Helgeland Sparebank (HELG) — Cash Flow-to-Debt Ratio
Helgeland Sparebank (HELG) has a Cash Flow-to-Debt Ratio of 0.01x as of December 2025, meaning its operating cash flow of Nkr502.00 Million could theoretically repay 0% of its total liabilities (Nkr35.65 Billion) in one year. See Helgeland Sparebank free cash flow to debt ratio to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Helgeland Sparebank Cash Flow-to-Debt Ratio (2008–2025)
Historical debt coverage capacity for Helgeland Sparebank across 18 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Helgeland Sparebank.
Annual Cash Flow-to-Debt Ratio for Helgeland Sparebank (2008–2025)
Year-by-year debt coverage analysis for Helgeland Sparebank. Check Helgeland Sparebank cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (NOK) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | Nkr502.00 Million | Nkr35.65 Billion | ▲ +391.6% |
| 2024 | 0.00x | Nkr-163.00 Million | Nkr33.75 Billion | ▼ -123.2% |
| 2023 | 0.02x | Nkr663.00 Million | Nkr31.81 Billion | ▼ -82.2% |
| 2022 | 0.12x | Nkr3.94 Billion | Nkr33.69 Billion | ▲ +975.4% |
| 2021 | -0.01x | Nkr-465.00 Million | Nkr34.81 Billion | ▼ -214.8% |
| 2020 | 0.01x | Nkr342.00 Million | Nkr29.39 Billion | ▼ -80.8% |
| 2019 | 0.06x | Nkr1.85 Billion | Nkr30.50 Billion | ▲ +412.0% |
| 2018 | -0.02x | Nkr-576.00 Million | Nkr29.65 Billion | ▲ +51.0% |
| 2017 | -0.04x | Nkr-1.13 Billion | Nkr28.56 Billion | ▼ -820.4% |
| 2016 | 0.01x | Nkr144.00 Million | Nkr26.18 Billion | ▲ +117.4% |
| 2015 | -0.03x | Nkr-776.00 Million | Nkr24.58 Billion | ▼ -367.9% |
| 2014 | 0.01x | Nkr279.00 Million | Nkr23.68 Billion | ▼ -71.3% |
| 2013 | 0.04x | Nkr982.00 Million | Nkr23.95 Billion | ▲ +182.3% |
| 2012 | -0.05x | Nkr-1.14 Billion | Nkr22.80 Billion | ▼ -35.8% |
| 2011 | -0.04x | Nkr-775.00 Million | Nkr21.12 Billion | ▼ -1.3% |
| 2010 | -0.04x | Nkr-670.00 Million | Nkr18.50 Billion | ▼ -228.7% |
| 2009 | 0.03x | Nkr473.00 Million | Nkr16.82 Billion | ▲ +277.1% |
| 2008 | -0.02x | Nkr-240.00 Million | Nkr15.11 Billion | — |