The Hanover Insurance Group Inc Cash Flow Quality Index
The Hanover Insurance Group Inc cash flow quality index. The Hanover Insurance Group Inc (THG) has a Cash Flow Quality Index of 1.11x as of June 2026. Operating cash flow of $212.30 Million exceeds net income of $191.60 Million, indicating high earnings quality where cash backs reported profits. Explore THG debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of The Hanover Insurance Group Inc (1995–2025)
Cash flow quality index of The Hanover Insurance Group Inc from 1995 to 2025. Historical Cash Flow Quality Index for The Hanover Insurance Group Inc across 28 annual periods. Values consistently above 1.0x indicate high-quality earnings. See The Hanover Insurance Group Inc (THG) balance sheet quality index to measure how much of total assets are equity-financed.
The Hanover Insurance Group Inc Cash Flow Quality Index by Year (1995–2025)
The Hanover Insurance Group Inc cash flow quality index by year from 1995 to 2025. Year-by-year earnings quality comparison for The Hanover Insurance Group Inc. For the full cash flow conversion analysis, see THG cash flow metrics.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.78x | $1.18 Billion | $662.50 Million | ▼ -6.1% |
| 2024 | 1.89x | $806.40 Million | $426.00 Million | ▼ -81.5% |
| 2023 | 10.25x | $361.70 Million | $35.30 Million | ▲ +64.6% |
| 2022 | 6.23x | $722.30 Million | $116.00 Million | ▲ +216.5% |
| 2021 | 1.97x | $823.70 Million | $418.70 Million | ▼ -0.3% |
| 2020 | 1.97x | $707.60 Million | $358.70 Million | ▲ +39.1% |
| 2019 | 1.42x | $602.90 Million | $425.10 Million | ▲ +0.6% |
| 2018 | 1.41x | $551.30 Million | $391.00 Million | ▼ -62.7% |
| 2017 | 3.78x | $704.60 Million | $186.20 Million | ▼ -21.0% |
| 2016 | 4.79x | $743.40 Million | $155.10 Million | ▲ +257.3% |
| 2015 | 1.34x | $444.70 Million | $331.50 Million | ▼ -33.0% |
| 2014 | 2.00x | $564.70 Million | $282.00 Million | ▲ +30.9% |
| 2013 | 1.53x | $383.90 Million | $251.00 Million | ▼ -82.7% |
| 2012 | 8.85x | $408.20 Million | $46.10 Million | ▲ +25.8% |
| 2011 | 7.04x | $221.70 Million | $31.50 Million | ▲ +1189.8% |
| 2010 | 0.55x | $83.60 Million | $153.20 Million | ▲ +17.5% |
| 2009 | 0.46x | $91.60 Million | $197.20 Million | ▼ -95.4% |
| 2008 | 10.17x | $209.50 Million | $20.60 Million | ▲ +3411.6% |
| 2007 | 0.29x | $73.30 Million | $253.10 Million | ▲ +18.0% |
| 2006 | 0.25x | $41.80 Million | $170.30 Million | ▼ -78.4% |
| 2004 | 1.14x | $142.40 Million | $125.30 Million | ▲ +156.7% |
| 2003 | -2.01x | $-174.30 Million | $86.90 Million | ▼ -352.2% |
| 2000 | 0.80x | $159.00 Million | $199.90 Million | ▲ +1705.9% |
| 1999 | 0.04x | $15.20 Million | $345.10 Million | ▼ -76.6% |
| 1998 | 0.19x | $37.90 Million | $201.20 Million | ▲ +120.9% |
| 1997 | -0.90x | $-173.20 Million | $192.60 Million | ▼ -204.9% |
| 1996 | 0.86x | $156.00 Million | $181.90 Million | ▼ -2.7% |
| 1995 | 0.88x | $128.70 Million | $146.00 Million | — |