First Carolina Financial Services, Inc. - Asset Resilience Ratio
First Carolina Financial Services, Inc. (FCBM) has an Asset Resilience Ratio of 0.00% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read First Carolina Financial Services, Inc. (FCBM) financial obligations for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2023–2025)
This chart shows how First Carolina Financial Services, Inc.'s Asset Resilience Ratio has changed over time. See First Carolina Financial Services, Inc. free cash flow efficiency to measure how efficiently the company converts operating cash flow to free cash.
Liquid Assets Composition Over Time
This chart breaks down First Carolina Financial Services, Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see total assets of First Carolina Financial Services, Inc..
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $0.00 | 0% |
| Total Liquid Assets | $0.00 | 0.00% |
Asset Resilience Insights
- Limited Liquidity: First Carolina Financial Services, Inc. maintains only 0.00% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company maintains a balanced mix of cash and short-term investments.
First Carolina Financial Services, Inc. Industry Peers by Asset Resilience Ratio
Compare First Carolina Financial Services, Inc.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
KBC Groep NV
BR:KBC |
Banks - Regional | 2.11% |
|
Banco Santander Brasil SA ADR
NYSE:BSBR |
Banks - Regional | 4.53% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
EQB Inc.
TO:EQB |
Banks - Regional | 2.38% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Aktia Bank Abp
HE:AKTIA |
Banks - Regional | -7.45% |
Annual Asset Resilience Ratio for First Carolina Financial Services, Inc. (2023–2025)
The table below shows the annual Asset Resilience Ratio data for First Carolina Financial Services, Inc..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.00% | $0.00 | $3.32 Billion | -- |
| 2024-12-31 | 0.00% | $24.00K | $3.04 Billion | -0.75pp |
| 2023-12-31 | 0.75% | $20.49 Million | $2.73 Billion | -- |
About First Carolina Financial Services, Inc.
First Carolina Financial Services, Inc. operates as a bank holding company for First Carolina Bank that provides commercial banking services in the United States. It operates through two segments, Community Banking and BM Tech business line. The company offers business services including checking, savings, money market deposit accounts, certificates of deposit, individual retirement accounts, and… Read more