Xp Inc (XP) — Cash Flow Reinvestment Rate

Latest as of September 2025: 0.04x

Xp Inc (XP) has a Cash Flow Reinvestment Rate of 0.04x as of September 2025, reinvesting $470.88 Million (capex $161.00 Million plus investments $-309.89 Million) from operating cash flow of $12.31 Billion. See cash generation quality of Xp Inc to measure how efficiently the company converts operating cash flow to free cash.

Reinvestment Rate

0.04x
(Capex + Investments) / Operating CF

Total Reinvested

$470.88 Million
Capex + Investments

Operating Cash Flow

$12.31 Billion
USD

Capital Expenditures

$161.00 Million
USD

Xp Inc Cash Flow Reinvestment Rate (2014–2024)

Historical reinvestment intensity for Xp Inc across 9 annual periods. For the full cash flow conversion analysis, see Xp Inc operating cash flow efficiency.

Annual Cash Flow Reinvestment Rate for Xp Inc (2014–2024)

Year-by-year capital reinvestment analysis for Xp Inc. See Xp Inc (XP) flexibility index to measure the company's free cash flow as a share of total liabilities.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2024 0.18x $2.00 Billion $11.18 Billion $330.21 Million ▲ +116.9%
2023 0.08x $669.54 Million $8.13 Billion $196.22 Million ▼ -70.2%
2022 0.28x $498.25 Million $1.80 Billion $126.97 Million ▼ -52.2%
2020 0.58x $873.54 Million $1.51 Billion $291.53 Million ▲ +173.4%
2019 0.21x $322.90 Million $1.53 Billion $161.45 Million ▼ -89.0%
2017 1.93x $506.62 Million $262.37 Million $51.00 Million ▼ -85.4%
2016 13.25x $63.27 Million $4.78 Million $31.64 Million ▲ +23079.1%
2015 0.06x $10.94 Million $191.45 Million $10.94 Million ▲ +23.4%
2014 0.05x $3.59 Million $77.46 Million $3.59 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow