Credicorp Ltd Asset Resilience Ratio
Credicorp Ltd asset resilience ratio. Credicorp Ltd (BAP) has an Asset Resilience Ratio of 15.37% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See BAP defensive interval ratio to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Credicorp Ltd (2000–2025)
Asset resilience ratio of Credicorp Ltd from 2000 to 2025. This chart shows how Credicorp Ltd's Asset Resilience Ratio has changed over time. Read how much debt does Credicorp Ltd carry for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Credicorp Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Credicorp Ltd (BAP) total assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $43.38 Billion | 15.37% |
| Total Liquid Assets | $43.38 Billion | 15.37% |
Asset Resilience Insights
- Good Liquidity Position: Credicorp Ltd maintains a healthy 15.37% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Credicorp Ltd Industry Peers by Asset Resilience Ratio
Compare Credicorp Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Commerzbank AG
XETRA:CBK |
Banks - Regional | 5.22% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
BNK Banking Corporation Ltd
AU:BBC |
Banks - Regional | 8.96% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
|
BBVA Banco Frances SA
BA:BBAR |
Banks - Regional | 7.45% |
|
Banco Patagonia
BA:BPAT |
Banks - Regional | 0.44% |
Credicorp Ltd Asset Resilience Ratio by Year (2000–2025)
Credicorp Ltd asset resilience ratio by year from 2000 to 2025. The table below shows the annual Asset Resilience Ratio data for Credicorp Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.46% | $1.22 Billion | $267.34 Billion | -12.90pp |
| 2024-12-31 | 13.36% | $34.21 Billion | $256.09 Billion | -0.67pp |
| 2023-12-31 | 14.02% | $33.49 Billion | $238.84 Billion | +1.49pp |
| 2022-12-31 | 12.54% | $29.68 Billion | $236.75 Billion | -1.88pp |
| 2021-12-31 | 14.42% | $35.09 Billion | $243.44 Billion | -3.59pp |
| 2020-12-31 | 18.01% | $42.75 Billion | $237.41 Billion | +4.42pp |
| 2019-12-31 | 13.58% | $25.51 Billion | $187.86 Billion | +0.20pp |
| 2018-12-31 | 13.38% | $23.72 Billion | $177.26 Billion | -3.58pp |
| 2017-12-31 | 16.96% | $28.90 Billion | $170.47 Billion | +2.26pp |
| 2016-12-31 | 14.70% | $23.00 Billion | $156.44 Billion | +0.53pp |
| 2015-12-31 | 14.17% | $22.04 Billion | $155.48 Billion | -0.68pp |
| 2014-12-31 | 14.86% | $20.03 Billion | $134.83 Billion | -2.52pp |
| 2013-12-31 | 17.38% | $19.82 Billion | $114.09 Billion | -4.17pp |
| 2012-12-31 | 21.54% | $22.90 Billion | $106.31 Billion | +2.04pp |
| 2011-12-31 | 19.51% | $15.76 Billion | $80.79 Billion | +19.10pp |
| 2010-12-31 | 0.41% | $330.95 Million | $81.30 Billion | +0.09pp |
| 2009-12-31 | 0.32% | $205.39 Million | $63.88 Billion | +0.15pp |
| 2008-12-31 | 0.17% | $113.38 Million | $65.42 Billion | -0.11pp |
| 2007-12-31 | 0.29% | $152.88 Million | $53.08 Billion | -0.06pp |
| 2006-12-31 | 0.35% | $137.92 Million | $39.36 Billion | -0.20pp |
| 2005-12-31 | 0.55% | $209.29 Million | $38.00 Billion | -4.80pp |
| 2004-12-31 | 5.35% | $1.59 Billion | $29.80 Billion | +4.17pp |
| 2003-12-31 | 1.18% | $340.44 Million | $28.79 Billion | -5.83pp |
| 2002-12-31 | 7.01% | $2.13 Billion | $30.34 Billion | -0.22pp |
| 2001-12-31 | 7.23% | $1.89 Billion | $26.09 Billion | +1.79pp |
| 2000-12-31 | 5.44% | $1.46 Billion | $26.91 Billion | -- |
About Credicorp Ltd
Credicorp Ltd., together with its subsidiaries, provides various banking services and products in Peru, Bermuda, Colombia, Bolivia, Panama, Chile, the United States, the Cayman Islands, and Mexico. It operates through Universal Banking; Insurance, Medical Services, and Pensions; Microfinance; and Investment Management and Advisory segments. The company grants various credits and financial instrum… Read more