World Acceptance Corporation (WRLD) — Net Asset Quality Index

Latest as of December 2025: 30.8%

World Acceptance Corporation (WRLD) has a Net Asset Quality Index of 30.8% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $1.14 Billion minus total liabilities of $790.78 Million yields net assets of $351.60 Million. A higher index indicates a stronger, lower-leverage balance sheet. Check World Acceptance Corporation liquidity resilience to evaluate the company's liquid asset resilience ratio.

Quality Index

30.8%
Equity / Total Assets

Net Assets

$351.60 Million
USD

Total Assets

$1.14 Billion
USD

Total Liabilities

$790.78 Million
USD

World Acceptance Corporation Net Asset Quality Index Over Time (1992–2025)

This chart shows how World Acceptance Corporation's Net Asset Quality Index has evolved across 34 annual periods from 1992 to 2025. As of December 2025, the index stands at 30.8%, representing net assets of $351.60 Million against total assets of $1.14 Billion USD. See working capital position of World Acceptance Corporation to evaluate short-term liquidity relative to the company's equity base.

Annual Net Asset Quality Index for World Acceptance Corporation (1992–2025)

The table below presents the year-by-year Net Asset Quality Index for World Acceptance Corporation from 1992 to 2025, covering 34 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see market value of World Acceptance Corporation.

Year Quality Index Net Assets (USD) Total Assets Total Liabilities Change (pp)
2025 43.6% $439.48 Million $1.01 Billion $568.15 Million ▲ +3.4 pp
2024 40.2% $424.43 Million $1.06 Billion $631.92 Million ▲ +5.7 pp
2023 34.5% $385.23 Million $1.12 Billion $732.09 Million ▲ +3.9 pp
2022 30.6% $373.02 Million $1.22 Billion $845.27 Million ▼ -11.8 pp
2021 42.4% $404.93 Million $954.27 Million $549.34 Million ▲ +2.4 pp
2020 40.0% $411.96 Million $1.03 Billion $618.12 Million ▼ -24.6 pp
2019 64.6% $552.12 Million $854.99 Million $302.87 Million ▲ +0.2 pp
2018 64.3% $541.11 Million $840.99 Million $299.88 Million ▲ +6.8 pp
2017 57.6% $461.06 Million $800.59 Million $339.52 Million ▲ +9.0 pp
2016 48.6% $390.69 Million $804.33 Million $413.64 Million ▲ +12.1 pp
2015 36.4% $315.57 Million $866.13 Million $550.56 Million ▲ +0.3 pp
2014 36.2% $307.36 Million $850.03 Million $542.67 Million ▼ -9.1 pp
2013 45.3% $366.40 Million $809.32 Million $442.93 Million ▼ -11.7 pp
2012 57.0% $418.88 Million $735.00 Million $316.13 Million ▼ -9.4 pp
2011 66.4% $442.58 Million $666.40 Million $223.82 Million ▲ +1.8 pp
2010 64.6% $382.95 Million $593.05 Million $210.10 Million ▲ +8.2 pp
2009 56.3% $296.33 Million $526.09 Million $229.76 Million ▲ +8.1 pp
2008 48.2% $234.31 Million $486.11 Million $251.81 Million ▼ -4.2 pp
2007 52.4% $215.49 Million $411.12 Million $195.62 Million ▼ -10.8 pp
2006 63.2% $210.43 Million $332.78 Million $122.35 Million ▼ -1.4 pp
2005 64.6% $189.71 Million $293.51 Million $103.80 Million ▲ +4.9 pp
2004 59.8% $156.58 Million $261.97 Million $105.39 Million ▲ +8.9 pp
2003 50.8% $116.04 Million $228.32 Million $112.28 Million ▼ -1.6 pp
2002 52.5% $102.43 Million $195.25 Million $92.81 Million ▲ +7.3 pp
2001 45.2% $82.73 Million $183.16 Million $100.43 Million ▲ +0.7 pp
2000 44.4% $68.19 Million $153.47 Million $85.28 Million ▲ +3.4 pp
1999 41.0% $54.70 Million $133.40 Million $78.70 Million ▲ +1.1 pp
1998 39.9% $47.30 Million $118.40 Million $71.10 Million ▲ +1.8 pp
1997 38.2% $39.00 Million $102.20 Million $63.20 Million ▼ -12.1 pp
1996 50.2% $44.90 Million $89.40 Million $44.50 Million ▲ +7.3 pp
1995 42.9% $35.80 Million $83.50 Million $47.70 Million ▲ +6.1 pp
1994 36.7% $26.90 Million $73.20 Million $46.30 Million ▲ +3.6 pp
1993 33.1% $21.00 Million $63.40 Million $42.40 Million ▲ +6.6 pp
1992 26.5% $16.60 Million $62.60 Million $46.00 Million
pp = percentage points