Helgeland Sparebank (HELG) — Financial Flexibility Index
Helgeland Sparebank (HELG) has a Financial Flexibility Index of 0.01x as of December 2025. Free cash flow of Nkr521.00 Million (operating CF Nkr502.00 Million minus capex Nkr19.00 Million) represents 0% of total liabilities (Nkr35.65 Billion). Also explore Helgeland Sparebank (HELG) net asset momentum to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Helgeland Sparebank Financial Flexibility Index (2008–2025)
Historical Financial Flexibility Index trend for Helgeland Sparebank across 18 annual periods. Check Helgeland Sparebank PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for Helgeland Sparebank (2008–2025)
Year-by-year free cash flow to debt coverage for Helgeland Sparebank. For the full company profile including market capitalisation, see how much is Helgeland Sparebank worth.
| Year | Flexibility Index | Free Cash Flow (NOK) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | Nkr521.00 Million | Nkr502.00 Million | Nkr35.65 Billion | ▲ +491.4% |
| 2024 | 0.00x | Nkr-126.00 Million | Nkr-163.00 Million | Nkr33.75 Billion | ▼ -116.3% |
| 2023 | 0.02x | Nkr727.00 Million | Nkr663.00 Million | Nkr31.81 Billion | ▼ -80.9% |
| 2022 | 0.12x | Nkr4.04 Billion | Nkr3.94 Billion | Nkr33.69 Billion | ▲ +1477.2% |
| 2021 | -0.01x | Nkr-303.00 Million | Nkr-465.00 Million | Nkr34.81 Billion | ▼ -170.5% |
| 2020 | 0.01x | Nkr363.00 Million | Nkr342.00 Million | Nkr29.39 Billion | ▼ -80.6% |
| 2019 | 0.06x | Nkr1.94 Billion | Nkr1.85 Billion | Nkr30.50 Billion | ▲ +432.4% |
| 2018 | -0.02x | Nkr-567.00 Million | Nkr-576.00 Million | Nkr29.65 Billion | ▲ +50.1% |
| 2017 | -0.04x | Nkr-1.09 Billion | Nkr-1.13 Billion | Nkr28.56 Billion | ▼ -676.2% |
| 2016 | 0.01x | Nkr174.00 Million | Nkr144.00 Million | Nkr26.18 Billion | ▲ +121.6% |
| 2015 | -0.03x | Nkr-756.00 Million | Nkr-776.00 Million | Nkr24.58 Billion | ▼ -347.7% |
| 2014 | 0.01x | Nkr294.00 Million | Nkr279.00 Million | Nkr23.68 Billion | ▼ -70.0% |
| 2013 | 0.04x | Nkr991.00 Million | Nkr982.00 Million | Nkr23.95 Billion | ▲ +186.1% |
| 2012 | -0.05x | Nkr-1.09 Billion | Nkr-1.14 Billion | Nkr22.80 Billion | ▼ -49.9% |
| 2011 | -0.03x | Nkr-677.00 Million | Nkr-775.00 Million | Nkr21.12 Billion | ▲ +3.9% |
| 2010 | -0.03x | Nkr-617.00 Million | Nkr-670.00 Million | Nkr18.50 Billion | ▼ -212.2% |
| 2009 | 0.03x | Nkr500.00 Million | Nkr473.00 Million | Nkr16.82 Billion | ▲ +294.5% |
| 2008 | -0.02x | Nkr-231.00 Million | Nkr-240.00 Million | Nkr15.11 Billion | — |