Helgeland Sparebank - Asset Resilience Ratio

Latest as of December 2014: 0.21%

Helgeland Sparebank (HELG) has an Asset Resilience Ratio of 0.21% as of December 2014. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check HELG strategic asset allocation to assess the company's strategic physical and investment asset allocation.

Liquid Assets

Nkr54.00 Million

≈ $5.68 Million USD Cash + Short-term Investments

Total Assets

Nkr25.86 Billion

≈ $2.72 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2007–2014)

This chart shows how Helgeland Sparebank's Asset Resilience Ratio has changed over time. See Helgeland Sparebank (HELG) balance sheet quality index to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Helgeland Sparebank's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Helgeland Sparebank market cap and net worth.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Nkr0.00	0%
Short-term Investments	Nkr54.00 Million	0.21%
Total Liquid Assets	Nkr54.00 Million	0.21%

Asset Resilience Insights

Limited Liquidity: Helgeland Sparebank maintains only 0.21% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Helgeland Sparebank Industry Peers by Asset Resilience Ratio

Compare Helgeland Sparebank's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Standard Bank Group Ltd JSE:SBK	Banks - Regional	-9.21%
Grupo Financiero Inbursa S.A.B. de C.V MX:GFINBURO	Banks - Regional	2.07%
Hua Xia Bank Co Ltd SHG:600015	Banks - Regional	4.86%
International Bancshares Corporation NASDAQ:IBOC	Banks - Regional	28.98%
Judo Capital Holdings Ltd AU:JDO	Banks - Regional	10.76%
TF Bank AB ST:TFBANK	Banks - Regional	-0.15%
Bank Tabungan Negara Persero JK:BBTN	Banks - Regional	-3.50%
Mystate Ltd AU:MYS	Banks - Regional	8.81%

Annual Asset Resilience Ratio for Helgeland Sparebank (2007–2014)

The table below shows the annual Asset Resilience Ratio data for Helgeland Sparebank.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2014-12-31	0.21%	Nkr54.00 Million ≈ $5.68 Million	Nkr25.86 Billion ≈ $2.72 Billion	+0.02pp
2013-12-31	0.19%	Nkr50.00 Million ≈ $5.26 Million	Nkr25.94 Billion ≈ $2.73 Billion	-0.05pp
2012-12-31	0.24%	Nkr60.00 Million ≈ $6.31 Million	Nkr24.59 Billion ≈ $2.59 Billion	-0.06pp
2011-12-31	0.31%	Nkr70.00 Million ≈ $7.37 Million	Nkr22.80 Billion ≈ $2.40 Billion	-0.08pp
2009-12-31	0.39%	Nkr71.00 Million ≈ $7.47 Million	Nkr18.38 Billion ≈ $1.93 Billion	-0.01pp
2008-12-31	0.39%	Nkr65.00 Million ≈ $6.84 Million	Nkr16.59 Billion ≈ $1.75 Billion	-0.11pp
2007-12-31	0.51%	Nkr72.15 Million ≈ $7.59 Million	Nkr14.26 Billion ≈ $1.50 Billion	--

pp = percentage points

About Helgeland Sparebank

OL:HELG Norway Banks - Regional

Market Cap

$453.81 Million

Nkr4.31 Billion NOK

Market Cap Rank

#12934 Global

#97 in Norway

Share Price

Nkr159.94

Change (1 day)

+2.93%

52-Week Range

Nkr155.38 - Nkr189.00

All Time High

Nkr189.00