Essent Group Ltd (ESNT) — Defensive Interval Ratio
Essent Group Ltd (ESNT) has a Defensive Interval Ratio of 4572 days as of September 2025. Defensive assets of $6.14 Billion (cash $-, short-term investments $6.09 Billion, receivables $53.67 Million) cover 4572 days of daily cash needs of $1.34 Million/day. Check ESNT tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Essent Group Ltd Defensive Interval Ratio (2011–2024)
This chart shows how Essent Group Ltd's Defensive Interval Ratio has evolved across 14 annual periods from 2011 to 2024. As of September 2025, the ratio stands at 4572 days, meaning defensive assets of $6.14 Billion can fund 4572 days of operations without new revenue. Also explore Essent Group Ltd (ESNT) net asset momentum to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Essent Group Ltd (2011–2024)
The table below presents the year-by-year Defensive Interval Ratio for Essent Group Ltd from 2011 to 2024, covering 14 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Essent Group Ltd market cap and net worth.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 4423 days | $5.93 Billion | $1.34 Million/day | $- | $5.88 Billion | ▲ +3699 days |
| 2023 | 724 days | $992.00 Million | $1.37 Million/day | $- | $928.73 Million | ▲ +454 days |
| 2022 | 270 days | $309.43 Million | $1.15 Million/day | $- | $252.03 Million | ▼ -4085 days |
| 2021 | 4355 days | $5.01 Billion | $1.15 Million/day | $- | $4.96 Billion | ▼ -881 days |
| 2020 | 5236 days | $4.62 Billion | $881.42K/day | $- | $4.57 Billion | ▼ -284 days |
| 2019 | 5520 days | $3.39 Billion | $614.35K/day | $- | $3.35 Billion | ▲ +3699 days |
| 2018 | 1821 days | $2.80 Billion | $1.54 Million/day | $- | $2.76 Billion | ▲ +65 days |
| 2017 | 1756 days | $2.33 Billion | $1.33 Million/day | $- | $2.31 Billion | ▲ +396 days |
| 2016 | 1360 days | $1.64 Billion | $1.20 Million/day | $- | $1.62 Billion | ▼ -2593 days |
| 2015 | 3953 days | $1.29 Billion | $327.16K/day | $- | $1.28 Billion | ▼ -2200 days |
| 2014 | 6153 days | $1.07 Billion | $174.45K/day | $- | $1.06 Billion | ▼ -9476 days |
| 2013 | 15629 days | $342.56 Million | $21.92K/day | $- | $332.56 Million | ▲ +8142 days |
| 2012 | 7488 days | $252.31 Million | $33.70K/day | $- | $247.41 Million | ▲ +888 days |
| 2011 | 6600 days | $172.69 Million | $26.16K/day | $- | $171.09 Million | — |