World Acceptance Corporation Financial Flexibility Index
World Acceptance Corporation financial flexibility index. World Acceptance Corporation (WRLD) has a Financial Flexibility Index of 0.09x as of June 2026. Free cash flow of $66.83 Million (operating CF $64.37 Million minus capex $2.46 Million) represents 0% of total liabilities ($716.86 Million). See World Acceptance Corporation free cash flow efficiency to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of World Acceptance Corporation (1992–2026)
Financial flexibility index of World Acceptance Corporation from 1992 to 2026. Historical Financial Flexibility Index trend for World Acceptance Corporation across 35 annual periods. Check earnings quality score of World Acceptance Corporation to evaluate the quality of earnings relative to operating cash generation.
World Acceptance Corporation Financial Flexibility Index by Year (1992–2026)
World Acceptance Corporation financial flexibility index by year from 1992 to 2026. Year-by-year free cash flow to debt coverage for World Acceptance Corporation. For the full cash flow conversion analysis, see WRLD operating cash flow.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.37x | $263.24 Million | $259.36 Million | $703.12 Million | ▼ -17.0% |
| 2025 | 0.45x | $257.85 Million | $254.16 Million | $571.50 Million | ▲ +4.9% |
| 2024 | 0.43x | $271.72 Million | $265.78 Million | $631.92 Million | ▲ +5.9% |
| 2023 | 0.41x | $297.38 Million | $291.55 Million | $732.09 Million | ▲ +23.3% |
| 2022 | 0.33x | $278.52 Million | $272.45 Million | $845.27 Million | ▼ -24.1% |
| 2021 | 0.43x | $238.64 Million | $226.95 Million | $549.34 Million | ▼ -12.5% |
| 2020 | 0.50x | $306.71 Million | $280.98 Million | $618.12 Million | ▼ -43.2% |
| 2019 | 0.87x | $264.69 Million | $244.66 Million | $302.87 Million | ▲ +14.4% |
| 2018 | 0.76x | $229.19 Million | $218.03 Million | $299.88 Million | ▲ +12.7% |
| 2017 | 0.68x | $230.31 Million | $219.36 Million | $339.52 Million | ▲ +30.6% |
| 2016 | 0.52x | $214.81 Million | $206.07 Million | $413.64 Million | ▲ +13.9% |
| 2015 | 0.46x | $250.94 Million | $241.89 Million | $550.56 Million | ▼ -2.5% |
| 2014 | 0.47x | $253.68 Million | $245.96 Million | $542.67 Million | ▼ -13.6% |
| 2013 | 0.54x | $239.67 Million | $232.04 Million | $442.93 Million | ▼ -24.7% |
| 2012 | 0.72x | $227.13 Million | $219.40 Million | $316.13 Million | ▼ -22.3% |
| 2011 | 0.92x | $206.98 Million | $199.84 Million | $223.82 Million | ▲ +2.4% |
| 2010 | 0.90x | $189.75 Million | $183.61 Million | $210.10 Million | ▲ +25.4% |
| 2009 | 0.72x | $165.45 Million | $153.91 Million | $229.76 Million | ▲ +24.4% |
| 2008 | 0.58x | $145.75 Million | $136.02 Million | $251.81 Million | ▼ -4.4% |
| 2007 | 0.61x | $118.40 Million | $110.09 Million | $195.62 Million | ▼ -28.7% |
| 2006 | 0.85x | $103.91 Million | $98.00 Million | $122.35 Million | ▼ -6.8% |
| 2005 | 0.91x | $94.55 Million | $87.70 Million | $103.80 Million | ▲ +27.3% |
| 2004 | 0.72x | $75.41 Million | $69.87 Million | $105.39 Million | ▲ +38.4% |
| 2003 | 0.52x | $58.03 Million | $55.14 Million | $112.28 Million | ▼ -4.6% |
| 2002 | 0.54x | $50.27 Million | $48.29 Million | $92.81 Million | ▲ +34.5% |
| 2001 | 0.40x | $40.44 Million | $39.10 Million | $100.43 Million | ▲ +1.7% |
| 2000 | 0.40x | $33.75 Million | $31.86 Million | $85.28 Million | ▲ +41.6% |
| 1999 | 0.28x | $22.00 Million | $20.70 Million | $78.70 Million | ▼ -4.4% |
| 1998 | 0.29x | $20.80 Million | $19.00 Million | $71.10 Million | ▼ -17.1% |
| 1997 | 0.35x | $22.30 Million | $20.60 Million | $63.20 Million | ▼ -34.3% |
| 1996 | 0.54x | $23.90 Million | $21.70 Million | $44.50 Million | ▲ +28.1% |
| 1995 | 0.42x | $20.00 Million | $18.20 Million | $47.70 Million | ▲ +19.8% |
| 1994 | 0.35x | $16.20 Million | $14.70 Million | $46.30 Million | ▲ +0.2% |
| 1993 | 0.35x | $14.80 Million | $14.00 Million | $42.40 Million | ▲ +30.5% |
| 1992 | 0.27x | $12.30 Million | $12.00 Million | $46.00 Million | — |