Essent Group Ltd (ESNT) — Cash Flow-to-Debt Ratio

Latest as of September 2025: 0.13x

Essent Group Ltd (ESNT) has a Cash Flow-to-Debt Ratio of 0.13x as of September 2025, meaning its operating cash flow of $215.86 Million could theoretically repay 0% of its total liabilities ($1.61 Billion) in one year. Explore investment intensity of Essent Group Ltd to see how much of total assets are deployed in long-term investments.

CF-to-Debt Ratio

0.13x
Operating CF / Total Liabilities

Operating Cash Flow

$215.86 Million
USD

Total Liabilities

$1.61 Billion
USD

Data as of

Sep 2025
Most recent filing

Essent Group Ltd Cash Flow-to-Debt Ratio (2011–2024)

Historical debt coverage capacity for Essent Group Ltd across 14 annual periods. Also explore Essent Group Ltd assets under control for the complete picture of this company's asset base.

Annual Cash Flow-to-Debt Ratio for Essent Group Ltd (2011–2024)

Year-by-year debt coverage analysis for Essent Group Ltd. For market capitalisation and broader financial context, see Essent Group Ltd stock valuation.

Year CF-to-Debt Ratio Operating CF (USD) Total Liabilities YoY Change
2024 0.57x $861.53 Million $1.51 Billion ▼ -0.9%
2023 0.58x $763.00 Million $1.32 Billion ▲ +23.5%
2022 0.47x $588.82 Million $1.26 Billion ▼ -2.2%
2021 0.48x $709.26 Million $1.49 Billion ▼ -12.1%
2020 0.54x $727.93 Million $1.34 Billion ▼ -18.2%
2019 0.66x $589.85 Million $888.58 Million ▼ -16.7%
2018 0.80x $625.32 Million $784.25 Million ▲ +58.8%
2017 0.50x $368.57 Million $733.93 Million ▼ -1.0%
2016 0.51x $273.48 Million $539.23 Million ▼ -20.8%
2015 0.64x $224.14 Million $349.86 Million ▼ -5.9%
2014 0.68x $153.70 Million $225.72 Million ▼ -24.6%
2013 0.90x $119.01 Million $131.83 Million ▲ +58.2%
2012 0.57x $36.64 Million $64.21 Million ▲ +335.3%
2011 -0.24x $-8.24 Million $34.01 Million
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.