First Carolina Financial Services, Inc. (FCBM) — Net Asset Quality Index

Latest as of June 2026: 12.7%

First Carolina Financial Services, Inc. (FCBM) has a Net Asset Quality Index of 12.7% as of June 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $3.41 Billion minus total liabilities of $2.97 Billion yields net assets of $431.20 Million. A higher index indicates a stronger, lower-leverage balance sheet. For live market cap and overall valuation, see market value of First Carolina Financial Services, Inc..

Quality Index

12.7%
Equity / Total Assets

Net Assets

$431.20 Million
USD

Total Assets

$3.41 Billion
USD

Total Liabilities

$2.97 Billion
USD

First Carolina Financial Services, Inc. Net Asset Quality Index Over Time (2023–2025)

This chart shows how First Carolina Financial Services, Inc.'s Net Asset Quality Index has evolved across 3 annual periods from 2023 to 2025. As of June 2026, the index stands at 12.7%, representing net assets of $431.20 Million against total assets of $3.41 Billion USD. See First Carolina Financial Services, Inc. net assets for net asset value and shareholders' equity analysis.

Annual Net Asset Quality Index for First Carolina Financial Services, Inc. (2023–2025)

The table below presents the year-by-year Net Asset Quality Index for First Carolina Financial Services, Inc. from 2023 to 2025, covering 3 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check how strategically is First Carolina Financial Services, Inc.'s equity deployed to assess the company's strategic physical and investment asset allocation.

Year Quality Index Net Assets (USD) Total Assets Total Liabilities Change (pp)
2025 10.5% $346.93 Million $3.32 Billion $2.97 Billion ▼ -0.6 pp
2024 11.1% $337.32 Million $3.04 Billion $2.70 Billion ▲ +1.3 pp
2023 9.8% $268.37 Million $2.73 Billion $2.46 Billion
pp = percentage points