Essent Group Ltd (ESNT) — Net Asset Quality Index
Essent Group Ltd (ESNT) has a Net Asset Quality Index of 78.1% as of September 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $7.35 Billion minus total liabilities of $1.61 Billion yields net assets of $5.74 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Read Essent Group Ltd balance sheet liabilities for a breakdown of total debt and financial obligations.
Quality Index
Net Assets
Total Assets
Total Liabilities
Essent Group Ltd Net Asset Quality Index Over Time (2011–2024)
This chart shows how Essent Group Ltd's Net Asset Quality Index has evolved across 14 annual periods from 2011 to 2024. As of September 2025, the index stands at 78.1%, representing net assets of $5.74 Billion against total assets of $7.35 Billion USD. For live market cap and overall valuation, see Essent Group Ltd (ESNT) total market value.
Annual Net Asset Quality Index for Essent Group Ltd (2011–2024)
The table below presents the year-by-year Net Asset Quality Index for Essent Group Ltd from 2011 to 2024, covering 14 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check ESNT strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2024 | 78.8% | $5.60 Billion | $7.11 Billion | $1.51 Billion | ▼ -0.6 pp |
| 2023 | 79.4% | $5.10 Billion | $6.43 Billion | $1.32 Billion | ▲ +1.4 pp |
| 2022 | 78.0% | $4.46 Billion | $5.72 Billion | $1.26 Billion | ▲ +3.9 pp |
| 2021 | 74.0% | $4.24 Billion | $5.72 Billion | $1.49 Billion | ▼ -0.2 pp |
| 2020 | 74.2% | $3.86 Billion | $5.20 Billion | $1.34 Billion | ▼ -2.8 pp |
| 2019 | 77.1% | $2.98 Billion | $3.87 Billion | $888.58 Million | ▲ +2.0 pp |
| 2018 | 75.1% | $2.37 Billion | $3.15 Billion | $784.25 Million | ▲ +2.5 pp |
| 2017 | 72.6% | $1.94 Billion | $2.67 Billion | $733.93 Million | ▲ +1.2 pp |
| 2016 | 71.4% | $1.34 Billion | $1.88 Billion | $539.23 Million | ▼ -4.8 pp |
| 2015 | 76.2% | $1.12 Billion | $1.47 Billion | $349.86 Million | ▼ -4.7 pp |
| 2014 | 80.9% | $955.74 Million | $1.18 Billion | $225.72 Million | ▼ -3.7 pp |
| 2013 | 84.6% | $722.14 Million | $853.97 Million | $131.83 Million | ▲ +7.2 pp |
| 2012 | 77.3% | $219.12 Million | $283.33 Million | $64.21 Million | ▼ -6.5 pp |
| 2011 | 83.8% | $176.06 Million | $210.07 Million | $34.01 Million | — |