Credicorp Ltd (BAP) — Cash Flow Quality Index
Credicorp Ltd (BAP) has a Cash Flow Quality Index of -0.33x as of March 2026. Operating cash flow of $-518.14 Million is below net income of $1.59 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore Credicorp Ltd (BAP) long-term investment share to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Credicorp Ltd Cash Flow Quality Index (1997–2025)
Historical Cash Flow Quality Index for Credicorp Ltd across 29 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check BAP goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Credicorp Ltd (1997–2025)
Year-by-year earnings quality comparison for Credicorp Ltd. For live market cap and the full company financial profile, see BAP market cap overview.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.16x | $8.05 Billion | $6.93 Billion | ▼ -55.0% |
| 2024 | 2.58x | $14.52 Billion | $5.62 Billion | ▲ +208.0% |
| 2023 | 0.84x | $4.08 Billion | $4.87 Billion | ▲ +450.6% |
| 2022 | -0.24x | $-1.13 Billion | $4.75 Billion | ▼ -122.1% |
| 2021 | 1.08x | $3.97 Billion | $3.67 Billion | ▼ -97.2% |
| 2020 | 37.97x | $12.69 Billion | $334.14 Million | ▲ +2283.3% |
| 2019 | 1.59x | $6.93 Billion | $4.35 Billion | ▲ +2678.2% |
| 2018 | -0.06x | $-251.57 Million | $4.07 Billion | ▼ -102.8% |
| 2017 | 2.22x | $9.30 Billion | $4.18 Billion | ▲ +650.9% |
| 2016 | -0.40x | $-1.46 Billion | $3.61 Billion | ▲ +6.3% |
| 2015 | -0.43x | $-1.36 Billion | $3.16 Billion | ▲ +42.9% |
| 2014 | -0.75x | $-1.83 Billion | $2.42 Billion | ▼ -154.1% |
| 2013 | 1.39x | $2.17 Billion | $1.56 Billion | ▼ -68.2% |
| 2012 | 4.38x | $9.34 Billion | $2.13 Billion | ▲ +286.0% |
| 2011 | -2.36x | $-4.49 Billion | $1.90 Billion | ▼ -143.6% |
| 2010 | 5.40x | $9.34 Billion | $1.73 Billion | ▲ +650.2% |
| 2009 | -0.98x | $-1.44 Billion | $1.46 Billion | ▼ -180.2% |
| 2008 | 1.22x | $1.42 Billion | $1.16 Billion | ▼ -66.0% |
| 2007 | 3.60x | $4.02 Billion | $1.12 Billion | ▲ +50.7% |
| 2006 | 2.39x | $1.80 Billion | $755.54 Million | ▼ -64.8% |
| 2005 | 6.78x | $4.55 Billion | $670.92 Million | ▲ +36.2% |
| 2004 | 4.98x | $2.31 Billion | $463.97 Million | ▼ -18.4% |
| 2003 | 6.10x | $1.92 Billion | $315.33 Million | ▲ +68.8% |
| 2002 | 3.61x | $538.58 Million | $149.03 Million | ▲ +6.7% |
| 2001 | 3.39x | $635.18 Million | $187.59 Million | ▼ -67.6% |
| 2000 | 10.44x | $652.01 Million | $62.44 Million | ▲ +61.5% |
| 1999 | 6.47x | $986.58 Million | $152.58 Million | ▲ +20.9% |
| 1998 | 5.35x | $752.85 Million | $140.80 Million | ▲ +208.6% |
| 1997 | 1.73x | $507.70 Million | $293.00 Million | — |