Credicorp Ltd - Asset Resilience Ratio
Credicorp Ltd (BAP) has an Asset Resilience Ratio of 0.46% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Credicorp Ltd's Asset Resilience Ratio has changed over time. Check how strategically is Credicorp Ltd's equity deployed to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Credicorp Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of Credicorp Ltd.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.22 Billion | 0.46% |
| Total Liquid Assets | $1.22 Billion | 0.46% |
Asset Resilience Insights
- Limited Liquidity: Credicorp Ltd maintains only 0.46% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Credicorp Ltd Industry Peers by Asset Resilience Ratio
Compare Credicorp Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Deutsche Bank Aktiengesellschaft
F:DBK |
Banks - Regional | 3.17% |
|
Regions Financial Corporation
NYSE:RF |
Banks - Regional | 17.06% |
|
Bank of Hangzhou Co Ltd
SHG:600926 |
Banks - Regional | 7.20% |
|
Banco Santander Chile
SN:BSANTANDER |
Banks - Regional | 6.33% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Synovus Financial Corp
NYSE:SNV |
Banks - Regional | 4.05% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Regional S.A.B. de C.V
MX:RA |
Banks - Regional | 0.00% |
Annual Asset Resilience Ratio for Credicorp Ltd (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Credicorp Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.46% | $1.22 Billion | $267.34 Billion | -12.90pp |
| 2024-12-31 | 13.36% | $34.21 Billion | $256.09 Billion | -0.67pp |
| 2023-12-31 | 14.02% | $33.49 Billion | $238.84 Billion | +1.49pp |
| 2022-12-31 | 12.54% | $29.68 Billion | $236.75 Billion | -1.88pp |
| 2021-12-31 | 14.42% | $35.09 Billion | $243.44 Billion | -3.59pp |
| 2020-12-31 | 18.01% | $42.75 Billion | $237.41 Billion | +4.42pp |
| 2019-12-31 | 13.58% | $25.51 Billion | $187.86 Billion | +0.20pp |
| 2018-12-31 | 13.38% | $23.72 Billion | $177.26 Billion | -3.58pp |
| 2017-12-31 | 16.96% | $28.90 Billion | $170.47 Billion | +2.26pp |
| 2016-12-31 | 14.70% | $23.00 Billion | $156.44 Billion | +0.53pp |
| 2015-12-31 | 14.17% | $22.04 Billion | $155.48 Billion | -0.68pp |
| 2014-12-31 | 14.86% | $20.03 Billion | $134.83 Billion | -2.52pp |
| 2013-12-31 | 17.38% | $19.82 Billion | $114.09 Billion | -4.17pp |
| 2012-12-31 | 21.54% | $22.90 Billion | $106.31 Billion | +2.04pp |
| 2011-12-31 | 19.51% | $15.76 Billion | $80.79 Billion | +19.10pp |
| 2010-12-31 | 0.41% | $330.95 Million | $81.30 Billion | +0.09pp |
| 2009-12-31 | 0.32% | $205.39 Million | $63.88 Billion | +0.15pp |
| 2008-12-31 | 0.17% | $113.38 Million | $65.42 Billion | -0.11pp |
| 2007-12-31 | 0.29% | $152.88 Million | $53.08 Billion | -0.06pp |
| 2006-12-31 | 0.35% | $137.92 Million | $39.36 Billion | -0.20pp |
| 2005-12-31 | 0.55% | $209.29 Million | $38.00 Billion | -4.80pp |
| 2004-12-31 | 5.35% | $1.59 Billion | $29.80 Billion | +4.17pp |
| 2003-12-31 | 1.18% | $340.44 Million | $28.79 Billion | -5.83pp |
| 2002-12-31 | 7.01% | $2.13 Billion | $30.34 Billion | -0.22pp |
| 2001-12-31 | 7.23% | $1.89 Billion | $26.09 Billion | +1.79pp |
| 2000-12-31 | 5.44% | $1.46 Billion | $26.91 Billion | -- |
About Credicorp Ltd
Credicorp Ltd., together with its subsidiaries, provides various banking services and products in Peru, Bermuda, Colombia, Bolivia, Panama, Chile, the United States, the Cayman Islands, and Mexico. It operates through Universal Banking; Insurance, Medical Services, and Pensions; Microfinance; and Investment Management and Advisory segments. The company grants various credits and financial instrum… Read more