Essent Group Ltd Cash Flow Quality Index

Latest as of September 2025: 1.31x

Essent Group Ltd cash flow quality index. Essent Group Ltd (ESNT) has a Cash Flow Quality Index of 1.31x as of September 2025. Operating cash flow of $215.86 Million exceeds net income of $164.22 Million, indicating high earnings quality where cash backs reported profits. See Essent Group Ltd leverage flexibility ratio to measure the company's free cash flow as a share of total liabilities.

Cash Flow Quality Index

1.31x
Operating CF / Net Income

Operating Cash Flow

$215.86 Million
USD

Net Income

$164.22 Million
USD

Data as of

Sep 2025
Most recent filing

Cash Flow Quality Index of Essent Group Ltd (2013–2024)

Cash flow quality index of Essent Group Ltd from 2013 to 2024. Historical Cash Flow Quality Index for Essent Group Ltd across 12 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore Essent Group Ltd (ESNT) cash flow to debt to assess how comfortably operating cash covers total debt obligations.

Essent Group Ltd Cash Flow Quality Index by Year (2013–2024)

Essent Group Ltd cash flow quality index by year from 2013 to 2024. Year-by-year earnings quality comparison for Essent Group Ltd. For the full cash flow conversion analysis, see ESNT cash flow conversion.

Year Quality Index Operating CF (USD) Net Income YoY Change
2024 1.18x $861.53 Million $729.40 Million ▲ +7.8%
2023 1.10x $763.00 Million $696.39 Million ▲ +54.7%
2022 0.71x $588.82 Million $831.35 Million ▼ -31.9%
2021 1.04x $709.26 Million $681.78 Million ▼ -41.0%
2020 1.76x $727.93 Million $413.04 Million ▲ +66.0%
2019 1.06x $589.85 Million $555.71 Million ▼ -20.7%
2018 1.34x $625.32 Million $467.36 Million ▲ +37.9%
2017 0.97x $368.57 Million $379.75 Million ▼ -21.0%
2016 1.23x $273.48 Million $222.61 Million ▼ -13.8%
2015 1.42x $224.14 Million $157.33 Million ▼ -18.0%
2014 1.74x $153.70 Million $88.50 Million ▼ -4.5%
2013 1.82x $119.01 Million $65.41 Million —
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.