Xp Inc Cash Flow Quality Index

Latest as of September 2025: 9.25x

Xp Inc cash flow quality index. Xp Inc (XP) has a Cash Flow Quality Index of 9.25x as of September 2025. Operating cash flow of $12.31 Billion exceeds net income of $1.33 Billion, indicating high earnings quality where cash backs reported profits. See XP FCF to total liabilities ratio to measure the company's free cash flow as a share of total liabilities.

Cash Flow Quality Index

9.25x
Operating CF / Net Income

Operating Cash Flow

$12.31 Billion
USD

Net Income

$1.33 Billion
USD

Data as of

Sep 2025
Most recent filing

Cash Flow Quality Index of Xp Inc (2013–2024)

Cash flow quality index of Xp Inc from 2013 to 2024. Historical Cash Flow Quality Index for Xp Inc across 12 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore XP operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.

Xp Inc Cash Flow Quality Index by Year (2013–2024)

Xp Inc cash flow quality index by year from 2013 to 2024. Year-by-year earnings quality comparison for Xp Inc. For the full cash flow conversion analysis, see XP operating cash flow.

Year Quality Index Operating CF (USD) Net Income YoY Change
2024 2.24x $11.18 Billion $4.99 Billion ▲ +8.6%
2023 2.06x $8.13 Billion $3.94 Billion ▲ +294.3%
2022 0.52x $1.80 Billion $3.44 Billion ▲ +149.7%
2021 -1.05x $-4.02 Billion $3.82 Billion ▼ -268.9%
2020 0.62x $1.51 Billion $2.42 Billion ▼ -36.9%
2019 0.99x $1.53 Billion $1.54 Billion ▲ +238.7%
2018 -0.71x $-456.75 Million $640.73 Million ▼ -256.4%
2017 0.46x $262.37 Million $575.51 Million ▲ +3469.2%
2016 0.01x $4.78 Million $373.92 Million ▼ -99.5%
2015 2.53x $191.45 Million $75.80 Million ▼ -23.1%
2014 3.28x $77.46 Million $23.59 Million ▲ +222918.8%
2013 0.00x $-47.00K $31.89 Million —
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.