The Hanover Insurance Group Inc (THG) — Cash Flow-to-Debt Ratio
The Hanover Insurance Group Inc (THG) has a Cash Flow-to-Debt Ratio of 0.02x as of June 2026, meaning its operating cash flow of $212.30 Million could theoretically repay 0% of its total liabilities ($13.19 Billion) in one year. See The Hanover Insurance Group Inc (THG) flexibility index to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
The Hanover Insurance Group Inc Cash Flow-to-Debt Ratio (1995–2025)
Historical debt coverage capacity for The Hanover Insurance Group Inc across 31 annual periods. For the full cash flow conversion analysis, see THG cash generation efficiency.
Annual Cash Flow-to-Debt Ratio for The Hanover Insurance Group Inc (1995–2025)
Year-by-year debt coverage analysis for The Hanover Insurance Group Inc. Check The Hanover Insurance Group Inc (THG) cash earnings ratio to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.09x | $1.18 Billion | $13.37 Billion | ▲ +35.8% |
| 2024 | 0.06x | $806.40 Million | $12.43 Billion | ▲ +117.8% |
| 2023 | 0.03x | $361.70 Million | $12.15 Billion | ▼ -51.9% |
| 2022 | 0.06x | $722.30 Million | $11.66 Billion | ▼ -16.5% |
| 2021 | 0.07x | $823.70 Million | $11.11 Billion | ▲ +7.3% |
| 2020 | 0.07x | $707.60 Million | $10.24 Billion | ▲ +9.7% |
| 2019 | 0.06x | $602.90 Million | $9.57 Billion | ▲ +7.9% |
| 2018 | 0.06x | $551.30 Million | $9.45 Billion | ▲ +3.3% |
| 2017 | 0.06x | $704.60 Million | $12.47 Billion | ▼ -13.6% |
| 2016 | 0.07x | $743.40 Million | $11.36 Billion | ▲ +61.0% |
| 2015 | 0.04x | $444.70 Million | $10.95 Billion | ▼ -21.5% |
| 2014 | 0.05x | $564.70 Million | $10.92 Billion | ▲ +45.3% |
| 2013 | 0.04x | $383.90 Million | $10.78 Billion | ▼ -5.0% |
| 2012 | 0.04x | $408.20 Million | $10.89 Billion | ▲ +71.0% |
| 2011 | 0.02x | $221.70 Million | $10.11 Billion | ▲ +60.2% |
| 2010 | 0.01x | $83.60 Million | $6.11 Billion | ▼ -15.1% |
| 2009 | 0.02x | $91.60 Million | $5.68 Billion | ▼ -43.5% |
| 2008 | 0.03x | $209.50 Million | $7.34 Billion | ▲ +192.6% |
| 2007 | 0.01x | $73.30 Million | $7.52 Billion | ▲ +83.3% |
| 2006 | 0.01x | $41.80 Million | $7.86 Billion | ▼ -69.8% |
| 2005 | 0.02x | $153.10 Million | $8.68 Billion | ▲ +164.7% |
| 2004 | 0.01x | $142.40 Million | $21.38 Billion | ▲ +189.0% |
| 2003 | -0.01x | $-174.30 Million | $23.29 Billion | ▼ -514.4% |
| 2002 | 0.00x | $43.80 Million | $24.25 Billion | ▼ -91.6% |
| 2001 | 0.02x | $597.60 Million | $27.64 Billion | ▲ +292.6% |
| 2000 | 0.01x | $159.00 Million | $28.88 Billion | ▲ +923.1% |
| 1999 | 0.00x | $15.20 Million | $28.25 Billion | ▼ -64.7% |
| 1998 | 0.00x | $37.90 Million | $24.89 Billion | ▲ +117.3% |
| 1997 | -0.01x | $-173.20 Million | $19.71 Billion | ▼ -192.7% |
| 1996 | 0.01x | $156.00 Million | $16.46 Billion | ▲ +13.6% |
| 1995 | 0.01x | $128.70 Million | $15.43 Billion | — |