World Acceptance Corporation (WRLD) — Financial Flexibility Index
World Acceptance Corporation (WRLD) has a Financial Flexibility Index of 0.09x as of June 2026. Free cash flow of $66.83 Million (operating CF $64.37 Million minus capex $2.46 Million) represents 0% of total liabilities ($716.86 Million). Check WRLD capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
World Acceptance Corporation Financial Flexibility Index (1992–2026)
Historical Financial Flexibility Index trend for World Acceptance Corporation across 35 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of World Acceptance Corporation.
Annual Financial Flexibility Index for World Acceptance Corporation (1992–2026)
Year-by-year free cash flow to debt coverage for World Acceptance Corporation. Explore World Acceptance Corporation cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.37x | $263.24 Million | $259.36 Million | $703.12 Million | ▼ -17.0% |
| 2025 | 0.45x | $257.85 Million | $254.16 Million | $571.50 Million | ▲ +4.9% |
| 2024 | 0.43x | $271.72 Million | $265.78 Million | $631.92 Million | ▲ +5.9% |
| 2023 | 0.41x | $297.38 Million | $291.55 Million | $732.09 Million | ▲ +23.3% |
| 2022 | 0.33x | $278.52 Million | $272.45 Million | $845.27 Million | ▼ -24.1% |
| 2021 | 0.43x | $238.64 Million | $226.95 Million | $549.34 Million | ▼ -12.5% |
| 2020 | 0.50x | $306.71 Million | $280.98 Million | $618.12 Million | ▼ -43.2% |
| 2019 | 0.87x | $264.69 Million | $244.66 Million | $302.87 Million | ▲ +14.4% |
| 2018 | 0.76x | $229.19 Million | $218.03 Million | $299.88 Million | ▲ +12.7% |
| 2017 | 0.68x | $230.31 Million | $219.36 Million | $339.52 Million | ▲ +30.6% |
| 2016 | 0.52x | $214.81 Million | $206.07 Million | $413.64 Million | ▲ +13.9% |
| 2015 | 0.46x | $250.94 Million | $241.89 Million | $550.56 Million | ▼ -2.5% |
| 2014 | 0.47x | $253.68 Million | $245.96 Million | $542.67 Million | ▼ -13.6% |
| 2013 | 0.54x | $239.67 Million | $232.04 Million | $442.93 Million | ▼ -24.7% |
| 2012 | 0.72x | $227.13 Million | $219.40 Million | $316.13 Million | ▼ -22.3% |
| 2011 | 0.92x | $206.98 Million | $199.84 Million | $223.82 Million | ▲ +2.4% |
| 2010 | 0.90x | $189.75 Million | $183.61 Million | $210.10 Million | ▲ +25.4% |
| 2009 | 0.72x | $165.45 Million | $153.91 Million | $229.76 Million | ▲ +24.4% |
| 2008 | 0.58x | $145.75 Million | $136.02 Million | $251.81 Million | ▼ -4.4% |
| 2007 | 0.61x | $118.40 Million | $110.09 Million | $195.62 Million | ▼ -28.7% |
| 2006 | 0.85x | $103.91 Million | $98.00 Million | $122.35 Million | ▼ -6.8% |
| 2005 | 0.91x | $94.55 Million | $87.70 Million | $103.80 Million | ▲ +27.3% |
| 2004 | 0.72x | $75.41 Million | $69.87 Million | $105.39 Million | ▲ +38.4% |
| 2003 | 0.52x | $58.03 Million | $55.14 Million | $112.28 Million | ▼ -4.6% |
| 2002 | 0.54x | $50.27 Million | $48.29 Million | $92.81 Million | ▲ +34.5% |
| 2001 | 0.40x | $40.44 Million | $39.10 Million | $100.43 Million | ▲ +1.7% |
| 2000 | 0.40x | $33.75 Million | $31.86 Million | $85.28 Million | ▲ +41.6% |
| 1999 | 0.28x | $22.00 Million | $20.70 Million | $78.70 Million | ▼ -4.4% |
| 1998 | 0.29x | $20.80 Million | $19.00 Million | $71.10 Million | ▼ -17.1% |
| 1997 | 0.35x | $22.30 Million | $20.60 Million | $63.20 Million | ▼ -34.3% |
| 1996 | 0.54x | $23.90 Million | $21.70 Million | $44.50 Million | ▲ +28.1% |
| 1995 | 0.42x | $20.00 Million | $18.20 Million | $47.70 Million | ▲ +19.8% |
| 1994 | 0.35x | $16.20 Million | $14.70 Million | $46.30 Million | ▲ +0.2% |
| 1993 | 0.35x | $14.80 Million | $14.00 Million | $42.40 Million | ▲ +30.5% |
| 1992 | 0.27x | $12.30 Million | $12.00 Million | $46.00 Million | — |