Xp Inc - Asset Resilience Ratio
Xp Inc (XP) has an Asset Resilience Ratio of 16.62% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check XP PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2015–2024)
This chart shows how Xp Inc's Asset Resilience Ratio has changed over time. See XP net asset quality index to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Xp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market cap of Xp Inc.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $66.40 Billion | 16.62% |
| Total Liquid Assets | $66.40 Billion | 16.62% |
Asset Resilience Insights
- Good Liquidity Position: Xp Inc maintains a healthy 16.62% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Xp Inc Industry Peers by Asset Resilience Ratio
Compare Xp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Banco BTG Pactual S.A.
SA:BPAC11 |
Capital Markets | 11.87% |
|
Washington H Soul Pattinson & Company Ltd
AU:SOL |
Capital Markets | 10.89% |
|
SK Securities Co Ltd Preference Shares
KO:001515 |
Capital Markets | 0.48% |
|
Hanyang Sec
KO:001750 |
Capital Markets | 0.00% |
|
Lang & Schwarz Aktiengesellschaft
XETRA:LUS1 |
Capital Markets | 77.99% |
|
Gryphon Digital Mining Inc.
NASDAQ:GRYP |
Capital Markets | 1.16% |
|
CryptoStar Corp
V:CSTR |
Capital Markets | 0.16% |
|
Cathedra Bitcoin Inc
V:CBIT |
Capital Markets | 17.00% |
Annual Asset Resilience Ratio for Xp Inc (2015–2024)
The table below shows the annual Asset Resilience Ratio data for Xp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 19.94% | $69.30 Billion | $347.46 Billion | -0.32pp |
| 2023-12-31 | 20.26% | $50.47 Billion | $249.04 Billion | +0.61pp |
| 2022-12-31 | 19.66% | $37.75 Billion | $192.03 Billion | -4.55pp |
| 2021-12-31 | 24.21% | $33.74 Billion | $139.34 Billion | +3.29pp |
| 2020-12-31 | 20.92% | $20.09 Billion | $96.03 Billion | +13.77pp |
| 2019-12-31 | 7.15% | $3.12 Billion | $43.62 Billion | -1.84pp |
| 2018-12-31 | 8.99% | $1.59 Billion | $17.72 Billion | -0.42pp |
| 2017-12-31 | 9.41% | $671.84 Million | $7.14 Billion | -- |
| 2016-12-31 | 0.00% | $0.00 | $4.24 Billion | -- |
| 2015-12-31 | 0.00% | $0.00 | $3.47 Billion | -- |
About Xp Inc
XP Inc. provides financial products and services in Brazil. The company operates XP Platform, an open product platform that provides clients to access investment products in the market comprising brokerage securities, fixed income securities, mutual, hedge, and private equity funds; derivatives and synthetic instruments; credit cards; loan operations/collateralized credit products; pension and so… Read more