Credicorp Ltd (BAP) — Cash Flow Quality Index
Latest as of March 2026:
-0.33x
Credicorp Ltd (BAP) has a Cash Flow Quality Index of -0.33x as of March 2026. Operating cash flow of $-518.14 Million is below net income of $1.59 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore Credicorp Ltd cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
-0.33x
Operating CF / Net Income
Operating Cash Flow
$-518.14 Million
USD
Net Income
$1.59 Billion
USD
Data as of
Mar 2026
Most recent filing
Credicorp Ltd Cash Flow Quality Index (1997–2025)
Historical Cash Flow Quality Index for Credicorp Ltd across 29 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see BAP cash generation efficiency.
Annual Cash Flow Quality Index for Credicorp Ltd (1997–2025)
Year-by-year earnings quality comparison for Credicorp Ltd.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.16x | $8.05 Billion | $6.93 Billion | ▼ -55.0% |
| 2024 | 2.58x | $14.52 Billion | $5.62 Billion | ▲ +208.0% |
| 2023 | 0.84x | $4.08 Billion | $4.87 Billion | ▲ +450.6% |
| 2022 | -0.24x | $-1.13 Billion | $4.75 Billion | ▼ -122.1% |
| 2021 | 1.08x | $3.97 Billion | $3.67 Billion | ▼ -97.2% |
| 2020 | 37.97x | $12.69 Billion | $334.14 Million | ▲ +2283.3% |
| 2019 | 1.59x | $6.93 Billion | $4.35 Billion | ▲ +2678.2% |
| 2018 | -0.06x | $-251.57 Million | $4.07 Billion | ▼ -102.8% |
| 2017 | 2.22x | $9.30 Billion | $4.18 Billion | ▲ +650.9% |
| 2016 | -0.40x | $-1.46 Billion | $3.61 Billion | ▲ +6.3% |
| 2015 | -0.43x | $-1.36 Billion | $3.16 Billion | ▲ +42.9% |
| 2014 | -0.75x | $-1.83 Billion | $2.42 Billion | ▼ -154.1% |
| 2013 | 1.39x | $2.17 Billion | $1.56 Billion | ▼ -68.2% |
| 2012 | 4.38x | $9.34 Billion | $2.13 Billion | ▲ +286.0% |
| 2011 | -2.36x | $-4.49 Billion | $1.90 Billion | ▼ -143.6% |
| 2010 | 5.40x | $9.34 Billion | $1.73 Billion | ▲ +650.2% |
| 2009 | -0.98x | $-1.44 Billion | $1.46 Billion | ▼ -180.2% |
| 2008 | 1.22x | $1.42 Billion | $1.16 Billion | ▼ -66.0% |
| 2007 | 3.60x | $4.02 Billion | $1.12 Billion | ▲ +50.7% |
| 2006 | 2.39x | $1.80 Billion | $755.54 Million | ▼ -64.8% |
| 2005 | 6.78x | $4.55 Billion | $670.92 Million | ▲ +36.2% |
| 2004 | 4.98x | $2.31 Billion | $463.97 Million | ▼ -18.4% |
| 2003 | 6.10x | $1.92 Billion | $315.33 Million | ▲ +68.8% |
| 2002 | 3.61x | $538.58 Million | $149.03 Million | ▲ +6.7% |
| 2001 | 3.39x | $635.18 Million | $187.59 Million | ▼ -67.6% |
| 2000 | 10.44x | $652.01 Million | $62.44 Million | ▲ +61.5% |
| 1999 | 6.47x | $986.58 Million | $152.58 Million | ▲ +20.9% |
| 1998 | 5.35x | $752.85 Million | $140.80 Million | ▲ +208.6% |
| 1997 | 1.73x | $507.70 Million | $293.00 Million | — |
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.