Credicorp Ltd (BAP) — Tangible Net Worth Ratio
Credicorp Ltd (BAP) has a Tangible Net Worth Ratio of 87.2% as of March 2026. This metric is calculated by deducting intangible assets ($4.76 Billion) from net assets ($37.33 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. See Credicorp Ltd current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
Credicorp Ltd Tangible Net Worth Ratio (1997–2025)
This chart shows how Credicorp Ltd's Tangible Net Worth Ratio has changed across 29 annual periods from 1997 to 2025. As of March 2026, the ratio stands at 87.2%, reflecting net assets of $37.33 Billion with intangible assets of $4.76 Billion USD. See BAP defensive interval ratio to measure how many days the company can operate on defensive assets alone.
Annual Tangible Net Worth Ratio for Credicorp Ltd (1997–2025)
The table below presents the year-by-year Tangible Net Worth Ratio for Credicorp Ltd from 1997 to 2025, covering 29 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For the full company profile including market capitalisation, see Credicorp Ltd stock valuation.
| Year | Tangible NW Ratio | Net Assets (USD) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 87.2% | $37.33 Billion | $4.76 Billion | $267.34 Billion | ▼ -5.4 pp |
| 2024 | 92.7% | $34.98 Billion | $2.57 Billion | $256.09 Billion | ▼ 0.0 pp |
| 2023 | 92.7% | $33.11 Billion | $2.43 Billion | $238.84 Billion | ▼ -0.1 pp |
| 2022 | 92.8% | $29.58 Billion | $2.13 Billion | $236.75 Billion | ▼ -0.1 pp |
| 2021 | 92.9% | $26.83 Billion | $1.91 Billion | $243.44 Billion | ▲ +0.0 pp |
| 2020 | 92.9% | $25.45 Billion | $1.82 Billion | $237.41 Billion | ▼ -0.9 pp |
| 2019 | 93.8% | $26.75 Billion | $1.67 Billion | $187.86 Billion | ▼ -0.2 pp |
| 2018 | 94.0% | $24.27 Billion | $1.46 Billion | $177.26 Billion | ▼ 0.0 pp |
| 2017 | 94.0% | $22.25 Billion | $1.34 Billion | $170.47 Billion | ▲ +0.5 pp |
| 2016 | 93.4% | $20.12 Billion | $1.32 Billion | $156.44 Billion | ▲ +1.0 pp |
| 2015 | 92.4% | $16.73 Billion | $1.27 Billion | $155.48 Billion | ▲ +1.2 pp |
| 2014 | 91.2% | $14.63 Billion | $1.29 Billion | $134.83 Billion | ▲ +0.5 pp |
| 2013 | 90.7% | $12.34 Billion | $1.15 Billion | $114.09 Billion | ▼ -0.6 pp |
| 2012 | 91.3% | $11.37 Billion | $988.25 Million | $106.31 Billion | ▼ -1.0 pp |
| 2011 | 92.3% | $9.11 Billion | $700.81 Million | $80.79 Billion | ▲ +2.2 pp |
| 2010 | 90.1% | $8.39 Billion | $828.71 Million | $81.30 Billion | ▲ +0.4 pp |
| 2009 | 89.7% | $7.26 Billion | $749.98 Million | $63.88 Billion | ▼ -1.6 pp |
| 2008 | 91.3% | $5.64 Billion | $491.23 Million | $65.42 Billion | ▼ -1.0 pp |
| 2007 | 92.3% | $5.44 Billion | $418.77 Million | $53.08 Billion | ▼ -1.4 pp |
| 2006 | 93.7% | $4.69 Billion | $294.74 Million | $39.36 Billion | ▲ +0.9 pp |
| 2005 | 92.8% | $4.45 Billion | $318.80 Million | $38.00 Billion | ▼ -5.8 pp |
| 2004 | 98.6% | $3.77 Billion | $52.40 Million | $29.80 Billion | ▲ +0.2 pp |
| 2003 | 98.4% | $3.41 Billion | $54.72 Million | $28.79 Billion | ▲ +5.4 pp |
| 2002 | 93.0% | $3.12 Billion | $217.50 Million | $30.34 Billion | ▲ +4.1 pp |
| 2001 | 89.0% | $3.13 Billion | $344.98 Million | $26.09 Billion | ▼ -0.8 pp |
| 2000 | 89.8% | $3.10 Billion | $316.33 Million | $26.91 Billion | ▲ +0.8 pp |
| 1999 | 89.0% | $2.99 Billion | $328.64 Million | $26.62 Billion | ▲ +19.1 pp |
| 1998 | 69.9% | $2.85 Billion | $856.86 Million | $26.60 Billion | ▼ -30.1 pp |
| 1997 | 100.0% | $2.02 Billion | $0.00 | $21.25 Billion | — |