First Carolina Financial Services, Inc. (FCBM) - Total Liabilities
Based on the latest financial reports, First Carolina Financial Services, Inc. (FCBM) has total liabilities worth $2.97 Billion USD as of June 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. See First Carolina Financial Services, Inc. defensive interval ratio to measure how many days the company can operate on defensive assets alone.
First Carolina Financial Services, Inc. - Total Liabilities Trend (2023–2025)
This chart illustrates how First Carolina Financial Services, Inc.'s total liabilities have evolved over time, based on quarterly financial data. Check FCBM cash and liquid asset ratio to evaluate the company's liquid asset resilience ratio.
First Carolina Financial Services, Inc. Competitors by Total Liabilities
The table below lists competitors of First Carolina Financial Services, Inc. ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Chengdu Shengbang Seals Co.Ltd.
SHE:301233
|
China | CN¥96.25 Million |
|
Guangzhou Baiyunshan Pharmaceutical Holdings Company Limited
F:GU5
|
Germany | €47.87 Billion |
|
Temple & Webster Group Ltd
AU:TPW
|
Australia | AU$152.07 Million |
|
Guangdong Anjubao Digital Tech
SHE:300155
|
China | CN¥138.36 Million |
|
CMC Magnetics Corp
TW:2323
|
Taiwan | NT$11.68 Billion |
|
Refex Industries Limited
NSE:REFEX
|
India | Rs-15.09 Billion |
|
Lingsen Precision Industries Ltd
TW:2369
|
Taiwan | NT$2.59 Billion |
|
WEIHAI CITY COMM.BK H 1
F:8K0
|
Germany | €469.14 Billion |
Liability Composition Analysis (2023–2025)
This chart breaks down First Carolina Financial Services, Inc.'s total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the complete balance sheet picture, see how large is First Carolina Financial Services, Inc.'s balance sheet.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 2.38 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 6.90 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.87 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how First Carolina Financial Services, Inc.'s debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for First Carolina Financial Services, Inc. (2023–2025)
The table below shows the annual total liabilities of First Carolina Financial Services, Inc. from 2023 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $2.97 Billion | +9.94% |
| 2024-12-31 | $2.70 Billion | +9.97% |
| 2023-12-31 | $2.46 Billion | -- |
About First Carolina Financial Services, Inc.
First Carolina Financial Services, Inc. operates as a bank holding company for First Carolina Bank that provides commercial banking services in the United States. It operates through two segments, Community Banking and BM Tech business line. The company offers business services including checking, savings, money market deposit accounts, certificates of deposit, individual retirement accounts, and… Read more