The Hanover Insurance Group Inc (THG) — Defensive Interval Ratio
The Hanover Insurance Group Inc (THG) has a Defensive Interval Ratio of 26518 days as of March 2026. Defensive assets of $3.64 Billion (cash $-, short-term investments $1.78 Billion, receivables $1.86 Billion) cover 26518 days of daily cash needs of $137.26K/day. Check The Hanover Insurance Group Inc tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
The Hanover Insurance Group Inc Defensive Interval Ratio (1995–2025)
This chart shows how The Hanover Insurance Group Inc's Defensive Interval Ratio has evolved across 31 annual periods from 1995 to 2025. As of March 2026, the ratio stands at 26518 days, meaning defensive assets of $3.64 Billion can fund 26518 days of operations without new revenue. Also explore THG shareholders equity momentum to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for The Hanover Insurance Group Inc (1995–2025)
The table below presents the year-by-year Defensive Interval Ratio for The Hanover Insurance Group Inc from 1995 to 2025, covering 31 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see how much is The Hanover Insurance Group Inc worth.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 226 days | $6.95 Billion | $30.80 Million/day | $1.12 Billion | $1.87 Billion | ▼ -2397 days |
| 2024 | 2622 days | $5.89 Billion | $2.25 Million/day | $435.50 Million | $1.59 Billion | ▲ +1896 days |
| 2023 | 726 days | $12.12 Billion | $16.69 Million/day | $316.10 Million | $7.99 Billion | ▼ -4964 days |
| 2022 | 5690 days | $11.41 Billion | $2.00 Million/day | $305.00 Million | $7.48 Billion | ▼ -23292 days |
| 2021 | 28982 days | $4.38 Billion | $150.96K/day | $230.90 Million | $767.40 Million | ▼ -52378 days |
| 2020 | 81360 days | $10.79 Billion | $132.60K/day | $120.60 Million | $7.45 Billion | ▲ +13164 days |
| 2019 | 68196 days | $9.98 Billion | $146.30K/day | $215.70 Million | $6.69 Billion | ▼ -29732 days |
| 2018 | 97929 days | $10.01 Billion | $102.19K/day | $1.02 Billion | $6.16 Billion | ▲ +91415 days |
| 2017 | 6513 days | $12.78 Billion | $1.96 Million/day | $376.40 Million | $7.78 Billion | ▲ +666 days |
| 2016 | 5848 days | $11.66 Billion | $1.99 Million/day | $282.60 Million | $7.33 Billion | ▲ +304 days |
| 2015 | 5544 days | $11.01 Billion | $1.99 Million/day | $- | $6.98 Billion | ▼ -234 days |
| 2014 | 5777 days | $11.01 Billion | $1.91 Million/day | $- | $7.38 Billion | ▲ +1943 days |
| 2013 | 3834 days | $10.63 Billion | $2.77 Million/day | $- | $6.97 Billion | ▼ -4575 days |
| 2012 | 8409 days | $10.74 Billion | $1.28 Million/day | $- | $6.95 Billion | ▲ +7625 days |
| 2011 | 785 days | $9.71 Billion | $12.38 Million/day | $- | $6.28 Billion | ▼ -7825 days |
| 2010 | 8609 days | $811.40 Million | $94.25K/day | $- | $39.40 Million | ▲ +8232 days |
| 2009 | 377 days | $623.10 Million | $1.65 Million/day | $- | $32.30 Million | ▲ +319 days |
| 2008 | 58 days | $628.00 Million | $10.78 Million/day | $- | $49.50 Million | ▼ -5 days |
| 2007 | 63 days | $698.60 Million | $11.02 Million/day | $- | $71.90 Million | ▼ -747 days |
| 2006 | 811 days | $2.06 Billion | $2.54 Million/day | $- | $125.70 Million | ▲ +37 days |
| 2005 | 773 days | $2.25 Billion | $2.91 Million/day | $- | $139.90 Million | ▼ -139 days |
| 2004 | 913 days | $2.88 Billion | $3.16 Million/day | $- | $371.20 Million | ▼ -242 days |
| 2003 | 1155 days | $3.04 Billion | $2.63 Million/day | $- | $443.10 Million | ▲ +1106 days |
| 2002 | 49 days | $3.26 Billion | $66.59 Million/day | $- | $621.20 Million | ▲ +13 days |
| 2001 | 36 days | $2.76 Billion | $76.01 Million/day | $- | $701.20 Million | ▲ +26 days |
| 2000 | 10 days | $807.70 Million | $79.39 Million/day | $- | $189.60 Million | ▲ +0 days |
| 1999 | 10 days | $754.00 Million | $77.61 Million/day | $- | $170.50 Million | ▼ 0 days |
| 1998 | 10 days | $683.70 Million | $68.35 Million/day | $- | $154.30 Million | ▼ -3 days |
| 1997 | 13 days | $696.30 Million | $54.70 Million/day | $- | $141.90 Million | ▼ -1 days |
| 1996 | 14 days | $665.40 Million | $46.77 Million/day | $- | $132.40 Million | ▼ -6147 days |
| 1995 | 6162 days | $526.70 Million | $85.48K/day | $- | $- | — |