World Acceptance Corporation (WRLD) — Defensive Interval Ratio

Latest as of March 2026: 8087 days

World Acceptance Corporation (WRLD) has a Defensive Interval Ratio of 8087 days as of March 2026. Defensive assets of $841.88 Million (cash $-, short-term investments $-, receivables $841.88 Million) cover 8087 days of daily cash needs of $104.10K/day. See WRLD working capital efficiency to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

8087 days
Days of operational coverage

Defensive Assets

$841.88 Million
Cash + ST Investments + Receivables

Daily Cash Need

$104.10K
Current Liabilities ÷ 365

Current Liabilities

$38.00 Million
USD

World Acceptance Corporation Defensive Interval Ratio (2004–2026)

This chart shows how World Acceptance Corporation's Defensive Interval Ratio has evolved across 23 annual periods from 2004 to 2026. As of March 2026, the ratio stands at 8087 days, meaning defensive assets of $841.88 Million can fund 8087 days of operations without new revenue. See World Acceptance Corporation net asset quality index to measure how much of total assets are equity-financed.

Annual Defensive Interval Ratio for World Acceptance Corporation (2004–2026)

The table below presents the year-by-year Defensive Interval Ratio for World Acceptance Corporation from 2004 to 2026, covering 23 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market cap of World Acceptance Corporation.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2026 8087 days $841.88 Million $104.10K/day $- $- ▲ +1120 days
2025 6968 days $812.97 Million $116.68K/day $- $- ▲ +6947 days
2024 21 days $3.09 Million $147.87K/day $- $- ▼ -6388 days
2023 6409 days $887.79 Million $138.52K/day $- $- ▲ +212 days
2022 6197 days $985.52 Million $159.02K/day $- $322.00 ▼ -327 days
2021 6525 days $733.66 Million $112.44K/day $- $- ▼ -4944800 days
2020 4951325 days $804.40 Billion $162.46K/day $- $- ▼ -2052078 days
2019 7003403 days $755.62 Billion $107.89K/day $- $433.00 ▲ +6985192 days
2018 18211 days $725.18 Billion $39.82 Million/day $- $304.00 ▼ -2072 days
2017 20283 days $695.70 Billion $34.30 Million/day $- $410.00 ▼ -10952 days
2016 31235 days $706.74 Billion $22.63 Million/day $- $24.00 ▲ +16352 days
2015 14883 days $742.30 Billion $49.87 Million/day $- $-65.00 ▼ -13893 days
2014 28777 days $750.66 Billion $26.09 Million/day $- $-317.00 ▼ -8361459 days
2013 8390236 days $660.58 Billion $78.73K/day $- $365.00 ▲ +8369321 days
2012 20915 days $660.58 Billion $31.58 Million/day $- $176.00 ▼ -9344881 days
2011 9365796 days $597.72 Billion $63.82K/day $- $-420.00 ▲ +7483436 days
2010 1882360 days $528.19 Billion $280.60K/day $- $168.00 ▲ +437443 days
2009 1444917 days $460.41 Billion $318.64K/day $- $- ▲ +1436590 days
2008 8327 days $411.56 Billion $49.42 Million/day $- $- ▼ -7781991 days
2007 7790318 days $350.20 Billion $44.95K/day $- $- ▲ +7774700 days
2006 15618 days $290.03 Billion $18.57 Million/day $- $- ▼ -39748 days
2005 55366 days $246.35 Billion $4.45 Million/day $- $- ▼ -153592 days
2004 208957 days $219.27 Billion $1.05 Million/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)