Cullen/Frost Bankers Inc (NYSE:CFR) — Stock Price
Cullen/Frost Bankers Inc (NYSE:CFR) is currently trading at $165.65 USD, up 0.70% today. Over the past 52 weeks, shares have ranged between $119.85 and $168.94. This page tracks Cullen/Frost Bankers Inc's live share price on the NYSE exchange, its daily price and volume history, and — where reported — its income statement, balance sheet, cash flow statement, and earnings history. For company valuation and market capitalisation context, see Cullen/Frost Bankers Inc stock valuation.
Cullen/Frost Bankers Inc (CFR) Stock Price Chart — Daily History & Trading Volume
The chart below tracks Cullen/Frost Bankers Inc's daily closing share price and trading volume on the NYSE exchange over the past year, giving a clear view of recent price momentum and liquidity.
Cullen/Frost Bankers Inc Income Statement — Revenue, Profit & Earnings by Year
Cullen/Frost Bankers Inc's annual income statement shows how revenue converts into profit each fiscal year, including gross profit, operating income, EBITDA, and net income.
| Fiscal Year | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Total Revenue | $2.85 Billion | $1.99 Billion | $1.88 Billion | $1.40 Billion | $1.49 Billion |
| Cost of Revenue | $851.01 Million | $-230.51 Million | $187.44 Million | $23.96 Million | $286.26 Million |
| Gross Profit | $2.00 Billion | $2.22 Billion | $1.69 Billion | $1.37 Billion | $1.20 Billion |
| Research & Development | — | — | — | — | — |
| SG&A | $781.11 Million | $788.22 Million | $596.31 Million | $489.76 Million | $473.51 Million |
| Total Operating Expenses | $1.30 Billion | $-1.51 Billion | $1.02 Billion | $881.99 Million | $848.90 Million |
| Operating Income | $695.97 Million | $712.37 Million | $668.83 Million | $489.54 Million | $351.32 Million |
| EBITDA | $778.78 Million | $712.37 Million | $740.17 Million | $558.83 Million | $415.69 Million |
| EBIT | $695.97 Million | $712.37 Million | $668.83 Million | $489.54 Million | $351.32 Million |
| Interest Expense | $786.02 Million | $659.05 Million | $184.44 Million | $23.90 Million | $45.03 Million |
| Income Before Tax | $695.97 Million | $712.37 Million | $668.83 Million | $489.54 Million | $351.32 Million |
| Income Tax Expense | $113.42 Million | $114.40 Million | $89.68 Million | $46.46 Million | $20.17 Million |
| Net Income | $582.54 Million | $597.97 Million | $579.15 Million | $443.08 Million | $331.15 Million |
Cullen/Frost Bankers Inc Balance Sheet — Assets, Liabilities & Shareholder Equity
The balance sheet below summarizes Cullen/Frost Bankers Inc's financial position at each fiscal year-end — what it owns (assets), what it owes (liabilities), and the resulting shareholder equity.
| Fiscal Year | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Total Assets | $52.52 Billion | $50.85 Billion | $52.89 Billion | $48.90 Billion | $40.96 Billion |
| Total Current Assets | $25.26 Billion | $17.20 Billion | $20.01 Billion | $31.08 Billion | $21.31 Billion |
| Cash & Equivalents | — | — | — | — | — |
| Short-term Investments | $15.04 Billion | $16.58 Billion | $18.24 Billion | $13.92 Billion | $10.44 Billion |
| Net Receivables | — | — | $1.08 Billion | $612.50 Million | $584.56 Million |
| Inventory | — | — | $-12.30 Billion | $-16.79 Billion | $-10.50 Billion |
| Property, Plant & Equipment | $1.25 Billion | $1.19 Billion | $1.10 Billion | $1.05 Billion | $1.05 Billion |
| Goodwill | — | — | $654.95 Million | $654.95 Million | $654.95 Million |
| Total Liabilities | $48.62 Billion | $47.13 Billion | $49.76 Billion | $44.46 Billion | $36.67 Billion |
| Total Current Liabilities | $47.09 Billion | $30.16 Billion | $866.26 Million | $754.33 Million | $730.16 Million |
| Long-term Debt | $222.83 Million | $222.62 Million | $222.40 Million | $222.19 Million | $235.38 Million |
| Net Debt | $-5.63 Billion | $-8.38 Billion | $-11.60 Billion | $-16.32 Billion | $-10.05 Billion |
| Total Stockholder Equity | $3.90 Billion | $3.72 Billion | $3.14 Billion | $4.44 Billion | $4.29 Billion |
| Retained Earnings | $3.95 Billion | $3.66 Billion | $3.31 Billion | $2.96 Billion | $2.75 Billion |
Cullen/Frost Bankers Inc Cash Flow Statement — Operating, Investing & Financing Activities
This cash flow statement breaks down how Cullen/Frost Bankers Inc generates and spends cash across operating, investing, and financing activities each fiscal year, including free cash flow and capital expenditures.
| Fiscal Year | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Operating Cash Flow | $989.53 Million | $478.85 Million | $722.58 Million | $648.29 Million | $524.24 Million |
| Capital Expenditures | $127.78 Million | $158.63 Million | $102.50 Million | $65.85 Million | $95.42 Million |
| Free Cash Flow | $861.76 Million | $320.21 Million | $620.08 Million | $582.44 Million | $428.82 Million |
| Investing Cash Flow | $-180.88 Million | $-942.75 Million | $-8.28 Billion | $-2.53 Billion | $-1.63 Billion |
| Financing Cash Flow | $738.33 Million | $-2.88 Billion | $3.00 Billion | $8.17 Billion | $7.61 Billion |
| Dividends Paid | $249.12 Million | $239.00 Million | $216.46 Million | $195.94 Million | $182.60 Million |
| Stock-Based Compensation | $19.76 Million | $24.59 Million | $18.32 Million | $12.75 Million | $13.92 Million |
| Depreciation | $82.82 Million | $76.44 Million | $71.34 Million | $69.29 Million | $64.37 Million |
| Change in Cash | $1.55 Billion | $-3.34 Billion | $-4.55 Billion | $6.29 Billion | $6.50 Billion |
Cullen/Frost Bankers Inc Earnings History — EPS Actual vs. Analyst Estimates
Track Cullen/Frost Bankers Inc's quarterly earnings per share (EPS) against Wall Street estimates, along with the earnings surprise percentage for each reporting period.
| Report Date | EPS Actual | EPS Estimate | Surprise |
|---|---|---|---|
| Apr 29, 2026 | — | — | — |
| Jan 29, 2026 | — | 2.44 | — |
| Oct 30, 2025 | 2.67 | 2.38 | +12.18% |
| Jul 31, 2025 | 2.39 | 2.31 | +3.46% |
| May 01, 2025 | 2.30 | 2.17 | +5.99% |
| Jan 30, 2025 | 2.36 | 2.17 | +8.76% |
| Oct 31, 2024 | 2.24 | 2.17 | +3.23% |
| Jul 25, 2024 | 2.21 | 2.07 | +6.76% |