Xp Inc (XP) — Cash Flow-to-Debt Ratio

Latest as of September 2025: 0.03x

Xp Inc (XP) has a Cash Flow-to-Debt Ratio of 0.03x as of September 2025, meaning its operating cash flow of $12.31 Billion could theoretically repay 0% of its total liabilities ($375.81 Billion) in one year. See Xp Inc (XP) FCF generation index to measure how efficiently the company converts operating cash flow to free cash.

CF-to-Debt Ratio

0.03x
Operating CF / Total Liabilities

Operating Cash Flow

$12.31 Billion
USD

Total Liabilities

$375.81 Billion
USD

Data as of

Sep 2025
Most recent filing

Xp Inc Cash Flow-to-Debt Ratio (2014–2024)

Historical debt coverage capacity for Xp Inc across 11 annual periods. Also explore net asset momentum of Xp Inc to track the company's year-over-year net asset growth rate.

Annual Cash Flow-to-Debt Ratio for Xp Inc (2014–2024)

Year-by-year debt coverage analysis for Xp Inc. For market capitalisation and broader financial context, see how much is Xp Inc worth.

Year CF-to-Debt Ratio Operating CF (USD) Total Liabilities YoY Change
2024 0.03x $11.18 Billion $327.41 Billion ▼ -3.5%
2023 0.04x $8.13 Billion $229.59 Billion ▲ +243.4%
2022 0.01x $1.80 Billion $174.99 Billion ▲ +132.0%
2021 -0.03x $-4.02 Billion $124.92 Billion ▼ -281.4%
2020 0.02x $1.51 Billion $85.13 Billion ▼ -57.6%
2019 0.04x $1.53 Billion $36.47 Billion ▲ +243.3%
2018 -0.03x $-456.75 Million $15.63 Billion ▼ -166.6%
2017 0.04x $262.37 Million $5.98 Billion ▲ +22.9%
2016 0.04x $4.78 Million $133.93 Million ▼ -98.0%
2015 1.76x $191.45 Million $108.47 Million ▼ -5.1%
2014 1.86x $77.46 Million $41.64 Million
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.