Essent Group Ltd (ESNT) — Cash Flow-to-Debt Ratio
Essent Group Ltd (ESNT) has a Cash Flow-to-Debt Ratio of 0.13x as of September 2025, meaning its operating cash flow of $215.86 Million could theoretically repay 0% of its total liabilities ($1.61 Billion) in one year. See Essent Group Ltd free cash flow to debt ratio to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Essent Group Ltd Cash Flow-to-Debt Ratio (2011–2024)
Historical debt coverage capacity for Essent Group Ltd across 14 annual periods. For the full cash flow conversion analysis, see Essent Group Ltd operating cash flow efficiency.
Annual Cash Flow-to-Debt Ratio for Essent Group Ltd (2011–2024)
Year-by-year debt coverage analysis for Essent Group Ltd. Check Essent Group Ltd (ESNT) cash earnings ratio to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.57x | $861.53 Million | $1.51 Billion | ▼ -0.9% |
| 2023 | 0.58x | $763.00 Million | $1.32 Billion | ▲ +23.5% |
| 2022 | 0.47x | $588.82 Million | $1.26 Billion | ▼ -2.2% |
| 2021 | 0.48x | $709.26 Million | $1.49 Billion | ▼ -12.1% |
| 2020 | 0.54x | $727.93 Million | $1.34 Billion | ▼ -18.2% |
| 2019 | 0.66x | $589.85 Million | $888.58 Million | ▼ -16.7% |
| 2018 | 0.80x | $625.32 Million | $784.25 Million | ▲ +58.8% |
| 2017 | 0.50x | $368.57 Million | $733.93 Million | ▼ -1.0% |
| 2016 | 0.51x | $273.48 Million | $539.23 Million | ▼ -20.8% |
| 2015 | 0.64x | $224.14 Million | $349.86 Million | ▼ -5.9% |
| 2014 | 0.68x | $153.70 Million | $225.72 Million | ▼ -24.6% |
| 2013 | 0.90x | $119.01 Million | $131.83 Million | ▲ +58.2% |
| 2012 | 0.57x | $36.64 Million | $64.21 Million | ▲ +335.3% |
| 2011 | -0.24x | $-8.24 Million | $34.01 Million | — |