World Acceptance Corporation Asset Resilience Ratio
World Acceptance Corporation asset resilience ratio. World Acceptance Corporation (WRLD) has an Asset Resilience Ratio of 0.93% as of September 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See World Acceptance Corporation (WRLD) defensive interval to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of World Acceptance Corporation (2010–2022)
Asset resilience ratio of World Acceptance Corporation from 2010 to 2022. This chart shows how World Acceptance Corporation's Asset Resilience Ratio has changed over time. Read total liabilities of World Acceptance Corporation for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down World Acceptance Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see balance sheet size of World Acceptance Corporation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $9.74 Million | 0.93% |
| Total Liquid Assets | $9.74 Million | 0.93% |
Asset Resilience Insights
- Limited Liquidity: World Acceptance Corporation maintains only 0.93% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
World Acceptance Corporation Industry Peers by Asset Resilience Ratio
Compare World Acceptance Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Krungthai Card PCL
BK:KTC |
Credit Services | 92.33% |
|
Mastercard Inc
NYSE:MA |
Credit Services | 0.60% |
|
Indian Railway Finance Corporation Limited
NSE:IRFC |
Credit Services | 0.09% |
|
Best SA
WAR:BST |
Credit Services | 3.86% |
|
Vardhman Holdings Limited
NSE:VHL |
Credit Services | 0.03% |
|
Litigation Capital Management Limited
LSE:LIT |
Credit Services | 78.61% |
|
ZIP Co Ltd
AU:ZIP |
Credit Services | 0.13% |
|
Credit Corp Group Ltd
AU:CCP |
Credit Services | 4.06% |
World Acceptance Corporation Asset Resilience Ratio by Year (2010–2022)
World Acceptance Corporation asset resilience ratio by year from 2010 to 2022. The table below shows the annual Asset Resilience Ratio data for World Acceptance Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2022-03-31 | 0.00% | $322.00 | $1.22 Billion | 0.00pp |
| 2019-03-31 | 0.00% | $433.00 | $854.99 Million | +0.00pp |
| 2018-03-31 | 0.00% | $304.00 | $840.99 Million | 0.00pp |
| 2017-03-31 | 0.00% | $410.00 | $800.59 Million | +0.00pp |
| 2016-03-31 | 0.00% | $24.00 | $804.33 Million | +0.00pp |
| 2015-03-31 | 0.00% | $-65.00 | $866.13 Million | +0.00pp |
| 2014-03-31 | 0.00% | $-317.00 | $850.03 Million | 0.00pp |
| 2013-03-31 | 0.00% | $365.00 | $809.32 Million | +0.00pp |
| 2012-03-31 | 0.00% | $176.00 | $735.00 Million | +0.00pp |
| 2011-03-31 | 0.00% | $-420.00 | $666.40 Million | 0.00pp |
| 2010-03-31 | 0.00% | $168.00 | $593.05 Million | -- |
About World Acceptance Corporation
World Acceptance Corporation engages in consumer finance business in the United States. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals. It also provides income tax return preparation and electronic filing services; and automobile club memberships to borrowers. The company ser… Read more