Xp Inc (XP) — Financial Flexibility Index

Latest as of September 2025: 0.03x

Xp Inc (XP) has a Financial Flexibility Index of 0.03x as of September 2025. Free cash flow of $12.47 Billion (operating CF $12.31 Billion minus capex $161.00 Million) represents 0% of total liabilities ($375.81 Billion). Also explore Xp Inc net asset momentum to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.03x
Free Cash Flow / Total Liabilities

Free Cash Flow

$12.47 Billion
Operating CF − Capex

Total Liabilities

$375.81 Billion
USD

Capital Expenditures

$161.00 Million
USD

Xp Inc Financial Flexibility Index (2014–2024)

Historical Financial Flexibility Index trend for Xp Inc across 11 annual periods. Check strategic asset allocation of Xp Inc to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Xp Inc (2014–2024)

Year-by-year free cash flow to debt coverage for Xp Inc. For the full company profile including market capitalisation, see Xp Inc market cap and net worth.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2024 0.04x $11.51 Billion $11.18 Billion $327.41 Billion ▼ -3.0%
2023 0.04x $8.32 Billion $8.13 Billion $229.59 Billion ▲ +228.6%
2022 0.01x $1.93 Billion $1.80 Billion $174.99 Billion ▲ +137.6%
2021 -0.03x $-3.67 Billion $-4.02 Billion $124.92 Billion ▼ -238.7%
2020 0.02x $1.80 Billion $1.51 Billion $85.13 Billion ▼ -54.3%
2019 0.05x $1.69 Billion $1.53 Billion $36.47 Billion ▲ +326.1%
2018 -0.02x $-320.08 Million $-456.75 Million $15.63 Billion ▼ -139.1%
2017 0.05x $313.36 Million $262.37 Million $5.98 Billion ▼ -80.7%
2016 0.27x $36.41 Million $4.78 Million $133.93 Million ▼ -85.4%
2015 1.87x $202.39 Million $191.45 Million $108.47 Million ▼ -4.1%
2014 1.95x $81.05 Million $77.46 Million $41.64 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities