Helgeland Sparebank Financial Flexibility Index
Helgeland Sparebank financial flexibility index. Helgeland Sparebank (HELG) has a Financial Flexibility Index of 0.01x as of December 2025. Free cash flow of Nkr521.00 Million (operating CF Nkr502.00 Million minus capex Nkr19.00 Million) represents 0% of total liabilities (Nkr35.65 Billion). See cash generation quality of Helgeland Sparebank to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Helgeland Sparebank (2008–2025)
Financial flexibility index of Helgeland Sparebank from 2008 to 2025. Historical Financial Flexibility Index trend for Helgeland Sparebank across 18 annual periods. Check cash flow quality index of Helgeland Sparebank to evaluate the quality of earnings relative to operating cash generation.
Helgeland Sparebank Financial Flexibility Index by Year (2008–2025)
Helgeland Sparebank financial flexibility index by year from 2008 to 2025. Year-by-year free cash flow to debt coverage for Helgeland Sparebank. For the full cash flow conversion analysis, see HELG cash flow metrics.
| Year | Flexibility Index | Free Cash Flow (NOK) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | Nkr521.00 Million | Nkr502.00 Million | Nkr35.65 Billion | ▲ +491.4% |
| 2024 | 0.00x | Nkr-126.00 Million | Nkr-163.00 Million | Nkr33.75 Billion | ▼ -116.3% |
| 2023 | 0.02x | Nkr727.00 Million | Nkr663.00 Million | Nkr31.81 Billion | ▼ -80.9% |
| 2022 | 0.12x | Nkr4.04 Billion | Nkr3.94 Billion | Nkr33.69 Billion | ▲ +1477.2% |
| 2021 | -0.01x | Nkr-303.00 Million | Nkr-465.00 Million | Nkr34.81 Billion | ▼ -170.5% |
| 2020 | 0.01x | Nkr363.00 Million | Nkr342.00 Million | Nkr29.39 Billion | ▼ -80.6% |
| 2019 | 0.06x | Nkr1.94 Billion | Nkr1.85 Billion | Nkr30.50 Billion | ▲ +432.4% |
| 2018 | -0.02x | Nkr-567.00 Million | Nkr-576.00 Million | Nkr29.65 Billion | ▲ +50.1% |
| 2017 | -0.04x | Nkr-1.09 Billion | Nkr-1.13 Billion | Nkr28.56 Billion | ▼ -676.2% |
| 2016 | 0.01x | Nkr174.00 Million | Nkr144.00 Million | Nkr26.18 Billion | ▲ +121.6% |
| 2015 | -0.03x | Nkr-756.00 Million | Nkr-776.00 Million | Nkr24.58 Billion | ▼ -347.7% |
| 2014 | 0.01x | Nkr294.00 Million | Nkr279.00 Million | Nkr23.68 Billion | ▼ -70.0% |
| 2013 | 0.04x | Nkr991.00 Million | Nkr982.00 Million | Nkr23.95 Billion | ▲ +186.1% |
| 2012 | -0.05x | Nkr-1.09 Billion | Nkr-1.14 Billion | Nkr22.80 Billion | ▼ -49.9% |
| 2011 | -0.03x | Nkr-677.00 Million | Nkr-775.00 Million | Nkr21.12 Billion | ▲ +3.9% |
| 2010 | -0.03x | Nkr-617.00 Million | Nkr-670.00 Million | Nkr18.50 Billion | ▼ -212.2% |
| 2009 | 0.03x | Nkr500.00 Million | Nkr473.00 Million | Nkr16.82 Billion | ▲ +294.5% |
| 2008 | -0.02x | Nkr-231.00 Million | Nkr-240.00 Million | Nkr15.11 Billion | — |