Xp Inc (XP) — Cash Flow Quality Index

Latest as of September 2025: 9.25x

Xp Inc (XP) has a Cash Flow Quality Index of 9.25x as of September 2025. Operating cash flow of $12.31 Billion exceeds net income of $1.33 Billion, indicating high earnings quality where cash backs reported profits. Explore Xp Inc long-term investment intensity to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

9.25x
Operating CF / Net Income

Operating Cash Flow

$12.31 Billion
USD

Net Income

$1.33 Billion
USD

Data as of

Sep 2025
Most recent filing

Xp Inc Cash Flow Quality Index (2013–2024)

Historical Cash Flow Quality Index for Xp Inc across 12 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check XP goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Xp Inc (2013–2024)

Year-by-year earnings quality comparison for Xp Inc. For live market cap and the full company financial profile, see XP company net worth.

Year Quality Index Operating CF (USD) Net Income YoY Change
2024 2.24x $11.18 Billion $4.99 Billion ▲ +8.6%
2023 2.06x $8.13 Billion $3.94 Billion ▲ +294.3%
2022 0.52x $1.80 Billion $3.44 Billion ▲ +149.7%
2021 -1.05x $-4.02 Billion $3.82 Billion ▼ -268.9%
2020 0.62x $1.51 Billion $2.42 Billion ▼ -36.9%
2019 0.99x $1.53 Billion $1.54 Billion ▲ +238.7%
2018 -0.71x $-456.75 Million $640.73 Million ▼ -256.4%
2017 0.46x $262.37 Million $575.51 Million ▲ +3469.2%
2016 0.01x $4.78 Million $373.92 Million ▼ -99.5%
2015 2.53x $191.45 Million $75.80 Million ▼ -23.1%
2014 3.28x $77.46 Million $23.59 Million ▲ +222918.8%
2013 0.00x $-47.00K $31.89 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.