First Carolina Financial Services, Inc. (FCBM) — Net Asset Quality Index
First Carolina Financial Services, Inc. (FCBM) has a Net Asset Quality Index of 12.7% as of June 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $3.41 Billion minus total liabilities of $2.97 Billion yields net assets of $431.20 Million. A higher index indicates a stronger, lower-leverage balance sheet. Check First Carolina Financial Services, Inc. cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
Quality Index
Net Assets
Total Assets
Total Liabilities
First Carolina Financial Services, Inc. Net Asset Quality Index Over Time (2023–2025)
This chart shows how First Carolina Financial Services, Inc.'s Net Asset Quality Index has evolved across 3 annual periods from 2023 to 2025. As of June 2026, the index stands at 12.7%, representing net assets of $431.20 Million against total assets of $3.41 Billion USD. See what is First Carolina Financial Services, Inc.'s book value for net asset value and shareholders' equity analysis.
Annual Net Asset Quality Index for First Carolina Financial Services, Inc. (2023–2025)
The table below presents the year-by-year Net Asset Quality Index for First Carolina Financial Services, Inc. from 2023 to 2025, covering 3 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see how much is First Carolina Financial Services, Inc. worth.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 10.5% | $346.93 Million | $3.32 Billion | $2.97 Billion | ▼ -0.6 pp |
| 2024 | 11.1% | $337.32 Million | $3.04 Billion | $2.70 Billion | ▲ +1.3 pp |
| 2023 | 9.8% | $268.37 Million | $2.73 Billion | $2.46 Billion | — |