World Acceptance Corporation (WRLD) — Cash Flow Quality Index

Latest as of June 2026: 10.54x

World Acceptance Corporation (WRLD) has a Cash Flow Quality Index of 10.54x as of June 2026. Operating cash flow of $64.37 Million exceeds net income of $6.11 Million, indicating high earnings quality where cash backs reported profits. Explore World Acceptance Corporation cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

10.54x
Operating CF / Net Income

Operating Cash Flow

$64.37 Million
USD

Net Income

$6.11 Million
USD

Data as of

Jun 2026
Most recent filing

World Acceptance Corporation Cash Flow Quality Index (1992–2026)

Historical Cash Flow Quality Index for World Acceptance Corporation across 35 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see how efficiently does World Acceptance Corporation generate cash.

Annual Cash Flow Quality Index for World Acceptance Corporation (1992–2026)

Year-by-year earnings quality comparison for World Acceptance Corporation.

Year Quality Index Operating CF (USD) Net Income YoY Change
2026 7.50x $259.36 Million $34.59 Million ▲ +164.8%
2025 2.83x $254.16 Million $89.74 Million ▼ -17.6%
2024 3.44x $265.78 Million $77.34 Million ▼ -75.0%
2023 13.73x $291.55 Million $21.23 Million ▲ +171.8%
2022 5.05x $272.45 Million $53.92 Million ▲ +96.5%
2021 2.57x $226.95 Million $88.28 Million ▼ -74.2%
2020 9.98x $280.98 Million $28.16 Million ▲ +51.9%
2019 6.57x $244.66 Million $37.23 Million ▲ +61.8%
2018 4.06x $218.03 Million $53.69 Million ▲ +36.2%
2017 2.98x $219.36 Million $73.60 Million ▲ +26.4%
2016 2.36x $206.07 Million $87.40 Million ▲ +8.0%
2015 2.18x $241.89 Million $110.83 Million ▼ -5.4%
2014 2.31x $245.96 Million $106.61 Million ▲ +3.5%
2013 2.23x $232.04 Million $104.09 Million ▲ +2.3%
2012 2.18x $219.40 Million $100.69 Million ▼ -0.5%
2011 2.19x $199.84 Million $91.25 Million ▼ -12.1%
2010 2.49x $183.61 Million $73.66 Million ▼ -8.5%
2009 2.72x $153.91 Million $56.49 Million ▲ +6.2%
2008 2.57x $136.02 Million $53.00 Million ▲ +11.7%
2007 2.30x $110.09 Million $47.90 Million ▼ -9.7%
2006 2.54x $98.00 Million $38.51 Million ▼ -1.4%
2005 2.58x $87.70 Million $33.99 Million ▲ +6.2%
2004 2.43x $69.87 Million $28.77 Million ▲ +0.7%
2003 2.41x $55.14 Million $22.86 Million ▼ -3.4%
2002 2.50x $48.29 Million $19.34 Million ▼ -0.4%
2001 2.51x $39.10 Million $15.60 Million ▲ +11.4%
2000 2.25x $31.86 Million $14.17 Million ▼ -20.7%
1999 2.84x $20.70 Million $7.30 Million ▲ +20.9%
1998 2.35x $19.00 Million $8.10 Million ▼ -7.8%
1997 2.54x $20.60 Million $8.10 Million ▲ +24.2%
1996 2.05x $21.70 Million $10.60 Million ▼ -3.3%
1995 2.12x $18.20 Million $8.60 Million ▼ -16.5%
1994 2.53x $14.70 Million $5.80 Million ▼ -20.3%
1993 3.18x $14.00 Million $4.40 Million ▼ -39.0%
1992 5.22x $12.00 Million $2.30 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.