First Carolina Financial Services, Inc. (FCBM) - Total Assets
Based on the latest financial reports, First Carolina Financial Services, Inc. (FCBM) holds total assets worth $3.41 Billion USD as of June 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Also see First Carolina Financial Services, Inc. operating cash flow efficiency for how efficiently the company converts equity into cash flow.
First Carolina Financial Services, Inc. - Total Assets Trend (2023–2025)
This chart illustrates how First Carolina Financial Services, Inc.'s total assets have evolved over time, based on quarterly financial data. See FCBM share price today for real-time trading data and today's change.
First Carolina Financial Services, Inc. - Asset Composition Analysis
Current Asset Composition (December 2025)
First Carolina Financial Services, Inc.'s total assets of $3.41 Billion consist of 0.0% current assets and 0.0% non-current assets. Explore First Carolina Financial Services, Inc. (FCBM) working capital ratio to assess how much short-term liquidity the company maintains relative to its equity base.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 4.0% |
| Accounts Receivable | $21.83 Million | 0.7% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $32.48 Million | 1.0% |
| Goodwill | $46.27 Million | 1.4% |
Asset Composition Trend (2023–2025)
This chart illustrates how First Carolina Financial Services, Inc.'s asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: First Carolina Financial Services, Inc.'s current assets represent 0.0% of total assets in 2025, unchanged from 0.0% in 2023.
- Cash Position: Cash and equivalents constituted 4.0% of total assets in 2025, down from 5.9% in 2023.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 1.0% of total assets, an increase from 0.0% in 2023.
- Asset Diversification: The largest asset category is goodwill at 1.4% of total assets.
First Carolina Financial Services, Inc. Competitors by Total Assets
Key competitors of First Carolina Financial Services, Inc. based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
KBC Groep NV
BR:KBC
|
Belgium | €412.25 Billion |
|
Banco Santander Brasil SA ADR
NYSE:BSBR
|
USA | $1.29 Trillion |
|
Bank of Baroda
NSE:BANKBARODA
|
India | Rs19.71 Trillion |
|
KakaoBank Corp
KO:323410
|
Korea | ₩75.92 Trillion |
|
NOVA LJUBLJ.BK GDR REG.S
F:N1V2
|
Germany | €32.27 Billion |
|
EQB Inc.
TO:EQB
|
Canada | CA$52.21 Billion |
|
Bank of Guiyang Co Ltd
SHG:601997
|
China | CN¥746.59 Billion |
|
Bank of Queensland Ltd
AU:BOQ
|
Australia | AU$98.30 Billion |
First Carolina Financial Services, Inc. - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 2.38 | - | - |
| Quick Ratio | 2.38 | - | - |
| Cash Ratio | 0.00 | - | - |
| Working Capital | $68.82 Million | - | - |
First Carolina Financial Services, Inc. - Advanced Valuation Insights
This section examines the relationship between First Carolina Financial Services, Inc.'s asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.92 |
| Latest Market Cap to Assets Ratio | 0.11 |
| Asset Growth Rate (YoY) | 9.2% |
| Total Assets | $3.32 Billion |
| Market Capitalization | $377.77 Million USD |
Valuation Analysis
Below Book Valuation: The market values First Carolina Financial Services, Inc.'s assets below their book value (0.11x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: First Carolina Financial Services, Inc.'s assets grew by 9.2% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for First Carolina Financial Services, Inc. (2023–2025)
The table below shows the annual total assets of First Carolina Financial Services, Inc. from 2023 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $3.32 Billion | +9.15% |
| 2024-12-31 | $3.04 Billion | +11.52% |
| 2023-12-31 | $2.73 Billion | -- |
About First Carolina Financial Services, Inc.
First Carolina Financial Services, Inc. operates as a bank holding company for First Carolina Bank that provides commercial banking services in the United States. It operates through two segments, Community Banking and BM Tech business line. The company offers business services including checking, savings, money market deposit accounts, certificates of deposit, individual retirement accounts, and… Read more