Essent Group Ltd (ESNT) — Financial Flexibility Index
Essent Group Ltd (ESNT) has a Financial Flexibility Index of 0.14x as of September 2025. Free cash flow of $221.12 Million (operating CF $215.86 Million minus capex $5.26 Million) represents 0% of total liabilities ($1.61 Billion). Check asset allocation strategy of Essent Group Ltd to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Essent Group Ltd Financial Flexibility Index (2011–2024)
Historical Financial Flexibility Index trend for Essent Group Ltd across 14 annual periods. See Essent Group Ltd (ESNT) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Essent Group Ltd (2011–2024)
Year-by-year free cash flow to debt coverage for Essent Group Ltd. For the full company profile including market capitalisation, see Essent Group Ltd stock valuation.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.58x | $868.30 Million | $861.53 Million | $1.51 Billion | ▼ -0.6% |
| 2023 | 0.58x | $767.00 Million | $763.00 Million | $1.32 Billion | ▲ +23.3% |
| 2022 | 0.47x | $592.80 Million | $588.82 Million | $1.26 Billion | ▼ -1.9% |
| 2021 | 0.48x | $711.75 Million | $709.26 Million | $1.49 Billion | ▼ -12.1% |
| 2020 | 0.55x | $730.38 Million | $727.93 Million | $1.34 Billion | ▼ -18.4% |
| 2019 | 0.67x | $593.26 Million | $589.85 Million | $888.58 Million | ▼ -16.8% |
| 2018 | 0.80x | $629.38 Million | $625.32 Million | $784.25 Million | ▲ +58.6% |
| 2017 | 0.51x | $371.36 Million | $368.57 Million | $733.93 Million | ▼ -1.4% |
| 2016 | 0.51x | $276.64 Million | $273.48 Million | $539.23 Million | ▼ -21.7% |
| 2015 | 0.65x | $229.10 Million | $224.14 Million | $349.86 Million | ▼ -6.2% |
| 2014 | 0.70x | $157.60 Million | $153.70 Million | $225.72 Million | ▼ -24.4% |
| 2013 | 0.92x | $121.67 Million | $119.01 Million | $131.83 Million | ▲ +50.7% |
| 2012 | 0.61x | $39.34 Million | $36.64 Million | $64.21 Million | ▲ +398.5% |
| 2011 | -0.21x | $-6.98 Million | $-8.24 Million | $34.01 Million | — |