The Hanover Insurance Group Inc - Asset Resilience Ratio
The Hanover Insurance Group Inc (THG) has an Asset Resilience Ratio of 10.79% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1996–2025)
This chart shows how The Hanover Insurance Group Inc's Asset Resilience Ratio has changed over time. Check The Hanover Insurance Group Inc PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down The Hanover Insurance Group Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see THG market cap overview.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.78 Billion | 10.79% |
| Total Liquid Assets | $1.78 Billion | 10.79% |
Asset Resilience Insights
- Moderate Liquidity: The Hanover Insurance Group Inc has 10.79% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
The Hanover Insurance Group Inc Industry Peers by Asset Resilience Ratio
Compare The Hanover Insurance Group Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
QBE Insurance Group Limited
AU:QBE |
Insurance - Property & Casualty | 3.80% |
|
Suncorp Group Ltd
AU:SUNPH |
Insurance - Property & Casualty | 69.36% |
|
Suncorp Group Ltd
AU:SUN |
Insurance - Property & Casualty | 3.36% |
|
Insurance Australia Group Ltd
AU:IAG |
Insurance - Property & Casualty | 2.07% |
|
Fairfax Financial Holdings Ltd
TO:FFH |
Insurance - Property & Casualty | 4.66% |
|
Definity Financial Corp
TO:DFY |
Insurance - Property & Casualty | 2.07% |
|
People's Insurance of China Ltd
SHG:601319 |
Insurance - Property & Casualty | 38.29% |
|
Intact Financial Corporation
TO:IFC |
Insurance - Property & Casualty | 27.27% |
Annual Asset Resilience Ratio for The Hanover Insurance Group Inc (1996–2025)
The table below shows the annual Asset Resilience Ratio data for The Hanover Insurance Group Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 17.68% | $3.00 Billion | $16.95 Billion | +4.44pp |
| 2024-12-31 | 13.24% | $2.02 Billion | $15.27 Billion | -43.56pp |
| 2023-12-31 | 56.81% | $8.30 Billion | $14.61 Billion | +1.17pp |
| 2022-12-31 | 55.64% | $7.79 Billion | $14.00 Billion | +48.64pp |
| 2021-12-31 | 7.00% | $998.30 Million | $14.25 Billion | -49.34pp |
| 2020-12-31 | 56.35% | $7.58 Billion | $13.44 Billion | +1.08pp |
| 2019-12-31 | 55.26% | $6.90 Billion | $12.49 Billion | -2.66pp |
| 2018-12-31 | 57.92% | $7.18 Billion | $12.40 Billion | +5.20pp |
| 2017-12-31 | 52.72% | $8.16 Billion | $15.47 Billion | -0.82pp |
| 2016-12-31 | 53.54% | $7.61 Billion | $14.22 Billion | +2.90pp |
| 2015-12-31 | 50.64% | $6.98 Billion | $13.79 Billion | -2.98pp |
| 2014-12-31 | 53.62% | $7.38 Billion | $13.76 Billion | +1.52pp |
| 2013-12-31 | 52.10% | $6.97 Billion | $13.38 Billion | +0.55pp |
| 2012-12-31 | 51.56% | $6.95 Billion | $13.48 Billion | +1.67pp |
| 2011-12-31 | 49.88% | $6.28 Billion | $12.60 Billion | +49.42pp |
| 2010-12-31 | 0.46% | $39.40 Million | $8.57 Billion | +0.06pp |
| 2009-12-31 | 0.40% | $32.30 Million | $8.04 Billion | -0.13pp |
| 2008-12-31 | 0.54% | $49.50 Million | $9.23 Billion | -0.20pp |
| 2007-12-31 | 0.73% | $71.90 Million | $9.82 Billion | -0.54pp |
| 2006-12-31 | 1.28% | $125.70 Million | $9.86 Billion | -0.04pp |
| 2005-12-31 | 1.32% | $139.90 Million | $10.63 Billion | -0.25pp |
| 2004-12-31 | 1.56% | $371.20 Million | $23.72 Billion | -0.17pp |
| 2003-12-31 | 1.74% | $443.10 Million | $25.51 Billion | -0.60pp |
| 2002-12-31 | 2.33% | $621.20 Million | $26.63 Billion | +0.02pp |
| 2001-12-31 | 2.31% | $701.20 Million | $30.34 Billion | +1.71pp |
| 2000-12-31 | 0.60% | $189.60 Million | $31.59 Billion | +0.05pp |
| 1999-12-31 | 0.55% | $170.50 Million | $30.77 Billion | 0.00pp |
| 1998-12-31 | 0.56% | $154.30 Million | $27.65 Billion | -0.07pp |
| 1997-12-31 | 0.63% | $141.90 Million | $22.55 Billion | -0.07pp |
| 1996-12-31 | 0.70% | $132.40 Million | $18.97 Billion | -- |
About The Hanover Insurance Group Inc
The Hanover Insurance Group, Inc., through its subsidiaries, provides various property and casualty insurance products and services for individuals and businesses in the United States. It operates in four segments: Core Commercial, Specialty, Personal Lines, and Other. The company offers commercial multiple peril, commercial automobile, workers' compensation, and other core commercial coverage; a… Read more