Essent Group Ltd Cash Flow-to-Debt Ratio
Essent Group Ltd cash flow-to-debt ratio. Essent Group Ltd (ESNT) has a Cash Flow-to-Debt Ratio of 0.13x as of September 2025, meaning its operating cash flow of $215.86 Million could theoretically repay 0% of its total liabilities ($1.61 Billion) in one year. Check ESNT operating cash flow to net income to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Essent Group Ltd (2011–2024)
Cash flow-to-debt ratio of Essent Group Ltd from 2011 to 2024. Historical debt coverage capacity for Essent Group Ltd across 14 annual periods. Check Essent Group Ltd cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Essent Group Ltd Cash Flow-to-Debt Ratio by Year (2011–2024)
Essent Group Ltd cash flow-to-debt ratio by year from 2011 to 2024. Year-by-year debt coverage analysis for Essent Group Ltd. For the full cash flow conversion analysis, see how efficiently does Essent Group Ltd generate cash.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.57x | $861.53 Million | $1.51 Billion | ▼ -0.9% |
| 2023 | 0.58x | $763.00 Million | $1.32 Billion | ▲ +23.5% |
| 2022 | 0.47x | $588.82 Million | $1.26 Billion | ▼ -2.2% |
| 2021 | 0.48x | $709.26 Million | $1.49 Billion | ▼ -12.1% |
| 2020 | 0.54x | $727.93 Million | $1.34 Billion | ▼ -18.2% |
| 2019 | 0.66x | $589.85 Million | $888.58 Million | ▼ -16.7% |
| 2018 | 0.80x | $625.32 Million | $784.25 Million | ▲ +58.8% |
| 2017 | 0.50x | $368.57 Million | $733.93 Million | ▼ -1.0% |
| 2016 | 0.51x | $273.48 Million | $539.23 Million | ▼ -20.8% |
| 2015 | 0.64x | $224.14 Million | $349.86 Million | ▼ -5.9% |
| 2014 | 0.68x | $153.70 Million | $225.72 Million | ▼ -24.6% |
| 2013 | 0.90x | $119.01 Million | $131.83 Million | ▲ +58.2% |
| 2012 | 0.57x | $36.64 Million | $64.21 Million | ▲ +335.3% |
| 2011 | -0.24x | $-8.24 Million | $34.01 Million | — |