World Acceptance Corporation (WRLD) — Cash Flow-to-Debt Ratio

Latest as of March 2026: 0.13x

World Acceptance Corporation (WRLD) has a Cash Flow-to-Debt Ratio of 0.13x as of March 2026, meaning its operating cash flow of $94.60 Million could theoretically repay 0% of its total liabilities ($703.12 Million) in one year. Explore how much of World Acceptance Corporation's assets are long-term investments to see how much of total assets are deployed in long-term investments.

CF-to-Debt Ratio

0.13x
Operating CF / Total Liabilities

Operating Cash Flow

$94.60 Million
USD

Total Liabilities

$703.12 Million
USD

Data as of

Mar 2026
Most recent filing

World Acceptance Corporation Cash Flow-to-Debt Ratio (1992–2026)

Historical debt coverage capacity for World Acceptance Corporation across 35 annual periods. Also explore WRLD total assets for the complete picture of this company's asset base.

Annual Cash Flow-to-Debt Ratio for World Acceptance Corporation (1992–2026)

Year-by-year debt coverage analysis for World Acceptance Corporation. For market capitalisation and broader financial context, see market cap of World Acceptance Corporation.

Year CF-to-Debt Ratio Operating CF (USD) Total Liabilities YoY Change
2026 0.37x $259.36 Million $703.12 Million ▼ -17.1%
2025 0.44x $254.16 Million $571.50 Million ▲ +5.7%
2024 0.42x $265.78 Million $631.92 Million ▲ +5.6%
2023 0.40x $291.55 Million $732.09 Million ▲ +23.6%
2022 0.32x $272.45 Million $845.27 Million ▼ -22.0%
2021 0.41x $226.95 Million $549.34 Million ▼ -9.1%
2020 0.45x $280.98 Million $618.12 Million ▼ -43.7%
2019 0.81x $244.66 Million $302.87 Million ▲ +11.1%
2018 0.73x $218.03 Million $299.88 Million ▲ +12.5%
2017 0.65x $219.36 Million $339.52 Million ▲ +29.7%
2016 0.50x $206.07 Million $413.64 Million ▲ +13.4%
2015 0.44x $241.89 Million $550.56 Million ▼ -3.1%
2014 0.45x $245.96 Million $542.67 Million ▼ -13.5%
2013 0.52x $232.04 Million $442.93 Million ▼ -24.5%
2012 0.69x $219.40 Million $316.13 Million ▼ -22.3%
2011 0.89x $199.84 Million $223.82 Million ▲ +2.2%
2010 0.87x $183.61 Million $210.10 Million ▲ +30.5%
2009 0.67x $153.91 Million $229.76 Million ▲ +24.0%
2008 0.54x $136.02 Million $251.81 Million ▼ -4.0%
2007 0.56x $110.09 Million $195.62 Million ▼ -29.7%
2006 0.80x $98.00 Million $122.35 Million ▼ -5.2%
2005 0.84x $87.70 Million $103.80 Million ▲ +27.4%
2004 0.66x $69.87 Million $105.39 Million ▲ +35.0%
2003 0.49x $55.14 Million $112.28 Million ▼ -5.6%
2002 0.52x $48.29 Million $92.81 Million ▲ +33.7%
2001 0.39x $39.10 Million $100.43 Million ▲ +4.2%
2000 0.37x $31.86 Million $85.28 Million ▲ +42.0%
1999 0.26x $20.70 Million $78.70 Million ▼ -1.6%
1998 0.27x $19.00 Million $71.10 Million ▼ -18.0%
1997 0.33x $20.60 Million $63.20 Million ▼ -33.2%
1996 0.49x $21.70 Million $44.50 Million ▲ +27.8%
1995 0.38x $18.20 Million $47.70 Million ▲ +20.2%
1994 0.32x $14.70 Million $46.30 Million ▼ -3.8%
1993 0.33x $14.00 Million $42.40 Million ▲ +26.6%
1992 0.26x $12.00 Million $46.00 Million
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.