Helgeland Sparebank Asset Resilience Ratio

Latest as of December 2014: 0.21%

Helgeland Sparebank asset resilience ratio. Helgeland Sparebank (HELG) has an Asset Resilience Ratio of 0.21% as of December 2014. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See HELG cash and liquid assets coverage to measure how many days the company can operate on defensive assets alone.

Liquid Assets

Nkr54.00 Million

≈ $5.68 Million USD Cash + Short-term Investments

Total Assets

Nkr25.86 Billion

≈ $2.72 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio of Helgeland Sparebank (2007–2014)

Asset resilience ratio of Helgeland Sparebank from 2007 to 2014. This chart shows how Helgeland Sparebank's Asset Resilience Ratio has changed over time. Read Helgeland Sparebank debt and liabilities for a breakdown of total debt and financial obligations.

Liquid Assets Composition Over Time

This chart breaks down Helgeland Sparebank's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Helgeland Sparebank assets under control.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Nkr0.00	0%
Short-term Investments	Nkr54.00 Million	0.21%
Total Liquid Assets	Nkr54.00 Million	0.21%

Asset Resilience Insights

Limited Liquidity: Helgeland Sparebank maintains only 0.21% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Helgeland Sparebank Industry Peers by Asset Resilience Ratio

Compare Helgeland Sparebank's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Societe Generale S.A. PA:GLE	Banks - Regional	11.25%
Itau Unibanco Banco Holding SA NYSE:ITUB	Banks - Regional	3.55%
Spar Nord Bank CO:SPNO	Banks - Regional	-3.96%
Bank of Guiyang Co Ltd SHG:601997	Banks - Regional	-0.78%
Qingdao Rural Commercial Bank Corp Class A SHE:002958	Banks - Regional	-13.48%
Bank Ina Perdana PT JK:BINA	Banks - Regional	-30.89%
Bank Rakyat Indonesia Agroniaga JK:AGRO	Banks - Regional	8.38%
Bank Agris Tbk JK:AGRS	Banks - Regional	1.98%

Helgeland Sparebank Asset Resilience Ratio by Year (2007–2014)

Helgeland Sparebank asset resilience ratio by year from 2007 to 2014. The table below shows the annual Asset Resilience Ratio data for Helgeland Sparebank.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2014-12-31	0.21%	Nkr54.00 Million ≈ $5.68 Million	Nkr25.86 Billion ≈ $2.72 Billion	+0.02pp
2013-12-31	0.19%	Nkr50.00 Million ≈ $5.26 Million	Nkr25.94 Billion ≈ $2.73 Billion	-0.05pp
2012-12-31	0.24%	Nkr60.00 Million ≈ $6.31 Million	Nkr24.59 Billion ≈ $2.59 Billion	-0.06pp
2011-12-31	0.31%	Nkr70.00 Million ≈ $7.37 Million	Nkr22.80 Billion ≈ $2.40 Billion	-0.08pp
2009-12-31	0.39%	Nkr71.00 Million ≈ $7.47 Million	Nkr18.38 Billion ≈ $1.93 Billion	-0.01pp
2008-12-31	0.39%	Nkr65.00 Million ≈ $6.84 Million	Nkr16.59 Billion ≈ $1.75 Billion	-0.11pp
2007-12-31	0.51%	Nkr72.15 Million ≈ $7.59 Million	Nkr14.26 Billion ≈ $1.50 Billion	--

pp = percentage points

About Helgeland Sparebank

OL:HELG Norway Banks - Regional

Market Cap

$505.05 Million

Nkr4.80 Billion NOK

Market Cap Rank

#11875 Global

#94 in Norway

Share Price

Nkr178.00

Change (1 day)

+4.09%

52-Week Range

Nkr151.48 - Nkr183.00

All Time High

Nkr189.00