First Carolina Financial Services, Inc. (FCBM) — Cash Flow Quality Index
First Carolina Financial Services, Inc. (FCBM) has a Cash Flow Quality Index of 1.20x as of June 2026. Operating cash flow of $6.09 Million exceeds net income of $5.10 Million, indicating high earnings quality where cash backs reported profits. Explore FCBM operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
First Carolina Financial Services, Inc. Cash Flow Quality Index (2023–2025)
Historical Cash Flow Quality Index for First Carolina Financial Services, Inc. across 3 annual periods. Values consistently above 1.0x indicate high-quality earnings. See debt-free asset ratio of First Carolina Financial Services, Inc. to measure how much of total assets are equity-financed.
Annual Cash Flow Quality Index for First Carolina Financial Services, Inc. (2023–2025)
Year-by-year earnings quality comparison for First Carolina Financial Services, Inc.. For the full cash flow conversion analysis, see how efficiently does First Carolina Financial Services, Inc. generate cash.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 2.94x | $35.92 Million | $12.20 Million | ▼ -0.6% |
| 2024 | 2.96x | $61.94 Million | $20.91 Million | ▲ +289.4% |
| 2023 | -1.56x | $-30.69 Million | $19.63 Million | — |