The Hanover Insurance Group Inc (THG) — Cash Flow Quality Index
The Hanover Insurance Group Inc (THG) has a Cash Flow Quality Index of 1.11x as of June 2026. Operating cash flow of $212.30 Million exceeds net income of $191.60 Million, indicating high earnings quality where cash backs reported profits. Explore THG operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
The Hanover Insurance Group Inc Cash Flow Quality Index (1995–2025)
Historical Cash Flow Quality Index for The Hanover Insurance Group Inc across 28 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see THG cash flow metrics.
Annual Cash Flow Quality Index for The Hanover Insurance Group Inc (1995–2025)
Year-by-year earnings quality comparison for The Hanover Insurance Group Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.78x | $1.18 Billion | $662.50 Million | ▼ -6.1% |
| 2024 | 1.89x | $806.40 Million | $426.00 Million | ▼ -81.5% |
| 2023 | 10.25x | $361.70 Million | $35.30 Million | ▲ +64.6% |
| 2022 | 6.23x | $722.30 Million | $116.00 Million | ▲ +216.5% |
| 2021 | 1.97x | $823.70 Million | $418.70 Million | ▼ -0.3% |
| 2020 | 1.97x | $707.60 Million | $358.70 Million | ▲ +39.1% |
| 2019 | 1.42x | $602.90 Million | $425.10 Million | ▲ +0.6% |
| 2018 | 1.41x | $551.30 Million | $391.00 Million | ▼ -62.7% |
| 2017 | 3.78x | $704.60 Million | $186.20 Million | ▼ -21.0% |
| 2016 | 4.79x | $743.40 Million | $155.10 Million | ▲ +257.3% |
| 2015 | 1.34x | $444.70 Million | $331.50 Million | ▼ -33.0% |
| 2014 | 2.00x | $564.70 Million | $282.00 Million | ▲ +30.9% |
| 2013 | 1.53x | $383.90 Million | $251.00 Million | ▼ -82.7% |
| 2012 | 8.85x | $408.20 Million | $46.10 Million | ▲ +25.8% |
| 2011 | 7.04x | $221.70 Million | $31.50 Million | ▲ +1189.8% |
| 2010 | 0.55x | $83.60 Million | $153.20 Million | ▲ +17.5% |
| 2009 | 0.46x | $91.60 Million | $197.20 Million | ▼ -95.4% |
| 2008 | 10.17x | $209.50 Million | $20.60 Million | ▲ +3411.6% |
| 2007 | 0.29x | $73.30 Million | $253.10 Million | ▲ +18.0% |
| 2006 | 0.25x | $41.80 Million | $170.30 Million | ▼ -78.4% |
| 2004 | 1.14x | $142.40 Million | $125.30 Million | ▲ +156.7% |
| 2003 | -2.01x | $-174.30 Million | $86.90 Million | ▼ -352.2% |
| 2000 | 0.80x | $159.00 Million | $199.90 Million | ▲ +1705.9% |
| 1999 | 0.04x | $15.20 Million | $345.10 Million | ▼ -76.6% |
| 1998 | 0.19x | $37.90 Million | $201.20 Million | ▲ +120.9% |
| 1997 | -0.90x | $-173.20 Million | $192.60 Million | ▼ -204.9% |
| 1996 | 0.86x | $156.00 Million | $181.90 Million | ▼ -2.7% |
| 1995 | 0.88x | $128.70 Million | $146.00 Million | — |