World Acceptance Corporation (WRLD) — Defensive Interval Ratio
World Acceptance Corporation (WRLD) has a Defensive Interval Ratio of 4724 days as of June 2026. Defensive assets of $844.72 Million (cash $-, short-term investments $-, receivables $844.72 Million) cover 4724 days of daily cash needs of $178.81K/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
World Acceptance Corporation Defensive Interval Ratio (2004–2026)
This chart shows how World Acceptance Corporation's Defensive Interval Ratio has evolved across 23 annual periods from 2004 to 2026. As of June 2026, the ratio stands at 4724 days, meaning defensive assets of $844.72 Million can fund 4724 days of operations without new revenue. For the complete balance sheet picture, see WRLD total assets.
Annual Defensive Interval Ratio for World Acceptance Corporation (2004–2026)
The table below presents the year-by-year Defensive Interval Ratio for World Acceptance Corporation from 2004 to 2026, covering 23 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See how liquid is World Acceptance Corporation's working capital to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2026 | 8087 days | $841.88 Million | $104.10K/day | $- | $- | ▲ +1120 days |
| 2025 | 6968 days | $812.97 Million | $116.68K/day | $- | $- | ▲ +6947 days |
| 2024 | 21 days | $3.09 Million | $147.87K/day | $- | $- | ▼ -6388 days |
| 2023 | 6409 days | $887.79 Million | $138.52K/day | $- | $- | ▲ +212 days |
| 2022 | 6197 days | $985.52 Million | $159.02K/day | $- | $322.00 | ▼ -327 days |
| 2021 | 6525 days | $733.66 Million | $112.44K/day | $- | $- | ▼ -4944800 days |
| 2020 | 4951325 days | $804.40 Billion | $162.46K/day | $- | $- | ▼ -2052078 days |
| 2019 | 7003403 days | $755.62 Billion | $107.89K/day | $- | $433.00 | ▲ +6985192 days |
| 2018 | 18211 days | $725.18 Billion | $39.82 Million/day | $- | $304.00 | ▼ -2072 days |
| 2017 | 20283 days | $695.70 Billion | $34.30 Million/day | $- | $410.00 | ▼ -10952 days |
| 2016 | 31235 days | $706.74 Billion | $22.63 Million/day | $- | $24.00 | ▲ +16352 days |
| 2015 | 14883 days | $742.30 Billion | $49.87 Million/day | $- | $-65.00 | ▼ -13893 days |
| 2014 | 28777 days | $750.66 Billion | $26.09 Million/day | $- | $-317.00 | ▼ -8361459 days |
| 2013 | 8390236 days | $660.58 Billion | $78.73K/day | $- | $365.00 | ▲ +8369321 days |
| 2012 | 20915 days | $660.58 Billion | $31.58 Million/day | $- | $176.00 | ▼ -9344881 days |
| 2011 | 9365796 days | $597.72 Billion | $63.82K/day | $- | $-420.00 | ▲ +7483436 days |
| 2010 | 1882360 days | $528.19 Billion | $280.60K/day | $- | $168.00 | ▲ +437443 days |
| 2009 | 1444917 days | $460.41 Billion | $318.64K/day | $- | $- | ▲ +1436590 days |
| 2008 | 8327 days | $411.56 Billion | $49.42 Million/day | $- | $- | ▼ -7781991 days |
| 2007 | 7790318 days | $350.20 Billion | $44.95K/day | $- | $- | ▲ +7774700 days |
| 2006 | 15618 days | $290.03 Billion | $18.57 Million/day | $- | $- | ▼ -39748 days |
| 2005 | 55366 days | $246.35 Billion | $4.45 Million/day | $- | $- | ▼ -153592 days |
| 2004 | 208957 days | $219.27 Billion | $1.05 Million/day | $- | $- | — |