Essent Group Ltd (ESNT) — Cash Flow-to-Debt Ratio
Essent Group Ltd (ESNT) has a Cash Flow-to-Debt Ratio of 0.13x as of September 2025, meaning its operating cash flow of $215.86 Million could theoretically repay 0% of its total liabilities ($1.61 Billion) in one year. See ESNT cash flow after capex ratio to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Essent Group Ltd Cash Flow-to-Debt Ratio (2011–2024)
Historical debt coverage capacity for Essent Group Ltd across 14 annual periods. Also explore Essent Group Ltd equity growth rate to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Essent Group Ltd (2011–2024)
Year-by-year debt coverage analysis for Essent Group Ltd. For market capitalisation and broader financial context, see Essent Group Ltd stock valuation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.57x | $861.53 Million | $1.51 Billion | ▼ -0.9% |
| 2023 | 0.58x | $763.00 Million | $1.32 Billion | ▲ +23.5% |
| 2022 | 0.47x | $588.82 Million | $1.26 Billion | ▼ -2.2% |
| 2021 | 0.48x | $709.26 Million | $1.49 Billion | ▼ -12.1% |
| 2020 | 0.54x | $727.93 Million | $1.34 Billion | ▼ -18.2% |
| 2019 | 0.66x | $589.85 Million | $888.58 Million | ▼ -16.7% |
| 2018 | 0.80x | $625.32 Million | $784.25 Million | ▲ +58.8% |
| 2017 | 0.50x | $368.57 Million | $733.93 Million | ▼ -1.0% |
| 2016 | 0.51x | $273.48 Million | $539.23 Million | ▼ -20.8% |
| 2015 | 0.64x | $224.14 Million | $349.86 Million | ▼ -5.9% |
| 2014 | 0.68x | $153.70 Million | $225.72 Million | ▼ -24.6% |
| 2013 | 0.90x | $119.01 Million | $131.83 Million | ▲ +58.2% |
| 2012 | 0.57x | $36.64 Million | $64.21 Million | ▲ +335.3% |
| 2011 | -0.24x | $-8.24 Million | $34.01 Million | — |