Xp Inc (XP) — Financial Flexibility Index
Xp Inc (XP) has a Financial Flexibility Index of 0.03x as of September 2025. Free cash flow of $12.47 Billion (operating CF $12.31 Billion minus capex $161.00 Million) represents 0% of total liabilities ($375.81 Billion). Check asset allocation strategy of Xp Inc to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Xp Inc Financial Flexibility Index (2014–2024)
Historical Financial Flexibility Index trend for Xp Inc across 11 annual periods. See Xp Inc current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Xp Inc (2014–2024)
Year-by-year free cash flow to debt coverage for Xp Inc. For the full company profile including market capitalisation, see Xp Inc market capitalisation.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.04x | $11.51 Billion | $11.18 Billion | $327.41 Billion | ▼ -3.0% |
| 2023 | 0.04x | $8.32 Billion | $8.13 Billion | $229.59 Billion | ▲ +228.6% |
| 2022 | 0.01x | $1.93 Billion | $1.80 Billion | $174.99 Billion | ▲ +137.6% |
| 2021 | -0.03x | $-3.67 Billion | $-4.02 Billion | $124.92 Billion | ▼ -238.7% |
| 2020 | 0.02x | $1.80 Billion | $1.51 Billion | $85.13 Billion | ▼ -54.3% |
| 2019 | 0.05x | $1.69 Billion | $1.53 Billion | $36.47 Billion | ▲ +326.1% |
| 2018 | -0.02x | $-320.08 Million | $-456.75 Million | $15.63 Billion | ▼ -139.1% |
| 2017 | 0.05x | $313.36 Million | $262.37 Million | $5.98 Billion | ▼ -80.7% |
| 2016 | 0.27x | $36.41 Million | $4.78 Million | $133.93 Million | ▼ -85.4% |
| 2015 | 1.87x | $202.39 Million | $191.45 Million | $108.47 Million | ▼ -4.1% |
| 2014 | 1.95x | $81.05 Million | $77.46 Million | $41.64 Million | — |