The Hanover Insurance Group Inc (THG) — Financial Flexibility Index
The Hanover Insurance Group Inc (THG) has a Financial Flexibility Index of 0.02x as of June 2026. Free cash flow of $215.20 Million (operating CF $212.30 Million minus capex $2.90 Million) represents 0% of total liabilities ($13.19 Billion). Check The Hanover Insurance Group Inc (THG) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
The Hanover Insurance Group Inc Financial Flexibility Index (1995–2025)
Historical Financial Flexibility Index trend for The Hanover Insurance Group Inc across 31 annual periods. For the full cash flow conversion analysis, see how efficiently does The Hanover Insurance Group Inc generate cash.
Annual Financial Flexibility Index for The Hanover Insurance Group Inc (1995–2025)
Year-by-year free cash flow to debt coverage for The Hanover Insurance Group Inc. Explore THG debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.09x | $1.19 Billion | $1.18 Billion | $13.37 Billion | ▲ +35.0% |
| 2024 | 0.07x | $816.60 Million | $806.40 Million | $12.43 Billion | ▲ +113.6% |
| 2023 | 0.03x | $373.60 Million | $361.70 Million | $12.15 Billion | ▼ -51.5% |
| 2022 | 0.06x | $740.10 Million | $722.30 Million | $11.66 Billion | ▼ -15.2% |
| 2021 | 0.07x | $831.70 Million | $823.70 Million | $11.11 Billion | ▲ +6.1% |
| 2020 | 0.07x | $722.50 Million | $707.60 Million | $10.24 Billion | ▲ +9.6% |
| 2019 | 0.06x | $616.20 Million | $602.90 Million | $9.57 Billion | ▲ +7.7% |
| 2018 | 0.06x | $564.40 Million | $551.30 Million | $9.45 Billion | ▲ +3.1% |
| 2017 | 0.06x | $723.20 Million | $704.60 Million | $12.47 Billion | ▼ -13.2% |
| 2016 | 0.07x | $759.10 Million | $743.40 Million | $11.36 Billion | ▲ +57.5% |
| 2015 | 0.04x | $464.20 Million | $444.70 Million | $10.95 Billion | ▼ -19.6% |
| 2014 | 0.05x | $575.90 Million | $564.70 Million | $10.92 Billion | ▲ +39.9% |
| 2013 | 0.04x | $406.80 Million | $383.90 Million | $10.78 Billion | ▼ -4.4% |
| 2012 | 0.04x | $429.50 Million | $408.20 Million | $10.89 Billion | ▲ +67.5% |
| 2011 | 0.02x | $238.20 Million | $221.70 Million | $10.11 Billion | ▲ +52.3% |
| 2010 | 0.02x | $94.50 Million | $83.60 Million | $6.11 Billion | ▼ -13.8% |
| 2009 | 0.02x | $102.00 Million | $91.60 Million | $5.68 Billion | ▼ -39.8% |
| 2008 | 0.03x | $219.00 Million | $209.50 Million | $7.34 Billion | ▲ +170.7% |
| 2007 | 0.01x | $82.80 Million | $73.30 Million | $7.52 Billion | ▲ +71.1% |
| 2006 | 0.01x | $50.60 Million | $41.80 Million | $7.86 Billion | ▼ -65.4% |
| 2005 | 0.02x | $161.40 Million | $153.10 Million | $8.68 Billion | ▲ +164.6% |
| 2004 | 0.01x | $150.20 Million | $142.40 Million | $21.38 Billion | ▲ +196.9% |
| 2003 | -0.01x | $-168.90 Million | $-174.30 Million | $23.29 Billion | ▼ -409.1% |
| 2002 | 0.00x | $56.90 Million | $43.80 Million | $24.25 Billion | ▼ -89.7% |
| 2001 | 0.02x | $629.70 Million | $597.60 Million | $27.64 Billion | ▲ +280.9% |
| 2000 | 0.01x | $172.70 Million | $159.00 Million | $28.88 Billion | ▲ +272.9% |
| 1999 | 0.00x | $45.30 Million | $15.20 Million | $28.25 Billion | ▲ +3.4% |
| 1998 | 0.00x | $38.60 Million | $37.90 Million | $24.89 Billion | ▲ +119.4% |
| 1997 | -0.01x | $-157.90 Million | $-173.20 Million | $19.71 Billion | ▼ -178.1% |
| 1996 | 0.01x | $168.80 Million | $156.00 Million | $16.46 Billion | ▲ +10.8% |
| 1995 | 0.01x | $142.80 Million | $128.70 Million | $15.43 Billion | — |