Xp Inc (XP) — Cash Flow Quality Index
Latest as of September 2025:
9.25x
Xp Inc (XP) has a Cash Flow Quality Index of 9.25x as of September 2025. Operating cash flow of $12.31 Billion exceeds net income of $1.33 Billion, indicating high earnings quality where cash backs reported profits. Explore XP operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
9.25x
Operating CF / Net Income
Operating Cash Flow
$12.31 Billion
USD
Net Income
$1.33 Billion
USD
Data as of
Sep 2025
Most recent filing
Xp Inc Cash Flow Quality Index (2013–2024)
Historical Cash Flow Quality Index for Xp Inc across 12 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see cash flow conversion of Xp Inc.
Annual Cash Flow Quality Index for Xp Inc (2013–2024)
Year-by-year earnings quality comparison for Xp Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 2.24x | $11.18 Billion | $4.99 Billion | ▲ +8.6% |
| 2023 | 2.06x | $8.13 Billion | $3.94 Billion | ▲ +294.3% |
| 2022 | 0.52x | $1.80 Billion | $3.44 Billion | ▲ +149.7% |
| 2021 | -1.05x | $-4.02 Billion | $3.82 Billion | ▼ -268.9% |
| 2020 | 0.62x | $1.51 Billion | $2.42 Billion | ▼ -36.9% |
| 2019 | 0.99x | $1.53 Billion | $1.54 Billion | ▲ +238.7% |
| 2018 | -0.71x | $-456.75 Million | $640.73 Million | ▼ -256.4% |
| 2017 | 0.46x | $262.37 Million | $575.51 Million | ▲ +3469.2% |
| 2016 | 0.01x | $4.78 Million | $373.92 Million | ▼ -99.5% |
| 2015 | 2.53x | $191.45 Million | $75.80 Million | ▼ -23.1% |
| 2014 | 3.28x | $77.46 Million | $23.59 Million | ▲ +222918.8% |
| 2013 | 0.00x | $-47.00K | $31.89 Million | — |
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.