World Acceptance Corporation (WRLD) — Financial Flexibility Index

Latest as of December 2025: 211840.74x

World Acceptance Corporation (WRLD) has a Financial Flexibility Index of 211840.74x as of December 2025. Free cash flow of $167.52 Trillion (operating CF $164.75 Trillion minus capex $2.76 Trillion) represents 211841% of total liabilities ($790.78 Million). Also explore net asset growth rate of World Acceptance Corporation to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

211840.74x
Free Cash Flow / Total Liabilities

Free Cash Flow

$167.52 Trillion
Operating CF − Capex

Total Liabilities

$790.78 Million
USD

Capital Expenditures

$2.76 Trillion
USD

World Acceptance Corporation Financial Flexibility Index (1992–2025)

Historical Financial Flexibility Index trend for World Acceptance Corporation across 34 annual periods. Check WRLD strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for World Acceptance Corporation (1992–2025)

Year-by-year free cash flow to debt coverage for World Acceptance Corporation. For the full company profile including market capitalisation, see how much is World Acceptance Corporation worth.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.45x $257.85 Million $254.16 Million $568.15 Million ▲ +5.5%
2024 0.43x $271.72 Million $265.78 Million $631.92 Million ▲ +5.9%
2023 0.41x $297.38 Million $291.55 Million $732.09 Million ▲ +23.3%
2022 0.33x $278.52 Million $272.45 Million $845.27 Million ▼ -24.1%
2021 0.43x $238.64 Million $226.95 Million $549.34 Million ▼ -12.5%
2020 0.50x $306.71 Million $280.98 Million $618.12 Million ▼ -43.2%
2019 0.87x $264.69 Million $244.66 Million $302.87 Million ▲ +14.4%
2018 0.76x $229.19 Million $218.03 Million $299.88 Million ▲ +12.7%
2017 0.68x $230.31 Million $219.36 Million $339.52 Million ▲ +30.6%
2016 0.52x $214.81 Million $206.07 Million $413.64 Million ▲ +13.9%
2015 0.46x $250.94 Million $241.89 Million $550.56 Million ▼ -2.5%
2014 0.47x $253.68 Million $245.96 Million $542.67 Million ▼ -13.6%
2013 0.54x $239.67 Million $232.04 Million $442.93 Million ▼ -24.7%
2012 0.72x $227.13 Million $219.40 Million $316.13 Million ▼ -22.3%
2011 0.92x $206.98 Million $199.84 Million $223.82 Million ▲ +2.4%
2010 0.90x $189.75 Million $183.61 Million $210.10 Million ▲ +25.4%
2009 0.72x $165.45 Million $153.91 Million $229.76 Million ▲ +24.4%
2008 0.58x $145.75 Million $136.02 Million $251.81 Million ▼ -4.4%
2007 0.61x $118.40 Million $110.09 Million $195.62 Million ▼ -28.7%
2006 0.85x $103.91 Million $98.00 Million $122.35 Million ▼ -6.8%
2005 0.91x $94.55 Million $87.70 Million $103.80 Million ▲ +27.3%
2004 0.72x $75.41 Million $69.87 Million $105.39 Million ▲ +38.4%
2003 0.52x $58.03 Million $55.14 Million $112.28 Million ▼ -4.6%
2002 0.54x $50.27 Million $48.29 Million $92.81 Million ▲ +34.5%
2001 0.40x $40.44 Million $39.10 Million $100.43 Million ▲ +1.7%
2000 0.40x $33.75 Million $31.86 Million $85.28 Million ▲ +41.6%
1999 0.28x $22.00 Million $20.70 Million $78.70 Million ▼ -4.4%
1998 0.29x $20.80 Million $19.00 Million $71.10 Million ▼ -17.1%
1997 0.35x $22.30 Million $20.60 Million $63.20 Million ▼ -34.3%
1996 0.54x $23.90 Million $21.70 Million $44.50 Million ▲ +28.1%
1995 0.42x $20.00 Million $18.20 Million $47.70 Million ▲ +19.8%
1994 0.35x $16.20 Million $14.70 Million $46.30 Million ▲ +0.2%
1993 0.35x $14.80 Million $14.00 Million $42.40 Million ▲ +30.5%
1992 0.27x $12.30 Million $12.00 Million $46.00 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities