The Hanover Insurance Group Inc (THG) — Free Cash Flow Generation Index

Latest as of March 2026: 0.97x

The Hanover Insurance Group Inc (THG) has a Free Cash Flow Generation Index of 0.97x as of March 2026. Free cash flow of $115.30 Million represents 1% of operating cash flow ($118.80 Million). See The Hanover Insurance Group Inc current assets vs equity to evaluate short-term liquidity relative to the company's equity base.

FCF Generation Index

0.97x
Free Cash Flow / Operating CF

Free Cash Flow

$115.30 Million
USD

Operating Cash Flow

$118.80 Million
USD

Capital Expenditures

$3.50 Million
USD

The Hanover Insurance Group Inc Free Cash Flow Generation Index (1995–2025)

Historical FCF Generation Index trend for The Hanover Insurance Group Inc across 29 annual periods. Explore The Hanover Insurance Group Inc debt service capacity to assess how comfortably operating cash covers total debt obligations.

Annual Free Cash Flow Generation for The Hanover Insurance Group Inc (1995–2025)

Year-by-year Free Cash Flow Generation Index for The Hanover Insurance Group Inc. For the full company profile including market capitalisation, see market value of The Hanover Insurance Group Inc.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2025 0.99x $1.17 Billion $1.18 Billion $7.70 Million ▲ +0.6%
2024 0.99x $796.20 Million $806.40 Million $10.20 Million ▲ +2.1%
2023 0.97x $349.80 Million $361.70 Million $11.90 Million ▼ -0.8%
2022 0.98x $704.50 Million $722.30 Million $17.80 Million ▼ -1.5%
2021 0.99x $815.70 Million $823.70 Million $8.00 Million ▲ +1.2%
2020 0.98x $692.70 Million $707.60 Million $14.90 Million ▲ +0.1%
2019 0.98x $589.60 Million $602.90 Million $13.30 Million ▲ +0.2%
2018 0.98x $538.20 Million $551.30 Million $13.10 Million ▲ +0.3%
2017 0.97x $686.00 Million $704.60 Million $18.60 Million ▲ +0.3%
2016 0.97x $721.90 Million $743.40 Million $15.70 Million ▲ +3.1%
2015 0.94x $418.90 Million $444.70 Million $19.50 Million ▼ -3.9%
2014 0.98x $553.50 Million $564.70 Million $11.20 Million ▲ +4.2%
2013 0.94x $361.00 Million $383.90 Million $22.90 Million ▼ -0.8%
2012 0.95x $386.90 Million $408.20 Million $21.30 Million ▲ +2.4%
2011 0.93x $205.20 Million $221.70 Million $16.50 Million ▲ +6.4%
2010 0.87x $72.70 Million $83.60 Million $10.90 Million ▼ -1.9%
2009 0.89x $81.20 Million $91.60 Million $10.40 Million ▼ -7.1%
2008 0.95x $200.00 Million $209.50 Million $9.50 Million ▲ +9.7%
2007 0.87x $63.80 Million $73.30 Million $9.50 Million ▲ +10.3%
2006 0.79x $33.00 Million $41.80 Million $8.80 Million ▼ -16.5%
2005 0.95x $144.80 Million $153.10 Million $8.30 Million ▲ +0.1%
2004 0.95x $134.60 Million $142.40 Million $7.80 Million ▲ +34.9%
2002 0.70x $30.70 Million $43.80 Million $13.10 Million ▼ -25.9%
2001 0.95x $565.50 Million $597.60 Million $32.10 Million ▲ +3.6%
2000 0.91x $145.30 Million $159.00 Million $13.70 Million ▲ +193.2%
1999 -0.98x $-14.90 Million $15.20 Million $30.10 Million ▼ -199.9%
1998 0.98x $37.20 Million $37.90 Million $700.00K ▲ +6.9%
1996 0.92x $143.20 Million $156.00 Million $12.80 Million ▲ +3.1%
1995 0.89x $114.60 Million $128.70 Million $14.10 Million
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).