First Carolina Financial Services, Inc. (FCBM) — Free Cash Flow Generation Index

Latest as of March 2026: 0.98x

First Carolina Financial Services, Inc. (FCBM) has a Free Cash Flow Generation Index of 0.98x as of March 2026. Free cash flow of $13.05 Million represents 1% of operating cash flow ($13.31 Million). For the full cash flow conversion analysis, see First Carolina Financial Services, Inc. operating cash flow efficiency.

FCF Generation Index

0.98x
Free Cash Flow / Operating CF

Free Cash Flow

$13.05 Million
USD

Operating Cash Flow

$13.31 Million
USD

Capital Expenditures

$258.00K
USD

First Carolina Financial Services, Inc. Free Cash Flow Generation Index (2024–2025)

Historical FCF Generation Index trend for First Carolina Financial Services, Inc. across 2 annual periods. Check First Carolina Financial Services, Inc. investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Annual Free Cash Flow Generation for First Carolina Financial Services, Inc. (2024–2025)

Year-by-year Free Cash Flow Generation Index for First Carolina Financial Services, Inc.. Explore FCBM operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2025 0.89x $32.03 Million $35.92 Million $3.89 Million ▼ -3.4%
2024 0.92x $57.18 Million $61.94 Million $4.76 Million
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).