The Hanover Insurance Group Inc Financial Flexibility Index
The Hanover Insurance Group Inc financial flexibility index. The Hanover Insurance Group Inc (THG) has a Financial Flexibility Index of 0.02x as of June 2026. Free cash flow of $215.20 Million (operating CF $212.30 Million minus capex $2.90 Million) represents 0% of total liabilities ($13.19 Billion). See THG free cash flow to operating cash ratio to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of The Hanover Insurance Group Inc (1995–2025)
Financial flexibility index of The Hanover Insurance Group Inc from 1995 to 2025. Historical Financial Flexibility Index trend for The Hanover Insurance Group Inc across 31 annual periods. Check The Hanover Insurance Group Inc cash earnings quality to evaluate the quality of earnings relative to operating cash generation.
The Hanover Insurance Group Inc Financial Flexibility Index by Year (1995–2025)
The Hanover Insurance Group Inc financial flexibility index by year from 1995 to 2025. Year-by-year free cash flow to debt coverage for The Hanover Insurance Group Inc. For the full cash flow conversion analysis, see The Hanover Insurance Group Inc (THG) cash conversion ratio.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.09x | $1.19 Billion | $1.18 Billion | $13.37 Billion | ▲ +35.0% |
| 2024 | 0.07x | $816.60 Million | $806.40 Million | $12.43 Billion | ▲ +113.6% |
| 2023 | 0.03x | $373.60 Million | $361.70 Million | $12.15 Billion | ▼ -51.5% |
| 2022 | 0.06x | $740.10 Million | $722.30 Million | $11.66 Billion | ▼ -15.2% |
| 2021 | 0.07x | $831.70 Million | $823.70 Million | $11.11 Billion | ▲ +6.1% |
| 2020 | 0.07x | $722.50 Million | $707.60 Million | $10.24 Billion | ▲ +9.6% |
| 2019 | 0.06x | $616.20 Million | $602.90 Million | $9.57 Billion | ▲ +7.7% |
| 2018 | 0.06x | $564.40 Million | $551.30 Million | $9.45 Billion | ▲ +3.1% |
| 2017 | 0.06x | $723.20 Million | $704.60 Million | $12.47 Billion | ▼ -13.2% |
| 2016 | 0.07x | $759.10 Million | $743.40 Million | $11.36 Billion | ▲ +57.5% |
| 2015 | 0.04x | $464.20 Million | $444.70 Million | $10.95 Billion | ▼ -19.6% |
| 2014 | 0.05x | $575.90 Million | $564.70 Million | $10.92 Billion | ▲ +39.9% |
| 2013 | 0.04x | $406.80 Million | $383.90 Million | $10.78 Billion | ▼ -4.4% |
| 2012 | 0.04x | $429.50 Million | $408.20 Million | $10.89 Billion | ▲ +67.5% |
| 2011 | 0.02x | $238.20 Million | $221.70 Million | $10.11 Billion | ▲ +52.3% |
| 2010 | 0.02x | $94.50 Million | $83.60 Million | $6.11 Billion | ▼ -13.8% |
| 2009 | 0.02x | $102.00 Million | $91.60 Million | $5.68 Billion | ▼ -39.8% |
| 2008 | 0.03x | $219.00 Million | $209.50 Million | $7.34 Billion | ▲ +170.7% |
| 2007 | 0.01x | $82.80 Million | $73.30 Million | $7.52 Billion | ▲ +71.1% |
| 2006 | 0.01x | $50.60 Million | $41.80 Million | $7.86 Billion | ▼ -65.4% |
| 2005 | 0.02x | $161.40 Million | $153.10 Million | $8.68 Billion | ▲ +164.6% |
| 2004 | 0.01x | $150.20 Million | $142.40 Million | $21.38 Billion | ▲ +196.9% |
| 2003 | -0.01x | $-168.90 Million | $-174.30 Million | $23.29 Billion | ▼ -409.1% |
| 2002 | 0.00x | $56.90 Million | $43.80 Million | $24.25 Billion | ▼ -89.7% |
| 2001 | 0.02x | $629.70 Million | $597.60 Million | $27.64 Billion | ▲ +280.9% |
| 2000 | 0.01x | $172.70 Million | $159.00 Million | $28.88 Billion | ▲ +272.9% |
| 1999 | 0.00x | $45.30 Million | $15.20 Million | $28.25 Billion | ▲ +3.4% |
| 1998 | 0.00x | $38.60 Million | $37.90 Million | $24.89 Billion | ▲ +119.4% |
| 1997 | -0.01x | $-157.90 Million | $-173.20 Million | $19.71 Billion | ▼ -178.1% |
| 1996 | 0.01x | $168.80 Million | $156.00 Million | $16.46 Billion | ▲ +10.8% |
| 1995 | 0.01x | $142.80 Million | $128.70 Million | $15.43 Billion | — |