Helgeland Sparebank (HELG) — Cash Flow-to-Debt Ratio
Helgeland Sparebank (HELG) has a Cash Flow-to-Debt Ratio of 0.01x as of December 2025, meaning its operating cash flow of Nkr502.00 Million could theoretically repay 0% of its total liabilities (Nkr35.65 Billion) in one year. See cash generation quality of Helgeland Sparebank to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Helgeland Sparebank Cash Flow-to-Debt Ratio (2008–2025)
Historical debt coverage capacity for Helgeland Sparebank across 18 annual periods. Also explore HELG year-over-year net asset growth to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Helgeland Sparebank (2008–2025)
Year-by-year debt coverage analysis for Helgeland Sparebank. For market capitalisation and broader financial context, see market cap of Helgeland Sparebank.
| Year | CF-to-Debt Ratio | Operating CF (NOK) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | Nkr502.00 Million | Nkr35.65 Billion | ▲ +391.6% |
| 2024 | 0.00x | Nkr-163.00 Million | Nkr33.75 Billion | ▼ -123.2% |
| 2023 | 0.02x | Nkr663.00 Million | Nkr31.81 Billion | ▼ -82.2% |
| 2022 | 0.12x | Nkr3.94 Billion | Nkr33.69 Billion | ▲ +975.4% |
| 2021 | -0.01x | Nkr-465.00 Million | Nkr34.81 Billion | ▼ -214.8% |
| 2020 | 0.01x | Nkr342.00 Million | Nkr29.39 Billion | ▼ -80.8% |
| 2019 | 0.06x | Nkr1.85 Billion | Nkr30.50 Billion | ▲ +412.0% |
| 2018 | -0.02x | Nkr-576.00 Million | Nkr29.65 Billion | ▲ +51.0% |
| 2017 | -0.04x | Nkr-1.13 Billion | Nkr28.56 Billion | ▼ -820.4% |
| 2016 | 0.01x | Nkr144.00 Million | Nkr26.18 Billion | ▲ +117.4% |
| 2015 | -0.03x | Nkr-776.00 Million | Nkr24.58 Billion | ▼ -367.9% |
| 2014 | 0.01x | Nkr279.00 Million | Nkr23.68 Billion | ▼ -71.3% |
| 2013 | 0.04x | Nkr982.00 Million | Nkr23.95 Billion | ▲ +182.3% |
| 2012 | -0.05x | Nkr-1.14 Billion | Nkr22.80 Billion | ▼ -35.8% |
| 2011 | -0.04x | Nkr-775.00 Million | Nkr21.12 Billion | ▼ -1.3% |
| 2010 | -0.04x | Nkr-670.00 Million | Nkr18.50 Billion | ▼ -228.7% |
| 2009 | 0.03x | Nkr473.00 Million | Nkr16.82 Billion | ▲ +277.1% |
| 2008 | -0.02x | Nkr-240.00 Million | Nkr15.11 Billion | — |