Xp Inc (XP) — Cash Flow-to-Debt Ratio

Latest as of September 2025: 0.03x

Xp Inc (XP) has a Cash Flow-to-Debt Ratio of 0.03x as of September 2025, meaning its operating cash flow of $12.31 Billion could theoretically repay 0% of its total liabilities ($375.81 Billion) in one year. Explore Xp Inc (XP) investment intensity to see how much of total assets are deployed in long-term investments.

CF-to-Debt Ratio

0.03x
Operating CF / Total Liabilities

Operating Cash Flow

$12.31 Billion
USD

Total Liabilities

$375.81 Billion
USD

Data as of

Sep 2025
Most recent filing

Xp Inc Cash Flow-to-Debt Ratio (2014–2024)

Historical debt coverage capacity for Xp Inc across 11 annual periods. Also explore Xp Inc (XP) total assets for the complete picture of this company's asset base.

Annual Cash Flow-to-Debt Ratio for Xp Inc (2014–2024)

Year-by-year debt coverage analysis for Xp Inc. For market capitalisation and broader financial context, see market value of Xp Inc.

Year CF-to-Debt Ratio Operating CF (USD) Total Liabilities YoY Change
2024 0.03x $11.18 Billion $327.41 Billion ▼ -3.5%
2023 0.04x $8.13 Billion $229.59 Billion ▲ +243.4%
2022 0.01x $1.80 Billion $174.99 Billion ▲ +132.0%
2021 -0.03x $-4.02 Billion $124.92 Billion ▼ -281.4%
2020 0.02x $1.51 Billion $85.13 Billion ▼ -57.6%
2019 0.04x $1.53 Billion $36.47 Billion ▲ +243.3%
2018 -0.03x $-456.75 Million $15.63 Billion ▼ -166.6%
2017 0.04x $262.37 Million $5.98 Billion ▲ +22.9%
2016 0.04x $4.78 Million $133.93 Million ▼ -98.0%
2015 1.76x $191.45 Million $108.47 Million ▼ -5.1%
2014 1.86x $77.46 Million $41.64 Million
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.