The Hanover Insurance Group Inc Asset Resilience Ratio
The Hanover Insurance Group Inc asset resilience ratio. The Hanover Insurance Group Inc (THG) has an Asset Resilience Ratio of 10.41% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See operational self-sufficiency of The Hanover Insurance Group Inc to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of The Hanover Insurance Group Inc (1996–2025)
Asset resilience ratio of The Hanover Insurance Group Inc from 1996 to 2025. This chart shows how The Hanover Insurance Group Inc's Asset Resilience Ratio has changed over time. Read The Hanover Insurance Group Inc total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down The Hanover Insurance Group Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see THG current and non-current assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.76 Billion | 10.41% |
| Total Liquid Assets | $1.76 Billion | 10.41% |
Asset Resilience Insights
- Moderate Liquidity: The Hanover Insurance Group Inc has 10.41% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
The Hanover Insurance Group Inc Industry Peers by Asset Resilience Ratio
Compare The Hanover Insurance Group Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Root Inc
NASDAQ:ROOT |
Insurance - Property & Casualty | 30.99% |
|
REVO INSURANCE SPA O.N.
F:H0O |
Insurance - Property & Casualty | 43.34% |
|
Libra Insurance Company Ltd
TA:LBRA |
Insurance - Property & Casualty | 40.38% |
|
QBE Insurance Group Limited
AU:QBE |
Insurance - Property & Casualty | 3.80% |
|
Suncorp Group Ltd
AU:SUNPH |
Insurance - Property & Casualty | 69.36% |
|
Suncorp Group Ltd
AU:SUN |
Insurance - Property & Casualty | 3.36% |
|
Insurance Australia Group Ltd
AU:IAG |
Insurance - Property & Casualty | 2.07% |
|
Fairfax Financial Holdings Ltd
TO:FFH |
Insurance - Property & Casualty | 0.02% |
The Hanover Insurance Group Inc Asset Resilience Ratio by Year (1996–2025)
The Hanover Insurance Group Inc asset resilience ratio by year from 1996 to 2025. The table below shows the annual Asset Resilience Ratio data for The Hanover Insurance Group Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 17.68% | $3.00 Billion | $16.95 Billion | +4.44pp |
| 2024-12-31 | 13.24% | $2.02 Billion | $15.27 Billion | -43.56pp |
| 2023-12-31 | 56.81% | $8.30 Billion | $14.61 Billion | +1.17pp |
| 2022-12-31 | 55.64% | $7.79 Billion | $14.00 Billion | +48.64pp |
| 2021-12-31 | 7.00% | $998.30 Million | $14.25 Billion | -49.34pp |
| 2020-12-31 | 56.35% | $7.58 Billion | $13.44 Billion | +1.08pp |
| 2019-12-31 | 55.26% | $6.90 Billion | $12.49 Billion | -2.66pp |
| 2018-12-31 | 57.92% | $7.18 Billion | $12.40 Billion | +5.20pp |
| 2017-12-31 | 52.72% | $8.16 Billion | $15.47 Billion | -0.82pp |
| 2016-12-31 | 53.54% | $7.61 Billion | $14.22 Billion | +2.90pp |
| 2015-12-31 | 50.64% | $6.98 Billion | $13.79 Billion | -2.98pp |
| 2014-12-31 | 53.62% | $7.38 Billion | $13.76 Billion | +1.52pp |
| 2013-12-31 | 52.10% | $6.97 Billion | $13.38 Billion | +0.55pp |
| 2012-12-31 | 51.56% | $6.95 Billion | $13.48 Billion | +1.67pp |
| 2011-12-31 | 49.88% | $6.28 Billion | $12.60 Billion | +49.42pp |
| 2010-12-31 | 0.46% | $39.40 Million | $8.57 Billion | +0.06pp |
| 2009-12-31 | 0.40% | $32.30 Million | $8.04 Billion | -0.13pp |
| 2008-12-31 | 0.54% | $49.50 Million | $9.23 Billion | -0.20pp |
| 2007-12-31 | 0.73% | $71.90 Million | $9.82 Billion | -0.54pp |
| 2006-12-31 | 1.28% | $125.70 Million | $9.86 Billion | -0.04pp |
| 2005-12-31 | 1.32% | $139.90 Million | $10.63 Billion | -0.25pp |
| 2004-12-31 | 1.56% | $371.20 Million | $23.72 Billion | -0.17pp |
| 2003-12-31 | 1.74% | $443.10 Million | $25.51 Billion | -0.60pp |
| 2002-12-31 | 2.33% | $621.20 Million | $26.63 Billion | +0.02pp |
| 2001-12-31 | 2.31% | $701.20 Million | $30.34 Billion | +1.71pp |
| 2000-12-31 | 0.60% | $189.60 Million | $31.59 Billion | +0.05pp |
| 1999-12-31 | 0.55% | $170.50 Million | $30.77 Billion | 0.00pp |
| 1998-12-31 | 0.56% | $154.30 Million | $27.65 Billion | -0.07pp |
| 1997-12-31 | 0.63% | $141.90 Million | $22.55 Billion | -0.07pp |
| 1996-12-31 | 0.70% | $132.40 Million | $18.97 Billion | -- |
About The Hanover Insurance Group Inc
The Hanover Insurance Group, Inc., through its subsidiaries, provides various property and casualty insurance products and services for individuals and businesses in the United States. It operates in four segments: Core Commercial, Specialty, Personal Lines, and Other. The company offers commercial multiple peril, commercial automobile, workers' compensation, and other core commercial coverage; a… Read more