Xp Inc (XP) — Defensive Interval Ratio
Xp Inc (XP) has a Defensive Interval Ratio of 186 days as of September 2025. Defensive assets of $102.18 Billion (cash $-, short-term investments $66.40 Billion, receivables $35.78 Billion) cover 186 days of daily cash needs of $550.26 Million/day. See XP working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Xp Inc Defensive Interval Ratio (2014–2024)
This chart shows how Xp Inc's Defensive Interval Ratio has evolved across 11 annual periods from 2014 to 2024. As of September 2025, the ratio stands at 186 days, meaning defensive assets of $102.18 Billion can fund 186 days of operations without new revenue. See Xp Inc (XP) net asset quality to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for Xp Inc (2014–2024)
The table below presents the year-by-year Defensive Interval Ratio for Xp Inc from 2014 to 2024, covering 11 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Xp Inc (XP) total market value.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 194 days | $104.50 Billion | $537.37 Million/day | $- | $69.30 Billion | ▼ -48 days |
| 2023 | 242 days | $82.36 Billion | $339.99 Million/day | $- | $50.47 Billion | ▲ +32 days |
| 2022 | 210 days | $60.72 Billion | $288.77 Million/day | $- | $37.75 Billion | ▼ -19 days |
| 2021 | 229 days | $47.18 Billion | $206.16 Million/day | $- | $33.74 Billion | ▲ +80 days |
| 2020 | 149 days | $24.64 Billion | $165.07 Million/day | $- | $20.09 Billion | ▲ +94 days |
| 2019 | 55 days | $3.83 Billion | $69.81 Million/day | $- | $3.12 Billion | ▼ -4 days |
| 2018 | 59 days | $2.00 Billion | $33.72 Million/day | $- | $1.59 Billion | ▼ -20 days |
| 2017 | 79 days | $843.72 Million | $10.68 Million/day | $- | $671.84 Million | ▼ -159 days |
| 2016 | 238 days | $87.40 Million | $366.93K/day | $- | $0.00 | ▲ +193 days |
| 2015 | 45 days | $13.48 Million | $297.19K/day | $- | $0.00 | ▼ -370 days |
| 2014 | 416 days | $47.41 Million | $114.09K/day | $- | $- | — |