Essent Group Ltd (ESNT) — Cash Flow Reinvestment Rate

Latest as of September 2025: 0.32x

Essent Group Ltd (ESNT) has a Cash Flow Reinvestment Rate of 0.32x as of September 2025, reinvesting $69.63 Million (capex $5.26 Million plus investments $-64.37 Million) from operating cash flow of $215.86 Million. Check ESNT cash flow quality index to evaluate the quality of earnings relative to operating cash generation.

Reinvestment Rate

0.32x
(Capex + Investments) / Operating CF

Total Reinvested

$69.63 Million
Capex + Investments

Operating Cash Flow

$215.86 Million
USD

Capital Expenditures

$5.26 Million
USD

Essent Group Ltd Cash Flow Reinvestment Rate (2012–2024)

Historical reinvestment intensity for Essent Group Ltd across 13 annual periods. Explore long-term investment intensity of Essent Group Ltd to see how much of total assets are deployed in long-term investments.

Annual Cash Flow Reinvestment Rate for Essent Group Ltd (2012–2024)

Year-by-year capital reinvestment analysis for Essent Group Ltd. For live market cap and broader valuation context, see Essent Group Ltd (ESNT) total market value.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2024 0.83x $713.69 Million $861.53 Million $6.77 Million ▲ +15.7%
2023 0.72x $546.21 Million $763.00 Million $4.00 Million ▲ +5.7%
2022 0.68x $398.87 Million $588.82 Million $3.98 Million ▼ -17.6%
2021 0.82x $583.17 Million $709.26 Million $2.50 Million ▼ -48.2%
2020 1.59x $1.15 Billion $727.93 Million $2.45 Million ▲ +71.6%
2019 0.92x $545.08 Million $589.85 Million $3.41 Million ▲ +5.7%
2018 0.87x $546.90 Million $625.32 Million $4.05 Million ▼ -53.3%
2017 1.87x $690.14 Million $368.57 Million $2.78 Million ▲ +40.2%
2016 1.34x $365.32 Million $273.48 Million $3.16 Million ▲ +35.7%
2015 0.98x $220.71 Million $224.14 Million $4.96 Million ▼ -79.2%
2014 4.73x $727.70 Million $153.70 Million $3.89 Million ▲ +482.3%
2013 0.81x $96.76 Million $119.01 Million $2.67 Million ▲ +1003.7%
2012 0.07x $2.70 Million $36.64 Million $2.70 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow