Essent Group Ltd Financial Flexibility Index

Latest as of September 2025: 0.14x

Essent Group Ltd financial flexibility index. Essent Group Ltd (ESNT) has a Financial Flexibility Index of 0.14x as of September 2025. Free cash flow of $221.12 Million (operating CF $215.86 Million minus capex $5.26 Million) represents 0% of total liabilities ($1.61 Billion). See Essent Group Ltd (ESNT) FCF generation index to measure how efficiently the company converts operating cash flow to free cash.

Financial Flexibility Index

0.14x
Free Cash Flow / Total Liabilities

Free Cash Flow

$221.12 Million
Operating CF − Capex

Total Liabilities

$1.61 Billion
USD

Capital Expenditures

$5.26 Million
USD

Financial Flexibility Index of Essent Group Ltd (2011–2024)

Financial flexibility index of Essent Group Ltd from 2011 to 2024. Historical Financial Flexibility Index trend for Essent Group Ltd across 14 annual periods. Check Essent Group Ltd cash earnings quality to evaluate the quality of earnings relative to operating cash generation.

Essent Group Ltd Financial Flexibility Index by Year (2011–2024)

Essent Group Ltd financial flexibility index by year from 2011 to 2024. Year-by-year free cash flow to debt coverage for Essent Group Ltd. For the full cash flow conversion analysis, see how efficiently does Essent Group Ltd generate cash.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2024 0.58x $868.30 Million $861.53 Million $1.51 Billion ▼ -0.6%
2023 0.58x $767.00 Million $763.00 Million $1.32 Billion ▲ +23.3%
2022 0.47x $592.80 Million $588.82 Million $1.26 Billion ▼ -1.9%
2021 0.48x $711.75 Million $709.26 Million $1.49 Billion ▼ -12.1%
2020 0.55x $730.38 Million $727.93 Million $1.34 Billion ▼ -18.4%
2019 0.67x $593.26 Million $589.85 Million $888.58 Million ▼ -16.8%
2018 0.80x $629.38 Million $625.32 Million $784.25 Million ▲ +58.6%
2017 0.51x $371.36 Million $368.57 Million $733.93 Million ▼ -1.4%
2016 0.51x $276.64 Million $273.48 Million $539.23 Million ▼ -21.7%
2015 0.65x $229.10 Million $224.14 Million $349.86 Million ▼ -6.2%
2014 0.70x $157.60 Million $153.70 Million $225.72 Million ▼ -24.4%
2013 0.92x $121.67 Million $119.01 Million $131.83 Million ▲ +50.7%
2012 0.61x $39.34 Million $36.64 Million $64.21 Million ▲ +398.5%
2011 -0.21x $-6.98 Million $-8.24 Million $34.01 Million —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities