Xp Inc (XP) — Cash Flow-to-Debt Ratio
Latest as of September 2025:
0.03x
Xp Inc (XP) has a Cash Flow-to-Debt Ratio of 0.03x as of September 2025, meaning its operating cash flow of $12.31 Billion could theoretically repay 0% of its total liabilities ($375.81 Billion) in one year. See Xp Inc leverage flexibility ratio to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
0.03x
Operating CF / Total Liabilities
Operating Cash Flow
$12.31 Billion
USD
Total Liabilities
$375.81 Billion
USD
Data as of
Sep 2025
Most recent filing
Xp Inc Cash Flow-to-Debt Ratio (2014–2024)
Historical debt coverage capacity for Xp Inc across 11 annual periods. For the full cash flow conversion analysis, see Xp Inc (XP) cash conversion ratio.
Annual Cash Flow-to-Debt Ratio for Xp Inc (2014–2024)
Year-by-year debt coverage analysis for Xp Inc. Check XP operating cash flow to net income to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.03x | $11.18 Billion | $327.41 Billion | ▼ -3.5% |
| 2023 | 0.04x | $8.13 Billion | $229.59 Billion | ▲ +243.4% |
| 2022 | 0.01x | $1.80 Billion | $174.99 Billion | ▲ +132.0% |
| 2021 | -0.03x | $-4.02 Billion | $124.92 Billion | ▼ -281.4% |
| 2020 | 0.02x | $1.51 Billion | $85.13 Billion | ▼ -57.6% |
| 2019 | 0.04x | $1.53 Billion | $36.47 Billion | ▲ +243.3% |
| 2018 | -0.03x | $-456.75 Million | $15.63 Billion | ▼ -166.6% |
| 2017 | 0.04x | $262.37 Million | $5.98 Billion | ▲ +22.9% |
| 2016 | 0.04x | $4.78 Million | $133.93 Million | ▼ -98.0% |
| 2015 | 1.76x | $191.45 Million | $108.47 Million | ▼ -5.1% |
| 2014 | 1.86x | $77.46 Million | $41.64 Million | — |
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.