World Acceptance Corporation (WRLD) - Total Assets
Based on the latest financial reports, World Acceptance Corporation (WRLD) holds total assets worth $1.14 Billion USD as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Check total reinvestment intensity of World Acceptance Corporation to assess the company's total reinvestment commitment from operating cash flow.
World Acceptance Corporation - Total Assets Trend (1992–2025)
This chart illustrates how World Acceptance Corporation's total assets have evolved over time, based on quarterly financial data. Explore World Acceptance Corporation (WRLD) investment intensity to see how much of total assets are deployed in long-term investments.
World Acceptance Corporation - Asset Composition Analysis
Current Asset Composition (March 2025)
World Acceptance Corporation's total assets of $1.14 Billion consist of 81.7% current assets and 18.4% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 1.0% |
| Accounts Receivable | $812.97 Million | 80.7% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $7.39 Million | 0.7% |
| Goodwill | $7.37 Million | 0.7% |
Asset Composition Trend (1992–2025)
This chart illustrates how World Acceptance Corporation's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see World Acceptance Corporation market capitalisation.
Key Asset Composition Facts
- Current vs. Non-Current Assets: World Acceptance Corporation's current assets represent 81.7% of total assets in 2025, an increase from 0.6% in 1992.
- Cash Position: Cash and equivalents constituted 1.0% of total assets in 2025, up from 0.6% in 1992.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 1992.
- Asset Diversification: The largest asset category is accounts receivable at 80.7% of total assets.
World Acceptance Corporation Competitors by Total Assets
Key competitors of World Acceptance Corporation based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
SLM Corp
NASDAQ:SLM
|
USA | $29.41 Billion |
|
Credit Corp Group Ltd
AU:CCP
|
Australia | AU$1.40 Billion |
|
Pepper Money Ltd
AU:PPM
|
Australia | AU$18.40 Billion |
|
Brockhaus Capital Management AG
F:BKHT
|
Germany | €609.89 Million |
|
TRUFIN PLC
F:29U
|
Germany | €62.34 Million |
|
Jiayin Group Inc
NASDAQ:JFIN
|
USA | $8.76 Billion |
|
Vardhman Holdings Limited
NSE:VHL
|
India | Rs37.69 Billion |
|
Pioneer Credit Ltd
AU:PNC
|
Australia | AU$396.51 Million |
World Acceptance Corporation - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 23.75 | 0.48 | 0.38 |
| Quick Ratio | 23.75 | 0.48 | 0.38 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $883.68 Million | $-24.65 Million | $-25.29 Million |
World Acceptance Corporation - Advanced Valuation Insights
This section examines the relationship between World Acceptance Corporation's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.84 |
| Latest Market Cap to Assets Ratio | 0.68 |
| Asset Growth Rate (YoY) | -4.6% |
| Total Assets | $1.01 Billion |
| Market Capitalization | $681.65 Million USD |
Valuation Analysis
Below Book Valuation: The market values World Acceptance Corporation's assets below their book value (0.68x), which may indicate investor concerns about asset quality or future growth.
Slight Asset Contraction: World Acceptance Corporation's assets decreased by 4.6% over the past year, which may reflect streamlining or optimization of resources.
Annual Total Assets for World Acceptance Corporation (1992–2025)
The table below shows the annual total assets of World Acceptance Corporation from 1992 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-03-31 | $1.01 Billion | -4.61% |
| 2024-03-31 | $1.06 Billion | -5.46% |
| 2023-03-31 | $1.12 Billion | -8.29% |
| 2022-03-31 | $1.22 Billion | +27.67% |
| 2021-03-31 | $954.27 Million | -7.36% |
| 2020-03-31 | $1.03 Billion | +20.48% |
| 2019-03-31 | $854.99 Million | +1.66% |
| 2018-03-31 | $840.99 Million | +5.05% |
| 2017-03-31 | $800.59 Million | -0.47% |
| 2016-03-31 | $804.33 Million | -7.14% |
| 2015-03-31 | $866.13 Million | +1.89% |
| 2014-03-31 | $850.03 Million | +5.03% |
| 2013-03-31 | $809.32 Million | +10.11% |
| 2012-03-31 | $735.00 Million | +10.30% |
| 2011-03-31 | $666.40 Million | +12.37% |
| 2010-03-31 | $593.05 Million | +12.73% |
| 2009-03-31 | $526.09 Million | +8.23% |
| 2008-03-31 | $486.11 Million | +18.24% |
| 2007-03-31 | $411.12 Million | +23.54% |
| 2006-03-31 | $332.78 Million | +13.38% |
| 2005-03-31 | $293.51 Million | +12.04% |
| 2004-03-31 | $261.97 Million | +14.74% |
| 2003-03-31 | $228.32 Million | +16.94% |
| 2002-03-31 | $195.25 Million | +6.60% |
| 2001-03-31 | $183.16 Million | +19.34% |
| 2000-03-31 | $153.47 Million | +15.05% |
| 1999-03-31 | $133.40 Million | +12.67% |
| 1998-03-31 | $118.40 Million | +15.85% |
| 1997-03-31 | $102.20 Million | +14.32% |
| 1996-03-31 | $89.40 Million | +7.07% |
| 1995-03-31 | $83.50 Million | +14.07% |
| 1994-03-31 | $73.20 Million | +15.46% |
| 1993-03-31 | $63.40 Million | +1.28% |
| 1992-03-31 | $62.60 Million | -- |
About World Acceptance Corporation
World Acceptance Corporation engages in consumer finance business in the United States. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals. It also provides income tax return preparation and electronic filing services; and automobile club memberships. The company serves individua… Read more