Credicorp Ltd (BAP) - Total Assets
Based on the latest financial reports, Credicorp Ltd (BAP) holds total assets worth $267.34 Billion USD as of March 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Check how aggressively does Credicorp Ltd reinvest cash to assess the company's total reinvestment commitment from operating cash flow.
Credicorp Ltd - Total Assets Trend (1997–2025)
This chart illustrates how Credicorp Ltd's total assets have evolved over time, based on quarterly financial data. Explore Credicorp Ltd (BAP) investment intensity to see how much of total assets are deployed in long-term investments.
Credicorp Ltd - Asset Composition Analysis
Current Asset Composition (December 2025)
Credicorp Ltd's total assets of $267.34 Billion consist of 17.5% current assets and 82.5% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 16.2% |
| Accounts Receivable | $2.17 Billion | 0.8% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $2.67 Billion | 1.0% |
| Intangible Assets | $4.76 Billion | 1.8% |
| Goodwill | $1.25 Billion | 0.5% |
Asset Composition Trend (1997–2025)
This chart illustrates how Credicorp Ltd's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see market value of Credicorp Ltd.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Credicorp Ltd's current assets represent 17.5% of total assets in 2025, an increase from 0.0% in 1997.
- Cash Position: Cash and equivalents constituted 16.2% of total assets in 2025, up from 0.0% in 1997.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 1.0% of total assets, an increase from 0.0% in 1997.
- Asset Diversification: The largest asset category is intangible assets at 1.8% of total assets.
Credicorp Ltd Competitors by Total Assets
Key competitors of Credicorp Ltd based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Standard Bank Group Ltd
JSE:SBK
|
South Africa | ZAC3.41 Trillion |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO
|
Mexico | MX$860.26 Billion |
|
BRD Groupe Societe Generale SA
RO:BRD
|
Romania | RON100.52 Billion |
|
Hua Xia Bank Co Ltd
SHG:600015
|
China | CN¥4.88 Trillion |
|
International Bancshares Corporation
NASDAQ:IBOC
|
USA | $16.83 Billion |
|
Judo Capital Holdings Ltd
AU:JDO
|
Australia | AU$16.06 Billion |
|
TF Bank AB
ST:TFBANK
|
Sweden | Skr29.94 Billion |
|
Bank Tabungan Negara Persero
JK:BBTN
|
Indonesia | Rp517.54 Trillion |
Credicorp Ltd - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 3.15 | 0.51 | 0.45 |
| Quick Ratio | 3.15 | 0.51 | 0.45 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $31.03 Billion | $-82.27 Billion | $-96.48 Billion |
Credicorp Ltd - Advanced Valuation Insights
This section examines the relationship between Credicorp Ltd's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 2.43 |
| Latest Market Cap to Assets Ratio | 0.10 |
| Asset Growth Rate (YoY) | 4.4% |
| Total Assets | $267.34 Billion |
| Market Capitalization | $26.23 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Credicorp Ltd's assets below their book value (0.10x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Credicorp Ltd's assets grew by 4.4% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Credicorp Ltd (1997–2025)
The table below shows the annual total assets of Credicorp Ltd from 1997 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $267.34 Billion | +4.39% |
| 2024-12-31 | $256.09 Billion | +7.22% |
| 2023-12-31 | $238.84 Billion | +0.88% |
| 2022-12-31 | $236.75 Billion | -2.75% |
| 2021-12-31 | $243.44 Billion | +2.54% |
| 2020-12-31 | $237.41 Billion | +26.37% |
| 2019-12-31 | $187.86 Billion | +5.98% |
| 2018-12-31 | $177.26 Billion | +3.98% |
| 2017-12-31 | $170.47 Billion | +8.97% |
| 2016-12-31 | $156.44 Billion | +0.61% |
| 2015-12-31 | $155.48 Billion | +15.31% |
| 2014-12-31 | $134.83 Billion | +18.18% |
| 2013-12-31 | $114.09 Billion | +7.33% |
| 2012-12-31 | $106.31 Billion | +31.59% |
| 2011-12-31 | $80.79 Billion | -0.64% |
| 2010-12-31 | $81.30 Billion | +27.27% |
| 2009-12-31 | $63.88 Billion | -2.35% |
| 2008-12-31 | $65.42 Billion | +23.24% |
| 2007-12-31 | $53.08 Billion | +34.86% |
| 2006-12-31 | $39.36 Billion | +3.58% |
| 2005-12-31 | $38.00 Billion | +27.53% |
| 2004-12-31 | $29.80 Billion | +3.50% |
| 2003-12-31 | $28.79 Billion | -5.13% |
| 2002-12-31 | $30.34 Billion | +16.30% |
| 2001-12-31 | $26.09 Billion | -3.05% |
| 2000-12-31 | $26.91 Billion | +1.10% |
| 1999-12-31 | $26.62 Billion | +0.09% |
| 1998-12-31 | $26.60 Billion | +25.17% |
| 1997-12-31 | $21.25 Billion | -- |
About Credicorp Ltd
Credicorp Ltd., together with its subsidiaries, provides various banking services and products in Peru, Bermuda, Colombia, Bolivia, Panama, Chile, the United States, the Cayman Islands, and Mexico. It operates through Universal Banking; Insurance, Medical Services, and Pensions; Microfinance; and Investment Management and Advisory segments. The company grants various credits and financial instrum… Read more