The Hanover Insurance Group Inc (THG) — Cash Flow Reinvestment Rate
The Hanover Insurance Group Inc (THG) has a Cash Flow Reinvestment Rate of 0.50x as of June 2026, reinvesting $106.20 Million (capex $2.90 Million plus investments $-103.30 Million) from operating cash flow of $212.30 Million. See The Hanover Insurance Group Inc free cash flow efficiency to measure how efficiently the company converts operating cash flow to free cash.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
The Hanover Insurance Group Inc Cash Flow Reinvestment Rate (1995–2025)
Historical reinvestment intensity for The Hanover Insurance Group Inc across 29 annual periods. For the full cash flow conversion analysis, see THG cash flow conversion.
Annual Cash Flow Reinvestment Rate for The Hanover Insurance Group Inc (1995–2025)
Year-by-year capital reinvestment analysis for The Hanover Insurance Group Inc. See The Hanover Insurance Group Inc (THG) flexibility index to measure the company's free cash flow as a share of total liabilities.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.57x | $666.20 Million | $1.18 Billion | $7.70 Million | ▼ -17.3% |
| 2024 | 0.68x | $551.10 Million | $806.40 Million | $10.20 Million | ▲ +2.8% |
| 2023 | 0.66x | $240.40 Million | $361.70 Million | $11.90 Million | ▼ -44.9% |
| 2022 | 1.21x | $871.70 Million | $722.30 Million | $17.80 Million | ▲ +78.7% |
| 2021 | 0.68x | $556.30 Million | $823.70 Million | $8.00 Million | ▼ -9.2% |
| 2020 | 0.74x | $526.50 Million | $707.60 Million | $14.90 Million | ▲ +69.5% |
| 2019 | 0.44x | $264.70 Million | $602.90 Million | $13.30 Million | ▼ -29.7% |
| 2018 | 0.62x | $344.50 Million | $551.30 Million | $13.10 Million | ▼ -16.1% |
| 2017 | 0.74x | $524.90 Million | $704.60 Million | $18.60 Million | ▲ +8.4% |
| 2016 | 0.69x | $511.10 Million | $743.40 Million | $15.70 Million | ▲ +42.4% |
| 2015 | 0.48x | $214.70 Million | $444.70 Million | $19.50 Million | ▼ -54.6% |
| 2014 | 1.06x | $600.70 Million | $564.70 Million | $11.20 Million | ▲ +13.8% |
| 2013 | 0.93x | $358.70 Million | $383.90 Million | $22.90 Million | ▼ -32.9% |
| 2012 | 1.39x | $568.00 Million | $408.20 Million | $21.30 Million | ▲ +1769.6% |
| 2011 | 0.07x | $16.50 Million | $221.70 Million | $16.50 Million | ▼ -42.9% |
| 2010 | 0.13x | $10.90 Million | $83.60 Million | $10.90 Million | ▲ +14.8% |
| 2009 | 0.11x | $10.40 Million | $91.60 Million | $10.40 Million | ▲ +150.4% |
| 2008 | 0.05x | $9.50 Million | $209.50 Million | $9.50 Million | ▼ -65.0% |
| 2007 | 0.13x | $9.50 Million | $73.30 Million | $9.50 Million | ▼ -38.4% |
| 2006 | 0.21x | $8.80 Million | $41.80 Million | $8.80 Million | ▲ +288.3% |
| 2005 | 0.05x | $8.30 Million | $153.10 Million | $8.30 Million | ▼ -1.0% |
| 2004 | 0.05x | $7.80 Million | $142.40 Million | $7.80 Million | ▼ -81.7% |
| 2002 | 0.30x | $13.10 Million | $43.80 Million | $13.10 Million | ▲ +456.8% |
| 2001 | 0.05x | $32.10 Million | $597.60 Million | $32.10 Million | ▼ -37.7% |
| 2000 | 0.09x | $13.70 Million | $159.00 Million | $13.70 Million | ▼ -95.6% |
| 1999 | 1.98x | $30.10 Million | $15.20 Million | $30.10 Million | ▲ +10621.7% |
| 1998 | 0.02x | $700.00K | $37.90 Million | $700.00K | ▼ -77.5% |
| 1996 | 0.08x | $12.80 Million | $156.00 Million | $12.80 Million | ▼ -25.1% |
| 1995 | 0.11x | $14.10 Million | $128.70 Million | $14.10 Million | — |