The Hanover Insurance Group Inc (THG) — Cash Flow Quality Index
The Hanover Insurance Group Inc (THG) has a Cash Flow Quality Index of 0.64x as of March 2026. Operating cash flow of $118.80 Million is below net income of $186.80 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore The Hanover Insurance Group Inc (THG) cash flow conversion to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
The Hanover Insurance Group Inc Cash Flow Quality Index (1995–2025)
Historical Cash Flow Quality Index for The Hanover Insurance Group Inc across 28 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check The Hanover Insurance Group Inc investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for The Hanover Insurance Group Inc (1995–2025)
Year-by-year earnings quality comparison for The Hanover Insurance Group Inc. For live market cap and the full company financial profile, see market value of The Hanover Insurance Group Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.78x | $1.18 Billion | $662.50 Million | ▼ -6.1% |
| 2024 | 1.89x | $806.40 Million | $426.00 Million | ▼ -81.5% |
| 2023 | 10.25x | $361.70 Million | $35.30 Million | ▲ +64.6% |
| 2022 | 6.23x | $722.30 Million | $116.00 Million | ▲ +216.5% |
| 2021 | 1.97x | $823.70 Million | $418.70 Million | ▼ -0.3% |
| 2020 | 1.97x | $707.60 Million | $358.70 Million | ▲ +39.1% |
| 2019 | 1.42x | $602.90 Million | $425.10 Million | ▲ +0.6% |
| 2018 | 1.41x | $551.30 Million | $391.00 Million | ▼ -62.7% |
| 2017 | 3.78x | $704.60 Million | $186.20 Million | ▼ -21.0% |
| 2016 | 4.79x | $743.40 Million | $155.10 Million | ▲ +257.3% |
| 2015 | 1.34x | $444.70 Million | $331.50 Million | ▼ -33.0% |
| 2014 | 2.00x | $564.70 Million | $282.00 Million | ▲ +30.9% |
| 2013 | 1.53x | $383.90 Million | $251.00 Million | ▼ -82.7% |
| 2012 | 8.85x | $408.20 Million | $46.10 Million | ▲ +25.8% |
| 2011 | 7.04x | $221.70 Million | $31.50 Million | ▲ +1189.8% |
| 2010 | 0.55x | $83.60 Million | $153.20 Million | ▲ +17.5% |
| 2009 | 0.46x | $91.60 Million | $197.20 Million | ▼ -95.4% |
| 2008 | 10.17x | $209.50 Million | $20.60 Million | ▲ +3411.6% |
| 2007 | 0.29x | $73.30 Million | $253.10 Million | ▲ +18.0% |
| 2006 | 0.25x | $41.80 Million | $170.30 Million | ▼ -78.4% |
| 2004 | 1.14x | $142.40 Million | $125.30 Million | ▲ +156.7% |
| 2003 | -2.01x | $-174.30 Million | $86.90 Million | ▼ -352.2% |
| 2000 | 0.80x | $159.00 Million | $199.90 Million | ▲ +1705.9% |
| 1999 | 0.04x | $15.20 Million | $345.10 Million | ▼ -76.6% |
| 1998 | 0.19x | $37.90 Million | $201.20 Million | ▲ +120.9% |
| 1997 | -0.90x | $-173.20 Million | $192.60 Million | ▼ -204.9% |
| 1996 | 0.86x | $156.00 Million | $181.90 Million | ▼ -2.7% |
| 1995 | 0.88x | $128.70 Million | $146.00 Million | — |