Helgeland Sparebank (HELG) — Cash Flow Quality Index
Helgeland Sparebank (HELG) has a Cash Flow Quality Index of 8.96x as of December 2025. Operating cash flow of Nkr502.00 Million exceeds net income of Nkr56.00 Million, indicating high earnings quality where cash backs reported profits. Explore cash flow to debt ratio of Helgeland Sparebank to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Helgeland Sparebank Cash Flow Quality Index (2008–2025)
Historical Cash Flow Quality Index for Helgeland Sparebank across 18 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see HELG cash flow conversion.
Annual Cash Flow Quality Index for Helgeland Sparebank (2008–2025)
Year-by-year earnings quality comparison for Helgeland Sparebank.
| Year | Quality Index | Operating CF (NOK) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.00x | Nkr502.00 Million | Nkr504.00 Million | ▲ +448.9% |
| 2024 | -0.29x | Nkr-163.00 Million | Nkr571.00 Million | ▼ -116.1% |
| 2023 | 1.77x | Nkr663.00 Million | Nkr374.73 Million | ▼ -80.6% |
| 2022 | 9.12x | Nkr3.94 Billion | Nkr432.00 Million | ▲ +392.2% |
| 2021 | -3.12x | Nkr-465.00 Million | Nkr149.00 Million | ▼ -329.0% |
| 2020 | 1.36x | Nkr342.00 Million | Nkr251.00 Million | ▼ -77.5% |
| 2019 | 6.06x | Nkr1.85 Billion | Nkr305.00 Million | ▲ +256.8% |
| 2018 | -3.87x | Nkr-576.00 Million | Nkr149.00 Million | ▲ +6.8% |
| 2017 | -4.15x | Nkr-1.13 Billion | Nkr273.00 Million | ▼ -1107.8% |
| 2016 | 0.41x | Nkr144.00 Million | Nkr350.00 Million | ▲ +114.8% |
| 2015 | -2.77x | Nkr-776.00 Million | Nkr280.00 Million | ▼ -381.1% |
| 2014 | 0.99x | Nkr279.00 Million | Nkr283.00 Million | ▼ -73.3% |
| 2013 | 3.69x | Nkr982.00 Million | Nkr266.00 Million | ▲ +156.5% |
| 2012 | -6.53x | Nkr-1.14 Billion | Nkr174.00 Million | ▼ -12.0% |
| 2011 | -5.83x | Nkr-775.00 Million | Nkr133.00 Million | ▼ -32.2% |
| 2010 | -4.41x | Nkr-670.00 Million | Nkr152.00 Million | ▼ -223.9% |
| 2009 | 3.56x | Nkr473.00 Million | Nkr133.00 Million | ▲ +362.3% |
| 2008 | -1.36x | Nkr-240.00 Million | Nkr177.00 Million | — |