World Acceptance Corporation (WRLD) — Financial Flexibility Index
World Acceptance Corporation (WRLD) has a Financial Flexibility Index of 0.14x as of March 2026. Free cash flow of $95.72 Million (operating CF $94.60 Million minus capex $1.12 Million) represents 0% of total liabilities ($703.12 Million). Check World Acceptance Corporation (WRLD) strategic investment index to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
World Acceptance Corporation Financial Flexibility Index (1992–2026)
Historical Financial Flexibility Index trend for World Acceptance Corporation across 35 annual periods. See World Acceptance Corporation current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for World Acceptance Corporation (1992–2026)
Year-by-year free cash flow to debt coverage for World Acceptance Corporation. For the full company profile including market capitalisation, see WRLD company net worth.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.37x | $263.24 Million | $259.36 Million | $703.12 Million | ▼ -17.0% |
| 2025 | 0.45x | $257.85 Million | $254.16 Million | $571.50 Million | ▲ +4.9% |
| 2024 | 0.43x | $271.72 Million | $265.78 Million | $631.92 Million | ▲ +5.9% |
| 2023 | 0.41x | $297.38 Million | $291.55 Million | $732.09 Million | ▲ +23.3% |
| 2022 | 0.33x | $278.52 Million | $272.45 Million | $845.27 Million | ▼ -24.1% |
| 2021 | 0.43x | $238.64 Million | $226.95 Million | $549.34 Million | ▼ -12.5% |
| 2020 | 0.50x | $306.71 Million | $280.98 Million | $618.12 Million | ▼ -43.2% |
| 2019 | 0.87x | $264.69 Million | $244.66 Million | $302.87 Million | ▲ +14.4% |
| 2018 | 0.76x | $229.19 Million | $218.03 Million | $299.88 Million | ▲ +12.7% |
| 2017 | 0.68x | $230.31 Million | $219.36 Million | $339.52 Million | ▲ +30.6% |
| 2016 | 0.52x | $214.81 Million | $206.07 Million | $413.64 Million | ▲ +13.9% |
| 2015 | 0.46x | $250.94 Million | $241.89 Million | $550.56 Million | ▼ -2.5% |
| 2014 | 0.47x | $253.68 Million | $245.96 Million | $542.67 Million | ▼ -13.6% |
| 2013 | 0.54x | $239.67 Million | $232.04 Million | $442.93 Million | ▼ -24.7% |
| 2012 | 0.72x | $227.13 Million | $219.40 Million | $316.13 Million | ▼ -22.3% |
| 2011 | 0.92x | $206.98 Million | $199.84 Million | $223.82 Million | ▲ +2.4% |
| 2010 | 0.90x | $189.75 Million | $183.61 Million | $210.10 Million | ▲ +25.4% |
| 2009 | 0.72x | $165.45 Million | $153.91 Million | $229.76 Million | ▲ +24.4% |
| 2008 | 0.58x | $145.75 Million | $136.02 Million | $251.81 Million | ▼ -4.4% |
| 2007 | 0.61x | $118.40 Million | $110.09 Million | $195.62 Million | ▼ -28.7% |
| 2006 | 0.85x | $103.91 Million | $98.00 Million | $122.35 Million | ▼ -6.8% |
| 2005 | 0.91x | $94.55 Million | $87.70 Million | $103.80 Million | ▲ +27.3% |
| 2004 | 0.72x | $75.41 Million | $69.87 Million | $105.39 Million | ▲ +38.4% |
| 2003 | 0.52x | $58.03 Million | $55.14 Million | $112.28 Million | ▼ -4.6% |
| 2002 | 0.54x | $50.27 Million | $48.29 Million | $92.81 Million | ▲ +34.5% |
| 2001 | 0.40x | $40.44 Million | $39.10 Million | $100.43 Million | ▲ +1.7% |
| 2000 | 0.40x | $33.75 Million | $31.86 Million | $85.28 Million | ▲ +41.6% |
| 1999 | 0.28x | $22.00 Million | $20.70 Million | $78.70 Million | ▼ -4.4% |
| 1998 | 0.29x | $20.80 Million | $19.00 Million | $71.10 Million | ▼ -17.1% |
| 1997 | 0.35x | $22.30 Million | $20.60 Million | $63.20 Million | ▼ -34.3% |
| 1996 | 0.54x | $23.90 Million | $21.70 Million | $44.50 Million | ▲ +28.1% |
| 1995 | 0.42x | $20.00 Million | $18.20 Million | $47.70 Million | ▲ +19.8% |
| 1994 | 0.35x | $16.20 Million | $14.70 Million | $46.30 Million | ▲ +0.2% |
| 1993 | 0.35x | $14.80 Million | $14.00 Million | $42.40 Million | ▲ +30.5% |
| 1992 | 0.27x | $12.30 Million | $12.00 Million | $46.00 Million | — |