First Carolina Financial Services, Inc. (FCBM) — Financial Flexibility Index

Latest as of June 2026: 0.00x

First Carolina Financial Services, Inc. (FCBM) has a Financial Flexibility Index of 0.00x as of June 2026. Free cash flow of $6.11 Million (operating CF $6.09 Million minus capex $24.00K) represents 0% of total liabilities ($2.97 Billion). Explore First Carolina Financial Services, Inc. (FCBM) capital reinvestment to see what proportion of operating cash flow is directed to capital expenditures.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

$6.11 Million
Operating CF − Capex

Total Liabilities

$2.97 Billion
USD

Capital Expenditures

$24.00K
USD

First Carolina Financial Services, Inc. Financial Flexibility Index (2023–2025)

Historical Financial Flexibility Index trend for First Carolina Financial Services, Inc. across 3 annual periods. Check cash flow reinvestment rate of First Carolina Financial Services, Inc. to assess the company's total reinvestment commitment from operating cash flow.

Annual Financial Flexibility Index for First Carolina Financial Services, Inc. (2023–2025)

Year-by-year free cash flow to debt coverage for First Carolina Financial Services, Inc.. For the full cash flow conversion analysis, see how efficiently does First Carolina Financial Services, Inc. generate cash.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.01x $39.82 Million $35.92 Million $2.97 Billion ▼ -45.7%
2024 0.02x $66.70 Million $61.94 Million $2.70 Billion ▲ +356.7%
2023 -0.01x $-23.62 Million $-30.69 Million $2.46 Billion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities