Xp Inc (XP) — Net Asset Quality Index
Xp Inc (XP) has a Net Asset Quality Index of 5.9% as of September 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $399.48 Billion minus total liabilities of $375.81 Billion yields net assets of $23.67 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Check XP cash to earnings ratio to evaluate the quality of earnings relative to operating cash generation.
Quality Index
Net Assets
Total Assets
Total Liabilities
Xp Inc Net Asset Quality Index Over Time (2014–2024)
This chart shows how Xp Inc's Net Asset Quality Index has evolved across 11 annual periods from 2014 to 2024. As of September 2025, the index stands at 5.9%, representing net assets of $23.67 Billion against total assets of $399.48 Billion USD. See XP total equity for net asset value and shareholders' equity analysis.
Annual Net Asset Quality Index for Xp Inc (2014–2024)
The table below presents the year-by-year Net Asset Quality Index for Xp Inc from 2014 to 2024, covering 11 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see how much is Xp Inc worth.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2024 | 5.8% | $20.05 Billion | $347.46 Billion | $327.41 Billion | ▼ -2.0 pp |
| 2023 | 7.8% | $19.45 Billion | $249.04 Billion | $229.59 Billion | ▼ -1.1 pp |
| 2022 | 8.9% | $17.04 Billion | $192.03 Billion | $174.99 Billion | ▼ -1.5 pp |
| 2021 | 10.3% | $14.42 Billion | $139.34 Billion | $124.92 Billion | ▼ -1.0 pp |
| 2020 | 11.3% | $10.90 Billion | $96.03 Billion | $85.13 Billion | ▼ -5.1 pp |
| 2019 | 16.4% | $7.16 Billion | $43.62 Billion | $36.47 Billion | ▲ +4.6 pp |
| 2018 | 11.8% | $2.09 Billion | $17.72 Billion | $15.63 Billion | ▼ -4.3 pp |
| 2017 | 16.1% | $1.15 Billion | $7.14 Billion | $5.98 Billion | ▼ -80.7 pp |
| 2016 | 96.8% | $4.11 Billion | $4.24 Billion | $133.93 Million | ▼ 0.0 pp |
| 2015 | 96.9% | $3.36 Billion | $3.47 Billion | $108.47 Million | ▼ -1.5 pp |
| 2014 | 98.3% | $2.45 Billion | $2.49 Billion | $41.64 Million | — |