The Hanover Insurance Group Inc - Asset Resilience Ratio
The Hanover Insurance Group Inc (THG) has an Asset Resilience Ratio of 7.52% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read how much debt does The Hanover Insurance Group Inc carry for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1996–2025)
This chart shows how The Hanover Insurance Group Inc's Asset Resilience Ratio has changed over time. See THG net assets for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down The Hanover Insurance Group Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see The Hanover Insurance Group Inc stock valuation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $1.12 Billion | 7.52% |
| Short-term Investments | $0.00 | 0% |
| Total Liquid Assets | $1.12 Billion | 7.52% |
Asset Resilience Insights
- Limited Liquidity: The Hanover Insurance Group Inc maintains only 7.52% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
The Hanover Insurance Group Inc Industry Peers by Asset Resilience Ratio
Compare The Hanover Insurance Group Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
QBE Insurance Group Ltd
AU:QBE |
Insurance - Property & Casualty | 3.80% |
|
Suncorp Group Ltd
AU:SUNPH |
Insurance - Property & Casualty | 69.36% |
|
Suncorp Group Ltd
AU:SUN |
Insurance - Property & Casualty | 3.36% |
|
Insurance Australia Group Ltd
AU:IAG |
Insurance - Property & Casualty | 2.07% |
|
Intact Financial Corporation
TO:IFC |
Insurance - Property & Casualty | 29.18% |
|
Fairfax Financial Holdings Ltd
TO:FFH |
Insurance - Property & Casualty | 0.02% |
|
Definity Financial Corp
TO:DFY |
Insurance - Property & Casualty | 2.29% |
|
People's Insurance of China Ltd
SHG:601319 |
Insurance - Property & Casualty | 38.01% |
Annual Asset Resilience Ratio for The Hanover Insurance Group Inc (1996–2025)
The table below shows the annual Asset Resilience Ratio data for The Hanover Insurance Group Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 7.52% | $1.12 Billion | $14.93 Billion | -5.73pp |
| 2024-12-31 | 13.24% | $2.02 Billion | $15.27 Billion | -43.56pp |
| 2023-12-31 | 56.81% | $8.30 Billion | $14.61 Billion | +1.17pp |
| 2022-12-31 | 55.64% | $7.79 Billion | $14.00 Billion | +48.64pp |
| 2021-12-31 | 7.00% | $998.30 Million | $14.25 Billion | -49.34pp |
| 2020-12-31 | 56.35% | $7.58 Billion | $13.44 Billion | +1.08pp |
| 2019-12-31 | 55.26% | $6.90 Billion | $12.49 Billion | -2.66pp |
| 2018-12-31 | 57.92% | $7.18 Billion | $12.40 Billion | +5.20pp |
| 2017-12-31 | 52.72% | $8.16 Billion | $15.47 Billion | -0.82pp |
| 2016-12-31 | 53.54% | $7.61 Billion | $14.22 Billion | +2.90pp |
| 2015-12-31 | 50.64% | $6.98 Billion | $13.79 Billion | -2.98pp |
| 2014-12-31 | 53.62% | $7.38 Billion | $13.76 Billion | +1.52pp |
| 2013-12-31 | 52.10% | $6.97 Billion | $13.38 Billion | +0.55pp |
| 2012-12-31 | 51.56% | $6.95 Billion | $13.48 Billion | +1.67pp |
| 2011-12-31 | 49.88% | $6.28 Billion | $12.60 Billion | +49.42pp |
| 2010-12-31 | 0.46% | $39.40 Million | $8.57 Billion | +0.06pp |
| 2009-12-31 | 0.40% | $32.30 Million | $8.04 Billion | -0.13pp |
| 2008-12-31 | 0.54% | $49.50 Million | $9.23 Billion | -0.20pp |
| 2007-12-31 | 0.73% | $71.90 Million | $9.82 Billion | -0.54pp |
| 2006-12-31 | 1.28% | $125.70 Million | $9.86 Billion | -0.04pp |
| 2005-12-31 | 1.32% | $139.90 Million | $10.63 Billion | -0.25pp |
| 2004-12-31 | 1.56% | $371.20 Million | $23.72 Billion | -0.17pp |
| 2003-12-31 | 1.74% | $443.10 Million | $25.51 Billion | -0.60pp |
| 2002-12-31 | 2.33% | $621.20 Million | $26.63 Billion | +0.02pp |
| 2001-12-31 | 2.31% | $701.20 Million | $30.34 Billion | +1.71pp |
| 2000-12-31 | 0.60% | $189.60 Million | $31.59 Billion | +0.05pp |
| 1999-12-31 | 0.55% | $170.50 Million | $30.77 Billion | 0.00pp |
| 1998-12-31 | 0.56% | $154.30 Million | $27.65 Billion | -0.07pp |
| 1997-12-31 | 0.63% | $141.90 Million | $22.55 Billion | -0.07pp |
| 1996-12-31 | 0.70% | $132.40 Million | $18.97 Billion | -- |
About The Hanover Insurance Group Inc
The Hanover Insurance Group, Inc., through its subsidiaries, provides various property and casualty insurance products and services in the United States. The company operates through four segments: Core Commercial, Specialty, Personal Lines, and Other. It offers commercial multiple peril, workers' compensation, commercial automobile, and other commercial lines coverage; and professional and execu… Read more