2013 | 0.01x | $18.26 Million | $15.92 Million | $1.25 Billion | ▼ -9.2% |
| 2012 | 0.02x | $17.87 Million | $13.67 Million | $1.11 Billion | ▼ -16.0% |
| 2011 | 0.02x | $19.96 Million | $16.82 Million | $1.05 Billion | ▲ +8.7% |
| 2010 | 0.02x | $16.61 Million | $13.61 Million | $945.11 Million | ▲ +119.7% |
| 2009 | 0.01x | $6.88 Million | $6.60 Million | $860.27 Million | ▼ -17.3% |
| 2008 | 0.01x | $7.22 Million | $6.15 Million | $746.37 Million | ▲ +19.5% |
| 2007 | 0.01x | $5.58 Million | $5.25 Million | $689.83 Million | ▼ -14.2% |
| 2006 | 0.01x | $6.04 Million | $5.02 Million | $639.83 Million | ▼ -23.9% |
| 2005 | 0.01x | $7.19 Million | $6.99 Million | $579.79 Million | ▼ -14.8% |
| 2004 | 0.01x | $7.32 Million | $6.97 Million | $502.73 Million | ▲ +78.3% |
| 2003 | 0.01x | $3.62 Million | $3.27 Million | $443.04 Million | ▼ -58.0% |
| 2002 | 0.02x | $7.55 Million | $7.17 Million | $388.23 Million | ▼ -6.3% |
| 2001 | 0.02x | $7.31 Million | $6.31 Million | $352.64 Million | ▲ +3.2% |
| 2000 | 0.02x | $6.20 Million | $6.05 Million | $308.38 Million | ▲ +28.5% |
| 1999 | 0.02x | $4.14 Million | $3.56 Million | $265.00 Million | ▼ -14.0% |
| 1998 | 0.02x | $4.30 Million | $3.50 Million | $236.40 Million | ▲ +14.4% |
| 1997 | 0.02x | $3.20 Million | $2.70 Million | $201.20 Million | ▲ +26.1% |
| 1996 | 0.01x | $2.30 Million | $2.20 Million | $182.40 Million | ▼ -52.7% |
| 1995 | 0.03x | $4.20 Million | $3.30 Million | $157.60 Million | ▼ -3.8% |
| 1994 | 0.03x | $3.80 Million | $3.50 Million | $137.20 Million | ▲ +236.9% |
| 1993 | 0.01x | $1.10 Million | $1.00 Million | $133.80 Million | ▼ -55.3% |
| 1992 | 0.02x | $2.50 Million | $2.50 Million | $135.80 Million | ▲ +79.9% |
| 1991 | 0.01x | $1.40 Million | $1.40 Million | $136.80 Million | ▲ +127.3% |
| 1990 | 0.00x | $610.00K | $570.00K | $135.50 Million | ▼ -58.0% |
| 1989 | 0.01x | $1.42 Million | $210.00K | $132.60 Million | — |