Xp Inc Financial Flexibility Index
Xp Inc financial flexibility index. Xp Inc (XP) has a Financial Flexibility Index of 0.03x as of September 2025. Free cash flow of $12.47 Billion (operating CF $12.31 Billion minus capex $161.00 Million) represents 0% of total liabilities ($375.81 Billion). See Xp Inc free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Xp Inc (2014–2024)
Financial flexibility index of Xp Inc from 2014 to 2024. Historical Financial Flexibility Index trend for Xp Inc across 11 annual periods. Check XP cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
Xp Inc Financial Flexibility Index by Year (2014–2024)
Xp Inc financial flexibility index by year from 2014 to 2024. Year-by-year free cash flow to debt coverage for Xp Inc. For the full cash flow conversion analysis, see cash flow conversion of Xp Inc.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.04x | $11.51 Billion | $11.18 Billion | $327.41 Billion | ▼ -3.0% |
| 2023 | 0.04x | $8.32 Billion | $8.13 Billion | $229.59 Billion | ▲ +228.6% |
| 2022 | 0.01x | $1.93 Billion | $1.80 Billion | $174.99 Billion | ▲ +137.6% |
| 2021 | -0.03x | $-3.67 Billion | $-4.02 Billion | $124.92 Billion | ▼ -238.7% |
| 2020 | 0.02x | $1.80 Billion | $1.51 Billion | $85.13 Billion | ▼ -54.3% |
| 2019 | 0.05x | $1.69 Billion | $1.53 Billion | $36.47 Billion | ▲ +326.1% |
| 2018 | -0.02x | $-320.08 Million | $-456.75 Million | $15.63 Billion | ▼ -139.1% |
| 2017 | 0.05x | $313.36 Million | $262.37 Million | $5.98 Billion | ▼ -80.7% |
| 2016 | 0.27x | $36.41 Million | $4.78 Million | $133.93 Million | ▼ -85.4% |
| 2015 | 1.87x | $202.39 Million | $191.45 Million | $108.47 Million | ▼ -4.1% |
| 2014 | 1.95x | $81.05 Million | $77.46 Million | $41.64 Million | — |