World Acceptance Corporation Cash Flow-to-Debt Ratio
World Acceptance Corporation cash flow-to-debt ratio. World Acceptance Corporation (WRLD) has a Cash Flow-to-Debt Ratio of 0.09x as of June 2026, meaning its operating cash flow of $64.37 Million could theoretically repay 0% of its total liabilities ($716.86 Million) in one year. Check WRLD operating cash flow to net income to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of World Acceptance Corporation (1992–2026)
Cash flow-to-debt ratio of World Acceptance Corporation from 1992 to 2026. Historical debt coverage capacity for World Acceptance Corporation across 35 annual periods. Check WRLD capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.
World Acceptance Corporation Cash Flow-to-Debt Ratio by Year (1992–2026)
World Acceptance Corporation cash flow-to-debt ratio by year from 1992 to 2026. Year-by-year debt coverage analysis for World Acceptance Corporation. For the full cash flow conversion analysis, see how efficiently does World Acceptance Corporation generate cash.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2026 | 0.37x | $259.36 Million | $703.12 Million | ▼ -17.1% |
| 2025 | 0.44x | $254.16 Million | $571.50 Million | ▲ +5.7% |
| 2024 | 0.42x | $265.78 Million | $631.92 Million | ▲ +5.6% |
| 2023 | 0.40x | $291.55 Million | $732.09 Million | ▲ +23.6% |
| 2022 | 0.32x | $272.45 Million | $845.27 Million | ▼ -22.0% |
| 2021 | 0.41x | $226.95 Million | $549.34 Million | ▼ -9.1% |
| 2020 | 0.45x | $280.98 Million | $618.12 Million | ▼ -43.7% |
| 2019 | 0.81x | $244.66 Million | $302.87 Million | ▲ +11.1% |
| 2018 | 0.73x | $218.03 Million | $299.88 Million | ▲ +12.5% |
| 2017 | 0.65x | $219.36 Million | $339.52 Million | ▲ +29.7% |
| 2016 | 0.50x | $206.07 Million | $413.64 Million | ▲ +13.4% |
| 2015 | 0.44x | $241.89 Million | $550.56 Million | ▼ -3.1% |
| 2014 | 0.45x | $245.96 Million | $542.67 Million | ▼ -13.5% |
| 2013 | 0.52x | $232.04 Million | $442.93 Million | ▼ -24.5% |
| 2012 | 0.69x | $219.40 Million | $316.13 Million | ▼ -22.3% |
| 2011 | 0.89x | $199.84 Million | $223.82 Million | ▲ +2.2% |
| 2010 | 0.87x | $183.61 Million | $210.10 Million | ▲ +30.5% |
| 2009 | 0.67x | $153.91 Million | $229.76 Million | ▲ +24.0% |
| 2008 | 0.54x | $136.02 Million | $251.81 Million | ▼ -4.0% |
| 2007 | 0.56x | $110.09 Million | $195.62 Million | ▼ -29.7% |
| 2006 | 0.80x | $98.00 Million | $122.35 Million | ▼ -5.2% |
| 2005 | 0.84x | $87.70 Million | $103.80 Million | ▲ +27.4% |
| 2004 | 0.66x | $69.87 Million | $105.39 Million | ▲ +35.0% |
| 2003 | 0.49x | $55.14 Million | $112.28 Million | ▼ -5.6% |
| 2002 | 0.52x | $48.29 Million | $92.81 Million | ▲ +33.7% |
| 2001 | 0.39x | $39.10 Million | $100.43 Million | ▲ +4.2% |
| 2000 | 0.37x | $31.86 Million | $85.28 Million | ▲ +42.0% |
| 1999 | 0.26x | $20.70 Million | $78.70 Million | ▼ -1.6% |
| 1998 | 0.27x | $19.00 Million | $71.10 Million | ▼ -18.0% |
| 1997 | 0.33x | $20.60 Million | $63.20 Million | ▼ -33.2% |
| 1996 | 0.49x | $21.70 Million | $44.50 Million | ▲ +27.8% |
| 1995 | 0.38x | $18.20 Million | $47.70 Million | ▲ +20.2% |
| 1994 | 0.32x | $14.70 Million | $46.30 Million | ▼ -3.8% |
| 1993 | 0.33x | $14.00 Million | $42.40 Million | ▲ +26.6% |
| 1992 | 0.26x | $12.00 Million | $46.00 Million | — |