First Carolina Financial Services, Inc. (FCBM) — Financial Flexibility Index
First Carolina Financial Services, Inc. (FCBM) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of $13.57 Million (operating CF $13.31 Million minus capex $258.00K) represents 0% of total liabilities ($3.07 Billion). For the full cash flow conversion analysis, see cash flow conversion of First Carolina Financial Services, Inc..
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
First Carolina Financial Services, Inc. Financial Flexibility Index (2023–2025)
Historical Financial Flexibility Index trend for First Carolina Financial Services, Inc. across 3 annual periods. Check First Carolina Financial Services, Inc. tangible book value ratio to evaluate the tangible quality of the company's equity base.
Annual Financial Flexibility Index for First Carolina Financial Services, Inc. (2023–2025)
Year-by-year free cash flow to debt coverage for First Carolina Financial Services, Inc.. Check cash flow reinvestment rate of First Carolina Financial Services, Inc. to assess the company's total reinvestment commitment from operating cash flow.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $39.82 Million | $35.92 Million | $2.97 Billion | ▼ -45.7% |
| 2024 | 0.02x | $66.70 Million | $61.94 Million | $2.70 Billion | ▲ +356.7% |
| 2023 | -0.01x | $-23.62 Million | $-30.69 Million | $2.46 Billion | — |