First Carolina Financial Services, Inc. (FCBM) — Cash Flow-to-Debt Ratio
First Carolina Financial Services, Inc. (FCBM) has a Cash Flow-to-Debt Ratio of 0.00x as of June 2026, meaning its operating cash flow of $6.09 Million could theoretically repay 0% of its total liabilities ($2.97 Billion) in one year. Check cash flow reinvestment rate of First Carolina Financial Services, Inc. to assess the company's total reinvestment commitment from operating cash flow.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
First Carolina Financial Services, Inc. Cash Flow-to-Debt Ratio (2023–2025)
Historical debt coverage capacity for First Carolina Financial Services, Inc. across 3 annual periods. Check FCBM cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
Annual Cash Flow-to-Debt Ratio for First Carolina Financial Services, Inc. (2023–2025)
Year-by-year debt coverage analysis for First Carolina Financial Services, Inc.. For the full cash flow conversion analysis, see First Carolina Financial Services, Inc. cash flow conversion.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $35.92 Million | $2.97 Billion | ▼ -47.2% |
| 2024 | 0.02x | $61.94 Million | $2.70 Billion | ▲ +283.5% |
| 2023 | -0.01x | $-30.69 Million | $2.46 Billion | — |